NAMYNOT Net 30: Marketing Services That Build Business Credit

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NAMYNOT net 30

If you want a way to improve your business’s cash flow while better marketing your business, NAMYNOT’s Net 30 account could be what you need—This option lets you defer payments for up to 30 days, providing more financial flexibility. 

Curious about how their Net 30 terms work and how they might benefit your business? Keep reading to find out everything you need to know.

This is what’s in store: 

Now, let’s roll!

What is NAMYNOT? 

Namynot net-30

NAMYNOT, aka “nmi,” offers businesses a range of marketing services to support growth and visibility. According to their own marketing message, they focus on clear communication and create strategies that fit each client’s specific needs. Whether you want to strengthen your online presence or reach new customers, NAMYNOT can help with practical marketing solutions.

Here’s a quick look at what they offer:

  • Organic lead generation with content marketing.
  • Email marketing campaigns.
  • Custom marketing strategies, both online and offline.
  • Professional website design and maintenance.
  • Ad management.

With experience across various industries, NAMYNOT works with businesses of all sizes—They provide straightforward, adaptable solutions that can help your business move toward their goals.

And, they offer business bureau reporting, which means that you may be able to have your payments reported to help you establish or improve business credit. 

You might also like: 41 Companies That Help Build Business Credit [Beyond Net 30 Vendors] 

Company Overview

namynot inc. 159 n sangamon st pmb 2726, chicago, il 60607, états-unis

NAMYNOT Inc. is a Chicago-based web services company that was allegedly founded in 1999 (according to Crunchbase) or 2000 (according to LinkedIn) by Antonio Wells. The company is active and in good standing in the state of Illinois, but their incorporation date was in 2021.

Now, I did find namynot.com in the Wayback machine as early as 2002, which indicates that the company was probably in operation before that time. Based on the homepage screenshot saved over 20 years ago, the brand’s design trends were quite different at that time, with a focus on flash animation web design.  

NAMYNOT web services in 2002

For fun, I popped in to see what NAMYNOT’s website looked like in 2010, and there had been quite an improvement. 

NAMYNOT in 2010

Since the company’s launch, Wells has worn many hats. From 2017 to present, he’s been the Managing Director at Celebrity Myxer. From 2015 through 2017, he served as the Senior Manager of Web and Content at BlueStacks, and he was the Founder & Chief Editor at AndroidTapp for over seven years. It seems he’s an experienced entrepreneur with a focus on marketing. And, NAMYNOT is his longest-standing venture.  

NAMYNOT CEO Antonio Wells

While I didn’t see any past or open lawsuits against the company, the Better Business Bureau (BBB) warns that they misused the BBB brand logo in that they are not accredited with the BBB. Still, they maintain 5-star reviews on the platform. 

Namynot reviews

While I didn’t spend too much time searching for business aliases, I did not see NAMYNOT or nmi listed Trustpilot or Reddit. With a marketing service, this isn’t super alarming, but made me wonder if Wells had been freelancing through another platform to build clientele. 

I did find wells on Upwork with 100% job success and great client reviews as far back as 2019. Clients consistently commend Antonio Wells for his SEO expertise, thorough research, and ability to create high-quality content that drives lasting results. 

Antonio Wells Freelancer

Upwork clients also value his professionalism, clear communication, and strategic insights, often noting how his work positively impacted their businesses. Many clients say that they plan to rehire him, describing him as reliable, knowledgeable, and easy to work with.

So, despite some ambiguity around its founding date and lack of BBB accreditation, the brand maintains a strong reputation. With consistent positive feedback and a focus on marketing, NAMYNOT has quietly built trust and credibility over the years. In short, they’re likely legit.

You might also like: How Can Crown Office Supplies Help You Build Business Credit? 

What is a Net 30 Account?

A net 30 account is a type of credit account that gives you 30 days to pay off a purchase after receiving an invoice. It’s pretty common in business-to-business transactions. 

For example, if a company buys supplies from a vendor with net 30 terms, they don’t have to pay upfront—they’ll get an invoice and have 30 days to settle it. It helps businesses manage cash flow by giving them more time to pay for goods or services while still keeping operations running smoothly.

And, many contemporary net 30 vendors offer payment reporting to business credit bureaus. 

