Business Credit Cards |

PNC Bank Business Credit Card Review & Comparison

When building business credit, it’s crucial to understand all of your options. Lately, many company owners, especially existing PNC business banking clients, are interested in learning more about PNC business credit cards. The bank offers five options, all with their own rewards systems and varying interest rates.

So, what makes PNC Bank’s credit offerings stand out? How do the cards stack up against one another? And, what else do you need to know before you apply? Find out here.

What is a PNC Business Credit Card?

A PNC business credit card is a line of revolving credit extended to a business by PNC Bank. The company is a portfolio lender which means they lend their own money and they do not sell their loans or lines of credit to third parties. So, a PNC credit card is arguably a good one to get.

PNC Business Credit Card Comparison

Find out which PNC business credit cards have a 0% introductory APR, cashback rewards, an annual fee, points, and other bonuses below.

	0% Intro APR	Cashback	Annual Fee	Points	Bonus
PNC Cash Rewards® Visa Signature® Business Credit Card	X	1.5%	$0	X	$200 for spending $3,000
PNC points® Visa® Business Credit Card	X	Optional	$0	5 points per $1 spent	Link personal PNC points card
PNC Travel Rewards Visa® Business Credit Card	X	X	$0	1 mile per $1 spent	Double miles on first $2,500 spent
PNC Visa® Business Credit Card	13 months	X	$0	X	X
PNC BusinessOptions® Visa Signature® Credit Card	X	Optional	Up to $500	Optional	$750 for spending $25,000

Who is the PNC Cash Rewards Visa Signature Credit Card for?

The PNC Bank Cash Rewards card is one of the most popular options. No doubt, 1.5% cashback on spending is enticing for many business owners. Plus, if you spend $3,000 within the initial promotional period, you’ll receive an additional $200. So, if you’re in the market for a card that pays you to use it, this is the one.

Do PNC Cash Rewards Expire?

According to PNC’s cash rewards terms and conditions, your cash rewards will not expire as long as your account is open. However, as soon as you close your account, you forfeit any unused rewards.

Who is the PNC Points Visa Business Credit Card for?

The PNC Bank PNC Points card is similar to the cash rewards card, except you’ll earn five “points” on every dollar spent. Points are redeemable for cash, electronics, gift cards, merchandise, and travel. And, if you have a personal PNC points card, you can link the two for more rewards.

How Much are PNC Points Worth?

When weighing the points card as an option, you need to understand how points are redeemable. There are three sections in the PNC points rewards catalog:

Travel
Gift Cards
Apple Store & Other Merchandise

You can directly book flights, hotels, cars, and other travel rewards, purchase gift cards and merchandise from the catalog.

For an idea of what you can get for your points, a Nintendo Switch is redeemable for 123,053 points (or after $24,610.60 in spending). And, the same amount might get you a flight from Portland, Oregon to Denver Colorado.

Do PNC Points Expire?

Unfortunately, yes, PNC points do expire. You have 48 months (about four years) from the time points are posted to your account to use them. So, you’ll need to monitor your points account to see how many are available at a given time.

Who is the PNC Travel Rewards Visa Business Credit Card for?

The PNC Bank Travel Rewards card is perfect for travelers. You can earn one mile for every $1 spent and two miles on the first $2,500 in eligible purchases. Or, you can book your own travel and redeem your miles for a statement credit. If this sounds enticing, the travel rewards card might be right for you.

Do PNC Travel Rewards Expire?

According to PNC’s travel rewards terms and conditions, miles expire in December of the fourth calendar year after the miles were earned. So, like points, you have about four years to use miles.

Who is the PNC Visa Business Credit Card for?

The PNC Bank Business Credit Card is a good starter card for small and medium-sized businesses looking to build credit. The 0% introductory rate for the first 13 billing cycles provides an incentive for companies who are looking to increase their short term and long term working capital or are ready to separate their business and personal spending.

