Is Credit Suite Legit? — A Business Credit Expert Review

Credit Suite® is a pretty popular platform to help business owners build business build credit. They have a certain way of doing things that tends to garner mostly positive reviews. So, can you trust these reviews? Is Credit Suite® legit?

I’m here to help you answer that question — Let’s look at the offer, the company itself, exactly what they can help you accomplish, and how they do it. By the time you’re done here, you’ll know if this offer is right for you.

This is what’s in store:

What is Credit Suite?
- How Much Does Credit Suite Cost?
- Company Overview
What Will the Service Help You Achieve?
- Credit Suite’s Credit Monitoring
How Does Credit Suite Stack Up to Competitors?
Final Takeaway: Is CreditSuite Legit?

So, let’s get to it…

What is Credit Suite®?

Credit Suite® is a service that helps businesses secure credit and financing “without the usual headaches” — They offer a Fundability™ system that helps you understand and improve various factors that affect your ability to qualify for financing.

With over 125 Fundability Factors™, they guide you through improving your “fundability” and establishing business credit.

Credit Suite® can also connects you with lenders and brokers, matching you with sources for loans, credit lines, and other forms of financing. By understanding and improving your fundability, the idea is to increase your chances of approval before you apply for financing.

The Credit Suite® team advocates for knowing your fundability upfront, building and leveraging business credit wisely, and applying strategically with their step-by-step guidance and coaching.

Now, if you are interested in the white-label business financing software options, I recommend shopping around. Check out Funding CEO, Blue Street Capital, and Mulligan Funding just to get an idea of how many fish swim in this sea.

How Much Does Credit Suite® Cost?

CreditSuite’s® core offer to help you build business credit costs either $2,997 upfront or 8 payments of $497 ($3,976 total).

Both plans provide access to the same features, but the single payment option offers savings if you’re able to make the full payment upfront. 🚩 They advertise that you’ll save 50% with an upfront payment, but some quick math shows that this actually gives you only about 25% savings.

Company Overview

CreditSuite Inc is a Tampa-based business that was founded in 2014 by Megan Christiansen and Ty Crandall. The company is active and in good standing, according to Florida’s SunBiz platform. Crandall is the company’s current CEO, and before he became an entrepreneur, he served as a medic at Wright Patterson Air Force Base for four years.

According to Glassdoor, employees are basically thrilled with the company. Impressively, 93% of staff would recommend the company to a friend, and 92% approve of Crandall as the CEO. This says a great deal about the company and how they operate. These numbers are pretty incredible, though based on 23 reviews, which isn’t an enormous sample.

Credit Suite Reviews

Now, we know staff is happy. But, what about members/users?

Well, Credit Suite has a very high rating on Trustpilot too, with an overall 4.6-star rating on the platform. Most members are just as delighted with the company as the staff.

While the system mostly seems to satisfy users, it is not free from grievances — Still, the most dirt I could find on Credit Suite had to do with their refund policies. Users who were apparently speaking to the Partner Program (not the core business credit building services) complained of being overcharged and/or not receiving a refund when they believed they were entitled to one.

Yet, in at least one case, a Credit Suite representative replied and claimed to have made an attempt to process the refund after all. So, this criticism should be taken with a grain of salt. All in all, the service maintains mostly positive reviews across the board.

You might also like: This is How to Leverage Business Credit to Transform Your Life

What Will the Service Help You Achieve?

Credit Suite’s® approach involves not only establishing business credit but also utilizing it effectively. They provide access to numerous accounts to help build your business credit profile, which can then be leveraged for more financing opportunities and better fundability.

The goal of leveraging the Credit Suite® system is to build and obtain credit for your EIN that is not linked to your SSN (no personal guarantee/credit check). You will learn about a DUNS number, discover a few net 30 vendors, and the rest of the basics of business credit.

The system is based on a simple, 4-step framework:

Build business credibility
Establish business credit reports
Get Initial business credit
Get revolving credit

By the end of your journey, the brand claims to help you get multiple revolving lines of credit from $5K to $50K each. And, their users seem to be pleased. Here are some of the features boasted by clients.

Continuous contact from support via call, text, & email
Business credit education
An offer of $20K in personal credit
A 5-month business credit program
Exceptional customer service

And, as far as resources go, their blog has some decent info for beginners who want to learn about expanding their business credit options. For example, one recent topic is “Crowdfunding Terms You Should Know in a Recession” — They also share content about trade references and NAICS and SIC codes.

CreditSuite’s® Credit Monitoring

If you’re only interested in seeing your business credit scores, Credit Suite® used to have their own credit monitoring software, which wasn’t the very best that I know of. At some point recently, they made some changes to their system.

Now, it appears that they offer credit monitoring through a partnership with Nav®, which is the best business credit monitoring system I know of. I think this change was a smart move.

How Does Credit Suite’s® Core Offer Stack Up to Competitors?

To play the devil’s advocate here, I might argue that businesses could save themselves a couple thousand dollars by diligently researching their options. These business owners would make sure they have the right fit because there are several worthy Credit Suite® competitors. For example, Fund&Grow®, LenCred®, and others offer similar business credit acquisition solutions.

Company	Funding Claim	Cost
Credit Suite	Multiple revolving lines from $5K to $50K	$2,997 to $4,179
Fund&Grow	$100K to $250K	$3,997 or 9% of Funding Obtained
LenCred	$25K to $150K	5 to 10% of Funding Obtained
Business Credit Builders	$50K to $150K	$3,500
One-Stop Funding Solutions	$25K to $200K	$99 to $3,950
Midwest Corporate Credit	Up to $500K	8% of Funding Obtained

Plus, some contenders have pretty amazing bonuses. Fund&Grow®, for example, offers private getaways and vacations. So, I recommend studying the business credit building marketplace before you sign up.

Conclusion: Is CreditSuite Legit?

The answer you’ve been waiting for: Can you believe the positive Credit Suite Reviews? Probably. The company is active, in good standing in the state of Florida. I didn’t find any legal issues with the company. And, both staff and members alike tend to rave about the company.

It sounds like users are happy with their results and that Credit Suite’s customer service is impressive. The service is legitimate and seems capable of coaching you to get large lines of business credit, as long as you work the program.

Furthermore, the white label service is a standout feature not offered by any direct competitors.

Do you want to boost your business credit score and obtain large business lines of credit without paying high origination fees? Learn how to obtain up to $100K in business credit in 30 days: Join Business Credit Workshop today!

Is Credit Suite Legit? — A Business Credit Expert Review