Recommended: How to Use 30 Day Net Vendors to Build Your Business Credit Score 

NAMYNOT Net 30 Features & Benefits

Again, NAMYNOT has a net 30 offer that’s worth a look. Here, explore the features and benefits of being approved for their net 30 terms. 

1. Pay Later

How many net 30 accounts should I have?

With NAMYNOT’s net 30 business line of credit, you have the flexibility to purchase digital marketing services now and defer payment for up to 30 days—This means you can invest in essential services, like a website redesign or social media advertising, without immediate financial strain. 

For example, if you need to launch a marketing campaign to promote a new product but are short on cash this month, you can use the net 30 option. You can focus on growing your business while managing your cash flow more effectively.

2. Build Business Credit

Who does Namynot report to?

Timely payments on your Net 30 account contribute positively to your business credit profile. When you pay your invoices on time, your payment history is reported to Dun & Bradstreet (the leading business credit bureau). 

This can improve your creditworthiness and open doors to better financing options in the future. As a business owner, you might become able to secure a higher credit line or more favorable loan terms, which makes it easier to fund your growth ambitions.

Recommended: Everything You Need to Know About a DUNS Number – and Why You Should Care 

3. No Personal Guarantee Required

No PG net 30 account

One of the significant advantages of our Net 30 account is that it does not require a personal guarantee or a credit check. This feature protects your personal credit score and separates your business finances from your personal finances. 

For instance, if your business faces a financial hiccup, your personal assets remain safe. This can give you peace of mind as you focus on running and scaling your business.

You might also like: Here’s How to [Actually] Get Business Credit With Just an EIN +More

4. Up to $10K Credit Line

Namynot customer service

You can qualify for a credit line of up to $10,000, giving you ample resources to invest in your business. Whether you want to launch a new marketing initiative, hire freelance talent for a project, or upgrade your office equipment, a credit line can give you the flexibility you need. 

Imagine having the capital to execute a comprehensive digital marketing strategy without immediate cash outflow—this could significantly boost your business visibility and sales.

You might also like: What is the Best Credit Card for Ad Spend? Expert Insights 

5. Easy Application Process

NAMYNOT net 30 application

Applying for a Net 30 account is straightforward and free of charge. This means you can get access to critical funding without the burden of complicated applications or hidden fees. The streamlined process allows you to focus on what matters most—growing your business. 

Once your application is approved, you can start using your credit line almost immediately, which enables you to act quickly on new business marketing opportunities.

You might also like: Free, Printable Business Credit Application Template (+How to Use it) 

How to Qualify for NAMYNOT Net 30

To qualify for a NAMYNOT net 30 account, make you meet the following requirements:

  • You own a profitable, U.S.-based business. 
  • Your business is active and was registered at least 90 days ago.  
  • You want to take advantage of NAMYNOT’s services. 
  • You own at least 25% of the business. 
  • Your business has an EIN and a DUNS Number. 
  • No past, negative payment history has been reported about your business. 
  • You have a professional website. 

If you run a profitable business, have the title of Authorized Officer, and meet all the above requirements, you can confidently apply for a NAMYNOT Net 30 account. 

Note: If you don’t yet have a professional website, NAMYNOT might be able to help. 

You might also like: The CEO Creative Net 30 Review: Is it Worth Your Time? 

Final Thoughts 

NAMYNOT offers marketing services alongside a net 30 payment option, which can help you manage cash flow while investing in your business. Whether you need digital marketing, a website redesign, or want to build your business credit, their flexible terms can help without the pressure of upfront payments. 

With an easy application process, no personal guarantee, and credit lines up to $10K, NAMYNOT’s Net 30 option could be a practical choice if you’re looking to expand your marketing efforts. What do you think? 

Do you wanna learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

FairFigure Review: Is it Really That Easy to Build Business Credit?

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FairFigure review

I first discovered FairFigure when writing up my most recent post, a comprehensive Fidextech review. I found it so interesting that I put it at the top of the list to research next. Now, here’s everything I know. 

Let’s take a look at what FairFigure is, see an overview of company leadership, and explore the features of the card in detail. 

This is what’s in store: 

Now, let’s roll! 

What is FairFigure?

Fair figure net 30

FairFigure is a platform designed to help small business owners build, monitor, and improve your business credit. They offer a service that allows you to track both your business and consumer credit scores in real time. It includes features like a Business Credit Correct tool that helps identify and fix incorrect information. 