Related Reading: Fund&Grow Facts: An Honest Business Funding Services Review Overview of a paid financial service that helps companies establish multiple 0% APR lines of credit to grow their business.

Who is the PNC BusinessOptions Visa Signature Credit Card for?

The PNC Bank BusinessOptions Visa Signature card is a better card for higher spending ($50,000 or more annually). While there is a maximum annual fee after the first year, you can avoid it by using your card for $100,000 or more in purchases each year. Plus, you can earn $750 statement credit by spending $25,000 on your card in the first three months.

The best feature of the BusinessOptions card might be the fact that you can choose cash, points, or travel rewards.

This card also has revolving and pay-in-full options for the most flexibility.

Still not sure which card is right for you?: Find the right PNC credit card for your business.

Commonalities With PNC Credit Cards

While PNC business credit cards vary and one or another might be better suited to your situations, there are some commonalities that they all share.

What Credit Score is Needed for a PNC Credit Card?

After reviewing the cards above, you may have an ideal card in mind. But, if your credit score is low, you may not be able to qualify yet. According to several cardholders in the MyFICO forum, those with lower credit scores (below 700) will have a difficult time getting a PNC credit card.

So, if you don’t have established business credit, you might have better luck starting with net 30 vendors to boost your score before you graduate to revolving credit options like those offered through PNC.

Are On-Time Payments on PNC Business Credit Cards Reported to Personal Credit Bureaus?

While your personal credit score may impact your ability to qualify for a business credit card, your payments will be reported to Dun & Bradstreet. Your Paydex score, as well as your Experian Business and Equifax Business credit scores, will be affected by on-time payments.

How to Increase Your Credit Limit on a PNC Credit Card?

As with all credit cards, the best way to increase your limit is to pay as agreed and keep your income updated in your account. You can learn more about this and some valuable hacks with a Business Credit Workshop membership.

Your PNC business credit card limit is a reflection of your standing with PNC and your credit profile. For convenience, you can request a credit limit increase online from inside your account.

Other Business Financial Services From PNC Bank

When selecting a credit card to use for business purchases, it’s helpful to know what else the issuer can offer your business. PNC Bank has a full suite of financial services for companies like yours. Most notable are the business checking, lines of credit, and term loans.

PNC Small Business Checking – Choose from four tiers of business checking options based on your needs and leverage additional solutions as needed.
PNC Business Lines of Credit – Based on your location, PNC Bank’s services can vary, but the portfolio lender offers business lines of credit other than credit cards. The amount you receive will be based on your credit profile.
PNC Business Term Loans – When you need a specific amount of funding to cover a business purchase like new equipment or real estate, PNC can help.

Final Thoughts

If you’re in the market for a business credit card, you don’t need to ask if you should get a card from PNC Bank. Rather, the right questions to ask yourself are:

Will I qualify for a business credit card through PNC?
Which card is right for me?

For cashback, choose the cash rewards Visa Signature card. To build points and redeem for gifts, select the points card. If you want to earn travel miles, apply for the travel rewards card. If you need a simple working capital boost, go for the PNC Visa business card.

And, if you need a full-featured card for high spend within your company, try to leverage the BusinessOptions Visa Signature card. And, if you’re interested in learning new ways to acquire more business credit and boost your business credit score, learn how to obtain business credit in 30 days.

How to Convert Credit Cards into Cash

By Brad Smith

Disclaimer: Consult a tax qualified professional, attorney and credit card company terms of service before proceeding.

Liquidating Credit Cards to Fund Your Business Ideas

Does getting $10,000 cash at zero-percent interest sound exciting to you?

What if there was a way of liquidating credit cards for this kind of quick cash with 0% APR? One that you could take advantage of over and over again?

Would you do it?

Why Learning How to Turn Credit into Cash Is so Crucial

When you start a business or invest in real estate, you will need a loan for your startup costs. However, you will have to supply a bank with a verifiable source of income and your tax returns. Or, you can take out a second mortgage or get a car loan. No one wants to do that.

Let’s face it. What you really need is unsecured credit. And the easiest way to get that is by liquidating credit cards.

What you are about to learn is proven to work!

However, there are a few challenges you will face in the process of turning credit card into cash. First, you will need to do some research to find the right credit cards to use. Then you will need to keep track of your financial transactions in one place to manage them.

That’s it! Now you’re closer than ever to learning how to turn credit into cash.

Coming up: How to Get a Cash Refund From Your Credit Card Company!

So keep reading. Our strategy for liquidating credit cards covers everything. We will show you how to turn credit into cash – minus the high interest and transaction fees!

You Don’t Necessarily Have to Get a Cash Advance to Get Cash

Most people know what a cash advance is. You go to the ATM or the bank and get money advanced on a credit card. There is a substantial fee for the transaction and then the interest rate is usually about 25% APR.

This is not for you! And it’s the first mistake people make when they try to turn credit card into cash.

They take out a high-interest loan on one credit card and max it out. Then the high-interest rate means they never pay back the principal on the loan. All they have is bad credit card debt.

The smart investor, though, uses a balance transfer strategy to get the cash advance and then pays it off right away. How do they do this?

Here are 3 easy steps for liquidating credit cards:

Step 1: Find a credit card that will let you take the highest cash advance possible. That’s the card to get first.
Step 2: Find three or four other credit cards that will let you transfer a balance for 0% APR for twelve months. These are usually offers you can find easily once you have signed up for your first credit card. (If you can get one credit card, banks will be eager to give you more offers at a better rate. This is where the 0% APR offers come in.)
Step 3. Take as large a cash advance as the first credit card will allow. Then immediately transfer the balance to the other cards at 0% APR.

Way to go! You now have a 0% APR loan you can pay off in easy installments within the next year!

You will also have a zero balance on the first card where you took the cash advance. Sure, you may have had to pay the initial cash advance fee, depending on the card. But there is nowhere you are going to get a deal like this for interest-free cash! So your initial cost for a cash loan is absolutely the lowest you can get in the banking industry!

Now you can invest the cash in your business and pay it back interest-free for a year!

Once you do, you will have the kind of credit you need to get even more credit. That is if you still need it. Since your first credit card has a zero balance, you can borrow on it again whenever you want!

Coming up: How to get your roommates to make your credit card payments!

Get Instant Cash from a Balance Transfer and Refund

If you already have a credit card with a low balance, there is another way to get cash from it. Let’s say you have a balance transfer offer of 0% from one of your new cards. You can transfer the maximum allowed from the 0% interest card to the card with the low balance.

For example, if the low balance on your existing card is $300, ask to transfer $3,000 to it. Then you will have a balance of negative $2,700 on your original card. Did you know that you can call the credit card company and they will issue you an overpayment check?

This is a check or cash money that can go right into your bank account.

So you have another way to get a $3,000 cash loan at 0% APR! Or you can also use this negative balance to pay off any bills that accept credit cards. You will still be paying 0% interest – because you are not actually charging anything.

Note: This only works on an existing credit card with a balance. Don’t balance transfer to a credit card with a zero balance. The bank will not accept the transfer on a zero balance credit card. (All you need is a very minor balance for this to work.)

Use Convenience Checks to Turn Credit Card into Cash with Lower Fees

Convenience checks are the checks that come with your credit card statement in the mail. These are blank checks you can write out to anyone. The same fees and interest apply, though, as using your credit card for a cash advance. So if you write the check out to yourself and put it in your bank, it works like a cash advance.

However, this is not always true.

To get you started using convenience checks, a bank may send them out with a special offer. Just like they sent you a 0% balance transfer offer. This will be something like no cash advance fee or 0% APR for 6 months. If you use the checks by a certain date.

Always be on the lookout for special offers – and liquidating credit cards for cash will work faster.

Coming up: Become a merchant that accepts cards and really learn how to turn credit into cash!