FairFigure also offers the FairFigure Business Capital Card, which you can use to get funding without personal credit checks or personal guarantees.

Key features include:

  • Business and consumer credit monitoring.
  • FairFigure Capital Card that helps build credit while providing same-day funding.
  • Payment reporting to commercial credit bureaus. 
  • Identity Theft Protection and Darknet Scanner to help secure your company.

With FairFigure, there are no personal credit checks for funding or credit applications, since they rely on business EINs instead. The company positions itself as a tool to help businesses grow by helping them improve credit scores and secure better funding options.

You might also like: Low-Risk NAICS Codes +Best SIC Codes for Business Credit in 2024 

Company Overview

Is Fair Figure legit?

FairFigure Capital LLC is a Fort Lauderdale-based company that was founded in 2021 by Dana Angelino. Angelino happens to own and co-own several other companies, including numerous net 30 offers that help people build business credit. 

His other businesses include: 

So, FairFigure’s founder is as informed as anyone could be about the business credit building market and net 30 offers. Other than a bank executive, I can’t think of a better background for a business credit builder company leader. 

While FairFigure is not Better Business Bureau-accredited, they have an A- rating on the platform, with minimal complaints and a handful of positive reviews from satisfied users. 

FairFigure reviews complaints

I didn’t find any FairFigure reviews on Trustpilot, mentions on Reddit, or staff reviews on Glassdoor. Most of the reviews I did find appeared to be affiliate reviews, so I assume they were somewhat biased. 

FairFigure credit card reviews

Without ever having applied for the card myself, I can only say that, if I were a betting man, I would wager that the company is trustworthy based on what I know about its leadership. 

With that said, I did notice something about the offer that is quite misleading. FairFigure claims to offer cashback on card purchases. 

FairFigure coupon

However, while I was searching for the cashback amount, I came across a blog post on the official website that states: “Instead of cash back, [the FairFigure Capital Card] benefits primarily revolve around your credit.”

FairFigure does not offer cashback

I’m not a fan of deceptive messaging or brands with a lack of transparency, so this doesn’t sit so well with me. But, even without cashback, the offer is worth taking a look at. 

You might also like: 41 Companies That Help Build Business Credit [Beyond Net 30 Vendors] 

FairFigure Capital Card Features

FairFigure business credit card

The FairFigure Capital Card is a “no PG” (no personal guarantee) business credit builder card. It lets you apply using your company’s EIN, which allows you to build business credit without personal credit checks or guarantees. 

The card offers: 

  • Flexible four or eight week repayment terms. 
  • Credit monitoring tools. 
  • Identity theft protection.
  • Reporting to commercial credit bureaus. 

Moreover, it provides funding based on business revenue and reports payments to key business credit bureaus, which helps boost your credit score. Ultimately, it’s designed to separate personal and business finances, which makes it practical for small businesses that want to build credit and access funding.

Note, funds must be repaid in full within the payback terms you choose—It’s more like a corporate card, not a credit card. 

Recommended: Business Credit Cards You Can Get Without a Personal Guarantee 

1. No Personal Guarantee

Fairfigure login

You don’t have to worry about personal credit checks or guarantees when you apply for the FairFigure Card—This keeps your personal and business finances separate, which reduces the risk to your personal credit score and assets. 

No PG business credit offers are perfect for businesses that want to build credit solely through their EIN.

You might also like: Here’s How to [Actually] Get Business Credit With Just an EIN +More Options 

2. Adjustable Spending Limits

Fairfigure credit limit

Your spending limit with FairFigure is based on your business revenue. For example, if your business meets the qualifications, you could start with a $1,000 limit. As your revenue grows, so does your spending power. 

So, if your business brings in $10K in monthly revenue, you might qualify for an $8K limit. The scalability allows you to extent your purchasing power as your business expands and gives you access to more capital when needed.

3. Net 30 or Net 60 Repayment Terms

Business credit for new business

Net 30 or net 60 terms refer to how much time you have to pay back what you’ve borrowed. With FairFigure’s card, you can choose either 30 or 60 days to pay your balance in full. 

If you choose net 30, you’ll need to pay off your card in full within 30 days of making a purchase. And, if you choose net 60, you have 60 days. 