Get More Cash With Companies That Accept Credit Cards and Mail out a Check

There are also companies that will charge your credit card and send out a check on your behalf. Of course, since even utility companies take credit cards, this mainly applies for rent. Most landlords want cash, not credit.

These companies, like Plastiq, RadPad, RentMoola, Urbanr, and Venmo are all online. They charge 1.5% to 2.5% of each transaction amount. They charge your rent to your credit card like a purchase. Then they send a check to your landlord.

Which means that this charge counts as a straight purchase on your credit card, with no cash advance fees. Which also means that if you have roommates, you can charge your entire rent.

Then take their cash and put it in your bank account.

These companies will also take multiple cards for one rent check, which is really flexible. This is why it is important to have three or four cards to turn credit cards into cash.

Always keep your options open when you are using a balance transfer strategy to invest in your future.

A Merchant Account Will Turn Credit Card into Cash

A merchant account is a business account that will also help with liquidating credit cards. This is because when you open a merchant account, you can take credit card payments from other people. This is money that goes right into your bank account as cash.

You can then use the cash to pay off a balance for when you take a cash advance of your own.

So when can you take cash from other people as payments?

If you have roommates, you can take their share of the rent on their credit cards. Or if anyone owes you money, they can pay you by using their credit card. If you are starting a business you can take credit cards as payment.

It all goes into your bank account as cash, minus the processing fee.

All you need is a card reader and a credit card processor. The card reader goes on your cell phone so you can take payments anywhere. The money will be in your account within a few days! Some of the top credit card processors are Square, Payment Cloud, Leaders Merchant Services, and Flagship.

Many of these processors do not run a credit check or require you to have a business checking account. Some specialize in high-risk businesses or people with bad credit.

This is another way to turn credit card into cash you may not even have considered.

Final Thoughts on How to Turn Credit into Cash:

As you can see, there are many reasons why liquidating credit cards into cash works:

Easy, monthly payments all applied to your principal balance
Unsecured credit that without using your assets as collateral
Minimal credit and background checks
Can be used over and over
Instant access to cash when you need it
Will improve your credit score

Learning how to turn credit into cash and liquidating credit cards is an exciting opportunity! But what do you think? Is this something you think you’re ready for? If so, leave your comments below!

Building my Business with Credit – from Side Hustle to 7 Figures

By Spencer Mecham

My name is Spencer Mecham and I’m a full-time entrepreneur and business owner. In 2017 my business went in a single year from a random side-hustle for some extra money to a 7-figure real business. The kind that employs people and uses accountants.

I recently watched a movie about the 2008 recession in the United States. One of the major factors that threatened to kill the entire U.S. economy was a lack of credit for businesses. In the movie there is a scene where the CEO of General Electric is on the phone and says that he can’t get access revolving credit to fund the day-to-day operations of his company.

The movie details what could happen if credit becomes hard or impossible to get and the picture isn’t good. Most major companies grind to a halt.

This isn’t because the companies are using dangerous amounts of debt or are in bad shape. It’s just become the nature of the world economy. Businesses need and use credit on a daily basis to fund various operations.

I learned this first hand last year when my company suddenly started to see explosive growth.

I started out like lots of entrepreneurs. I discovered the world of entrepreneurship while still in college, found something I liked doing, and started to try it as a side-hustle. My side hustle was called affiliate marketing. I loved doing it, despite making almost no money my first two years. In the back of my head I always figured I’d eventually succeed, but didn’t really think through the details of when or how.

Then one day I did.

I found something that worked, and worked incredibly well. It was an affiliate program and I was running ads to it. My ads were wildly profitable for the amount I was spending. The only problem was credit. While my ads were profitable, the program had a 45 day payout. This meant I couldn’t actually access the money for 45 days.

I knew the money was coming (pending some disaster) but that didn’t help anything. I had this fear that others would discover the opportunity I had found before I ever had a chance to capitalize on it. This fear was exacerbated by the 45 day payout period. I needed to be able to fund what I was doing for 45 days at least, and then probably beyond that if I wanted to scale quickly.