4. Personal and Business Credit Monitoring 

Business credit builder

For $30 per month, FairFigure offers business credit monitoring that helps you track your financial health. 

FairFigure monitors business credit scores from: 

  1. Fundex
  2. CreditSafe
  3. Equifax

And, provides consumer credit monitoring from: 

  1. Equifax
  2. Transunion
  3. Experian

This service not only keeps you updated on your credit scores but also reports your $30 monthly subscription as a separate vendor tradeline. 

So, paying for the monitoring service helps build your credit faster by adding an extra positive payment to your business credit report.

5. Identity Theft Protection

Business credit cards for fair credit

With the $30 credit monitoring subscription, FairFigure includes $1 million in identity theft protection to safeguard your business. You’ll also benefit from a Darknet scanner that alerts you if your business’s sensitive information is exposed. 

With this added security, you can focus on growing your business without the worry of identity theft.

Recommended: 14 Best Credit Monitoring Services for Scores, Reports, & ID Theft Protection 

6. Reporting to Business Credit Bureaus

Who does Fair Figure report to?

According to FairFigure’s official website, they report data to: 

  1. Equifax Commercial
  2. CreditSafe USA
  3. SBFE
  4. Their own Foundation Report

So, you can get your credit monitoring and FairFigure card payments reported to these bureaus. 

However, there is no current indication that FairFigure reports to Experian Business or Dun & Bradstreet. This may change, so it’s a good idea to check their official website for the most up-to-date information.

You might also like: Everything You Need to Know About a DUNS Number – and Why You Should Care 

FairFigure Partnership Opportunity

FairFigure waitlist

Again, I first learned about FairFigure through Fidextech, a web design and marketing agency that offers FairFigure net 30 terms to their clients, which caught my attention. 

Through the affiliate program, you can earn up to $120 for each client or customer who signs up and is approved for the FairFigure Capital card. The card allows you to offer net 30 terms to your clients who can then pay you while building positive payment histories. 

The program supports new businesses by establishing their profiles with credit bureaus and helps most business owners get approved for at least $1,000 in initial funding. 

You might also like: A Complete Fundwise Capital Review: Should You Use Their Business Funding Services? 

Conclusion: Is FairFigure Legit? 

So, can you really build business credit that easily with FairFigure? It’s a bit more complex than a simple yes or no. While FairFigure offers two tradelines—the Capital Card and the monitoring service—these alone may not be enough to significantly boost your business credit. 

Still, you can use the FairFigure card to pay your other tradelines, which might be super helpful. Keep in mind that paying $30 for credit monitoring is optional and may not be necessary on the business credit building journey; there are other ways to track your credit without this added expense. 

Ultimately, FairFigure provides some solid tools, but building substantial business credit often requires more than just these offerings. Consider your options carefully before you dive in.

Want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

Fidextech Net 30 Review: Can it Help Build Business Credit? 

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fidextech net 30 review

Historically, business credit building with net 30 terms has been reserved for vendors that sell business and office supplies or fuel cards. But, in the age of the internet, digital services like Fidextech have started to offer net 30 terms and business credit building opportunities. 

Unfortunately, not all offers are created equal. It’s important to understand exactly what you’re getting when you sign up for an offer that promises to help you build business credit. Find out whether or not enlisting Fidextech for your digital creative needs will help you meet your goals.

This is what’s in store: 

Now, let’s dive in!  

What is Fidextech?

Fidextech reviews

Fidextech is an NYC metro area digital design studio that offers a range of offers that aim to help businesses grow. 

Their services include: 

  • Digital marketing
  • Creative works & design
  • Web packages
  • Hosting
  • Product photography

As a bonus, they offer net 30 terms, which means you can pay your balance within 30 days – you don’t necessarily have to pay right away. In some cases, net 30 vendors can help you build business credit, which is a great way to get the capital you need to grow your business. I’ll share more on that later. 

You might also like: The CEO Creative Net 30 Review: Is it Worth Your Time? 

Fidextech Company Overview

Fidextech LLC

Fidextech LLC is a Madison, New Jersey-based business services agency that was founded in 2017 and registered in September, 2020. Multiple sources cite the company as having ten or fewer employees. 

The only human name I found to be affiliated with the company is Jeff Cyprien. On LinkedIn, he’s known as “Jeff C.” and lists himself as the Managing Director of the company.

Fidextech CEO

Cyprien’s previous experience includes a few years as a Quality Assurance Automation Engineer at Verizon and Newtech and a few years as a Customer Service Social Media Associate at Conduent. I can’t say for sure that Cyprien is Fdextech’s founder, but it appears that is the most likely case. 

While I couldn’t find a Better Business Bureau profile for the company, and nobody has mentioned them on Reddit, Fidextech is listed on Trustpilot. Of their 10 reviews on the platform, most of them are positive, yet their TrustScore is a middling 3.2. One user reports “very rude” customer service, while the rest of the feedback is pretty positive. 

Fidextech Trustscore on Trustpilot

Overall, there’s a lack of transparency, which leaves me without enough information to give you any sort of opinion on the company’s legitimacy. If anything, I might say that their website and offer is deceivingly professional looking without enough trust signals. 

You might also like: The Growegy Net 30 Account: Is it a Legitimate Offer? 

Fidextech Features

Now, for the offer. If you sign up with Fidextech, this is what you can likely expect, based on the website and advertising. 

1. Digital Marketing

The lower Domain Rating of Fidextech’s website (3.3 out of 100, according to Ahrefs) suggests that they may not have so-called “expert” SEO marketing skills. Or, to be fair, maybe they don’t implement their skills to the fullest for their own brand… 

To double-check my initial assumption, I decided to peek in at a couple of their digital marketing clients’ websites at random: 

  1. prophecyhomecare.com 
  2. savorird.com
Fidextech client website metrics

The first has low ranking metrics and the latter isn’t reachable, as of mid-September 20204. So, I don’t see any sign that they can deliver on the digital marketing offer.  

Fidextech also offers digital marketing consultation. I wouldn’t be any more eager to hire them for this than I would marketing implementation. 

2. Creative Works & Design

Fidextech website design example

I won’t be so hard on Fidextech in the creative works and design arena—the few client websites I was able to pull up at were aesthetically appealing. And, if the brand’s own website is a testament to the agency’s skills, I would say they at least know what they’re doing in the way of web design. 

However, their work examples were out of date when I viewed them. Several of the websites in the Fidextech case studies section were no longer live when I tried to view them.  

3. Web Packages

If you sign up for a web package, Fidextech promises to help you with eCommerce (online shopping), CMS web design (WordPress), web development, and web support. 

This means you can get help designing, redesigning, or migrating your website. You’ll need to request a quote to find out how much a customized package will cost.  

4. Hosting & Domain Registration

Fidextech domain registration

Fidextech also offers shared and cloud hosting, dedicated server space, domain name registration, and hosting support. This can be really helpful if you’re not technologically inclined. 

They offer the following domains for registration: 

  • .com
  • .tech
  • .club
  • .blog

The main problem with relying on someone else for these types of services is that they might end up being the one in control of your account. But, this can be a good thing if that’s what you prefer. 

5. Product Photography

Finally, Fidextech advertises product photography services. If you need help with food photography, eCommerce or advertising product photography, or still life photography, this could be a great add-on service.   

Usually, specialized photography is a standalone offer that requires you hire someone separate from your web developer or take your own website photos. So, this service might give Fidextech an edge. Sadly, I couldn’t find examples of their photo quality, so I can’t recommend this service either.

6. Dedicated Account Dashboard

Fidextech user dashboard

It’s interesting that Fidextech offers an account dashboard for a marketing services offer. At first, it seemed more like a project tracking dashboard, but I noticed you can add services once you’re logged in. 

You can register, renew, and transfer website domains without speaking to anyone at the company from inside your Fidextech dashboard…Proceed with caution because it’s impossible to say how reliable this platform’s hosting is. 

Fidextech Net 30 Overview

Fidextech net 30

Fidextech offers net 30 terms to “approved” customers. In this case, it appears as though you would need to be approved for the FairFigure card, which is a business credit builder offered by a third party. 

So, you’ll need: 

  • A legally established entity.
  • An EIN.
  • A business bank account that connects to Plaid.
  • Probably at least $2.5K in monthly revenue.  

I’ve read that most businesses that apply will qualify for an initial limit of $1000 on the FairFigure card. After you’re approved, you’ll be able to pay for your Fidextech digital services with the dedicated card and pay later with net 30 terms. 