There was little risk in getting access to the credit. The money was already due to me from a reputable company, I just needed to get it sooner.

As soon as I realized the position I was in I walked into a Chase bank and applied for the Chase Inc Preferred credit card. To this day it is my favorite credit card. Chase gave me a $35,000 limit on the card and it took less than a week to get approved and have the card in my hands.

To be honest I’m still in disbelief they did that. My company was brand new with very little in terms of proven results. I personally had good credit, but none of my personal credit cards came close to offering me $35,000.

For the first month after that I spent nearly $30,000 on ads on that credit card. Those ads were able to generate much bigger profits that would come to fruition in 45 days. As soon as my first payment from the program came in I was able to pay the credit card and get access to a little more credit.

Long story short for about 3 months my business was a revolving door. I spent nearly $100,000 on ads that have brought me nearly $300,000 in earnings at this point. I was able to use credit to explode my growth and keep my first-mover advantage long enough to get my business running smoothly and profitably.

I learned some valuable lessons in the process about keeping a good line of credit on hand. If I hadn’t been able to get access to the money when the opportunity came up my growth would have been dramatically limited. Others could have seen what I was doing long before I could scale to the levels I wanted to be at.

Even better, Chase gave me 3x points for every dollar in adspend, leaving me with nearly 1.2 million rewards points to spend on travel. That’s nearly $15,000 in free travel when booked through Chase. It allowed me to take my wife to Iceland for free. And because I was quick to pay off the credit and still am, I have spent little to nothing on interest charges.

I now highly recommend to every business I talk to to have credit available. Whether they use it or not, it never hurts to have it ready. When an opportunity comes that is virtually a guaranteed profitable venture, you don’t want to be stuck without the funds while the opportunity passes you by.

$85,000 in Business Credit within 30 days [Case Study]

By Joe Lawrence

Case Study – Damien

We helped prepare Damien’s company in such a way that lenders are more likely to lend to it, as outlined in our e-course here, including properly building his business credit profiles
Starting with a list of over 200 banks, we narrowed down to 14 banks to work with. We then introduced client to 3 local, region based lenders that offer no-doc business credit cards and 1 credit union that offers personal line of credit
Within a month, we got Damien approved for $85,000! These are unsecured, no-doc business credit cards that do not show up on client’s personal credit report plus 1 personal line of credit!

When we work 1-on-1 with a client, we call hundreds of banks to see what their underwriting criteria is. Although we have a list of preferred lenders we work with, we continue to add more banks to our network. This is necessary as lenders change from month to month and it keeps our database of lenders up to date. You can apply to work with us 1-on-1 here.

Want to see some of the banks we worked with?

(To view the Banks that we worked with, you must be an active 1-on-1 client or a member of BCW Online)…[Content protected for BCW Online - Gold (E-Course plus Monthly Membership) members only]

Using Balance Transfers to Free up Cash Flow

By Joe Lawrence

In business, it’s very common to have cash flow issues. Sometimes, you’re waiting on clients to pay your business for services rendered and other times, cash might be low, but inventory and assets are high. One technique you can use to lower your monthly overhead, hence increasing cash flow is to use a business credit card to do a balance transfer.

Let’s say you are carrying $20,000 in credit card debt.

At 20.9% interest, your monthly payment is $550
At 9.90% interest, your monthly payment is $366

That’s a potential savings of $184 per month or $2,208 per year!

Now where do you find business credit cards that have the best rates and possibly introductory rates that could save you hundreds? Take a look at our list of best business credit cards by clicking here.