The FairFigure Review is coming soon, so sign up for our emails or come back soon to learn more. 

What Credit Bureau(s) Does Fidextech Report to? 

Fidextech net 30 business credit reporting through FairFigure

Most business net 30 accounts that offer reporting will report directly to a business credit bureau or multiple bureaus like Experian Business, Equifax Commercial, or Dun & Bradstreet.  As of September 2024, Fidextech currently reports account payments to FairFigure, which is a newer credit building platform, NOT a business credit bureau. 

According to FairFigure’s official website, they report data to Equifax Commercial, CreditSafe USA, SBFE, and their own Foundation Report. So, through Fidextech (if they hold up their end of the bargain), you may be able to get on-time payments reported to these bureaus through the third party service. 

There is no indication that your payments to Fidextech will be reported to Experian Business nor Dun & Bradstreet—This may change, so check the official website for the most up-to-date information. 

Recommended: Everything You Need to Know About a DUNS Number – and Why You Should Care 

How Do You Cancel a Fidextech Account? 

To cancel your Fidextech account, provide a 30-day notice via phone at (877) 353-5223 or make an appointment via the Fidex.tech contact form. Access to products will be suspended upon termination. 

According to their terms, you may be able to terminate immediately if Fidextech becomes insolvent or breaches the contract. 

You can request a refund for clear balances in your advance account, unless you violated the agreement. Refunds will be processed within 14 business days, minus bank fees. 

Payments during a trial period or already debited amounts are non-refundable. Follow Fidextech’s guidelines for proper cancellation and refunds.

You might also like: Office Garner Review – NET 30 Vendor 

Conclusion: Is Fidextech Legit for Business Credit Building? 

While Fidextech offers an intriguing opportunity for businesses seeking to build credit through net 30 terms, potential users should approach with caution. The range of services—from digital marketing to product photography—presents a comprehensive package, but the company’s transparency and customer service reviews raise concerns. 

The lack of a solid track record, coupled with limited information on its business credit reporting practices, makes it crucial for you to weigh the pros and cons carefully. 

Before you commit to anything, make sure you fully understand the terms and your eligibility for the FairFigure card, as well as the implications of relying on a third-party credit builder. 

Do you want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

The CEO Creative Net 30 Review: Is it Worth Your Time? 

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The CEO Creative

When you’re building business credit, you should be on the lookout for vendors that can report on-time payments to business credit bureaus—This can help you establish your company as a responsible entity that can later obtain larger lines of business credit. The CEO Creative is one such vendor that has a particularly interesting offer. 

Here, we’ll look at the offer in full. Then, you can decide if you want to 

This is what’s in store: 

Now, let’s get to it! 

What is the CEO Creative? 

Ceo creative reviews

The CEO Creative offers a Net 30 account specifically designed for US-based businesses. They have a minimum requirement of being operational for at least 30 days and maintaining a clean payment history. 

The CEO Creative net 30 program provides access to a diverse range of products and services including: 

  • Branded apparel
  • Office supplies
  • Electronics
  • Logo & web design 
  • More

By opting for their net 30 account, you can enjoy benefits such as interest-free purchases, automated accounting reports, and online support—This setup is meant to help you manage cash flow effectively by allowing up to 30 days to settle payments after purchase, streamlining your accounting processes, and aiding in inventory and profit forecasting. 

Once you sign up, you may be able to access a CEO Creative coupon code on their Special Offer page. 

The best part? CEO Creative is designed to help you build credit by reporting on-time payments to business credit bureaus. 

You might also like: How to Build Small Net 30 Tradelines to Get Business Credit 

The CEO Creative Requirements

Does The CEO Creative report to Dun and Bradstreet

To qualify for The CEO Creative Net 30 account, your business must meet several key criteria: 

  • It should be located in the United States
  • It must have been operational for at least 90 days. 
  • It needs a clean payment history with no late payments. 

Additionally, there’s an annual fee of $49 upon approval, and a minimum order of $40 is required when shopping via Net 30.

Now, there are some considerations. If payments are not made on time, it could negatively impact your business credit when reported. And, CEO Creative does not report to Dun & Bradstreet (D&B), which could be a drawback since D&B is often used by lenders to evaluate business credit.

Recommended: Dun & Bradstreet / How to get a DUNS Number 

Who Does CEO Creative Report to? 