The Best Business Credit Cards

By Joe Lawrence

Lender	Description	More Information
Wellsfargo	WellsFargo is the best option for obtaining a business credit card. This is because they have recently expanded to the east coast (of the US) and are aggressively lending. They have three options including a secured card that is great for building or re-building business credit!	Visit Site
PNC	PNC has 5 credit cards they offer to small businesses. Points Card, Travel Rewards Card, Visa Business (lowest APR), and the Business Options Card (your choice of 3 rewards programs).	Visit Site
TD Bank	Has a card that is called Simply Flexible Business. The more you pay each month, the lower your APR! The other card they offer is the Easy Rewards Business (accumulates points) with no annual fee.	Visit Site
US Bank	Offers 4 different options, ranging from Cash Rewards to points to regular platinum card with lower APR (no point accumulation)	Visit Site
American Express	Offers a Charge Card (must pay balance in full at end of the month) and a revolving card. These cards are usually grouped together, so if you’re reviewing business credit cards at americanexpress.com, simply look at the payment term to determine if it’s a charge card or revolving card. The charge card has no pre-set spending limit and has a great points/rewards program. The revolving card has been approving business owners with smaller credit lines than other banks (like WellsFargo), but has some perks. For example with the platinum American Express Card; you’ll receive Lounge access in airports and concierge service from American Express.	Visit Site

When searching for the best business credit cards for your small business, it is crucial to be aware of what is currently happening right now in today’s business lending environment. Frequently, advice offered today is no longer valid in many aspects of current business because so much has changed from years ago in the business lending environment. Even six months can make a difference in the world of business lending and the best routes to take. For example months ago, it was suggested to visit Bank of America for unsecured business loans of credit if you are trying to get a new business started. However, this is only a valid option today if you have an established business that can show income verification (tax returns) from the past two years or more.

Connect with National Banks and Local Community Banks

The good news is that there are banks you can expect to find the best business credit cards from, even though the list is constantly changing. Today, more money is being lent from smaller, local banks than ever seen before. Why is this? The most obvious reason is that the local banks were not as loose with their lending guidelines during a time when every other National lender jumped in the “Sub-Prime Lending Band Wagon”. In other words, they did not over extend themselves years back. So in today’s market, they still have money to lend. In fact, New Jersey’s Provident Bank, welcomes business owners with “We’re Still Lending.” on their local billboards.

To put it simply; the easiest method to find business credit cards and lines of credit is to be on the look-out and keep a log of banks you see during your commute. When you see a bank that you have not heard of before; they are usually lending. On one trip to your office, you could compile a list of seven or eight banks!

A little preparation goes a long way

When you obtain a current list of banks and lenders, do not simply apply to everything right away. There are tricks of the trade that can help you build your business credit profile the right way and get approved.

It’s important you understand what the terms/conditions of the cards are. You should read the fees and disclosures of the card and interview the bank on how much typically is lent for a business of your stature. Check to see the APR, annual fee and if it’s a variable or fixed rate.

One great benefit of business credit cards is that they are lines of credit with the name of your corporation attached to them and they do not reflect upon your personal credit. What you do with your finances on a personal level and what you do for your business are completely separated with the use of a business credit card. This is as it should be. In fact, utilizing a business line of credit can help you pay off personal debt and help you appear virtually “debt-free” to lenders as a result. Just make sure the business credit card company does not report to your personal credit report. This is a rare occurrence, but one that Capital One recently adopted.

How to get lenders to offer you business credit cards

Other than applying for the best cards, it is a wise idea to learn how to attract companies to offer you unsecured lines of credit. You can accomplish this without income verification, seeing as a new business will not have any income to show yet. The process of attracting business credit card lenders is the similar as personal credit cards. If your personal credit score is 730, you will get many offers for a new credit card in the mail. If it is closer to 520, there will be no offers in your mailbox. By building your business credit score, you will receive more offers and increase the likeliness of getting approved. You can establish good business credit the same way as personal credit: make payments on time and build positive trade lines. Once you have established 5 (reported) business trade lines of credit, regardless of amounts, you will start to “attract” other lending companies. Similar to how you may be receiving pre-approved offers in your mail box solicited to you personally; your business will receive pre-approved offers as well.

There are a few credible companies that you must be invited to in order to become a business credit card customer. Chase recently made such changes so only the highest credit holders can obtain the best business credit cards offered by them. However, banks like Fulton Bank, PNC, TD Bank and Wells Fargo are still offering low APR Business Credit Cards to the general business owner.

Keep in mind that in today’s market, it is more important than ever before to structure your company correctly to get approved in today’s market. By building positive trade lines (beefing up your business credit score) and networking with local banks and credit unions, you will be on your way to obtain the best business credit cards.

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Business Credit Cards without Personal Guarantee

By Joe Lawrence

business credit cards without personal guarantee

You may be wondering if it’s still possible to obtain business credit cards without a personal guarantee. Well, it is still possible. But you are going to have to do some work first.

For starters you’ll need to establish business credit that is separate from your personal credit. To do this, you’ll need to create business credit profiles with Dun and Bradstreet (see How to Get a DUNS Number), Experian Business and Equifax Small Business.

Then you’ll need to establish business credit with trade vendors (NET 30 Accounts). The purpose of this is to get your business some credit quickly so that the three business credit bureaus will start to rank you. Trade vendors usually offer quick approvals if you are just starting out.

>>>We have a guide that shows you how to do exactly this. Click here to view it.<<<

Now that your business has established some business credit. You can apply for business credit cards without having to give a personal guarantee. Keep in mind though that if you are not willing to “give” a personal guarantee, you’ll need to “give” something else. This may be providing the lender some other form of collateral like Accounts Receivable, Equipment or another asset. It’s possible to receive unsecured lines of credit, but in the present lending environment, your company needs to be well qualified (think of the basic rules of lending: business credit rating, business revenue, business plan, business assets/cash.

Of course, there are some lenders that will offer you business credit cards if you are a brand-new business without any assets or qualifications, but these are more along the lines of store cards (like Home Depot, Lowes, Office Depot, Staples, etc) and Business Gas Cards. Can you obtain a business credit card that you could use anywhere, like a Visa or Mastercard? Yes. You can, but remember, you need to get your company qualified first. And, you may want to consider local lenders that have smaller programs catered towards the community businesses in their area.

If you need additional help getting business credit cards without a personal guarantee, please give us a call at (888) 218-6354 for a free business credit consultation. We will work with you 1on1, with local lenders in your area to meet your business needs. (We have many references are available).

What is a PNC Business Credit Card?

PNC Business Credit Card Comparison

Who is the PNC Cash Rewards Visa Signature Credit Card for?

Do PNC Cash Rewards Expire?

Who is the PNC Points Visa Business Credit Card for?

How Much are PNC Points Worth?

Do PNC Points Expire?

Who is the PNC Travel Rewards Visa Business Credit Card for?

Do PNC Travel Rewards Expire?

Who is the PNC Visa Business Credit Card for?

Who is the PNC BusinessOptions Visa Signature Credit Card for?

Commonalities With PNC Credit Cards

What Credit Score is Needed for a PNC Credit Card?

Are On-Time Payments on PNC Business Credit Cards Reported to Personal Credit Bureaus?

How to Increase Your Credit Limit on a PNC Credit Card?

Other Business Financial Services From PNC Bank

Final Thoughts

Liquidating Credit Cards to Fund Your Business Ideas

Why Learning How to Turn Credit into Cash Is so Crucial

What you are about to learn is proven to work!

You Don’t Necessarily Have to Get a Cash Advance to Get Cash

Get Instant Cash from a Balance Transfer and Refund

Use Convenience Checks to Turn Credit Card into Cash with Lower Fees

Get More Cash With Companies That Accept Credit Cards and Mail out a Check

A Merchant Account Will Turn Credit Card into Cash

So when can you take cash from other people as payments?

Final Thoughts on How to Turn Credit into Cash:

Case Study – Damien

Want to see some of the banks we worked with?

Connect with National Banks and Local Community Banks

A little preparation goes a long way

How to get lenders to offer you business credit cards

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