CEO Creative reports to Equifax Business—Again, they do not report to D&B. Information reported to Equifax Business does not automatically transfer to Dun & Bradstreet, and vice versa. 

Equifax Business and D&B are two separate entities that collect and analyze business credit information independently. While they both gather data from various sources like trade credit, public records, and financial institutions.

So, if you leverage this service, it will help you build your Equifax Business credit profile, but not your D&B business credit score. 

Recommended: Here’s How to Check Your Business Credit Score, Step-by-Step 

Company Overview

CEO Creative Inc.

The CEO Creative, or CEO Creative Inc., is a Florida-based business that officially filed articles of incorporation in 2020. So, they’re only a few years old. It was founded by Plato, LLC, an entity registered at the same address (on West Dixie Highway in Aventura, Florida). 

The CEO Creative reports to which credit bureaus?

Plato LLC is registered to one Nir Appleton. The only person I found with this name in the area is also the CEO of Simplio Web Studio, and previously worked as: 

  • The Advertising Director at Pita Plus
  • The President of Hot Buckles, Inc. 
  • The Office and Online Marketing Manager at AAB Style, Inc.   

Simplio Labs Inc. is also registered with Florida Sunbiz under Plato, LLC, so I think it’s safe to assume this Nir Appleton is the one behind CEO Creative’s offer—I can’t speak to his business credit authority, but he seems to have diverse entrepreneurship experience. 

I wasn’t able to scrape up anonymous reviews from CEO Creative staff on Glassdoor or any other sites, which tells me the company is small. And, they don’t have a Trustpilot platform or any reviews on Reddit. However, they do have a Better Business Bureau profile, where they maintain an A- rating, despite not being BBB accredited. 

CEO Creative complaint BBB

The CEO Creative has a handful of BBB complaints. Customers accuse them of refusing to close accounts and issue refunds, shipping products despite cancellation requests, and reporting them to credit bureaus without proper notification. 

These Complaints also mention: 

  • Defective products
  • Poor customer service
  • Unprofessional behavior
  • Failure to report on-time payments to credit agencies as promised

The company’s responses have all been satisfactory to the BBB, and all complaints have been closed. 

I would like to see a bit more transparency into the company leadership and will watch to see where they stand in a couple of years, when the business is more established. But, in all, this is a legit company, actively registered and in good standing in the state of Florida.

You might also like: This is How to Leverage Business Credit to Transform Your Life 

What Does the CEO Creative Do? 

In sum, The CEO Creative sells product on a net 30 terms offer, and promises to report on-time payments to Equifax Business. Here are the offers that you can take advantage of to build your business credit with this company.  

Recommended: This is How to Build Business Credit Fast [Step-by-Step Guide] 

1. Physical Products

What does CEO Creative sell?

As a business owner, you can find a wide variety of physical products from CEO Creative to support your needs. Their offerings include apparel, electronics, and phone accessories, which can be essential for your daily operations. For your office, they provide supplies and customizable products to help you stay organized and professional. 

If you want to promote a healthy workplace, you can also explore their gym equipment and health and wellness items. And, they have a range of items like gift baskets, coffee, diffusers, beanies, tape, tumblers, toys, and water bottles, which can be useful for employee gifts or office use.

Let’s compare CEO Creative’s prices to major retailers like Amazon and Walmart:

  • Envelopes: CEO Creative (40/pack) $3.79 vs. Walmart (45/pack) $5.00
  • Pencils: CEO Creative (12 ct) $2.50 vs. Amazon (12 ct) $6.00
  • Sticky Notes: CEO Creative (100 ct, 4/pack) $3.99-$5.99 vs. Amazon (4/pack) $8.00
  • Correction Fluid: CEO Creative (2/pack) $3.49 vs. Walmart (2/pack) $4.50
  • Coffee Tumbler: CEO Creative (14oz) $19.99 vs. Amazon (16oz) $17.00
  • Wireless Camera: CEO Creative $57.99 vs. Amazon $35.00

CEO Creative’s prices are often competitive and sometimes significantly lower, though some items are more expensive. When you’re building business credit, you don’t necessarily need to bargain shop since most of what you purchase for your business you can write off on your taxes. Always speak to an accountant for personal tax advice. 

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2. Logo & Business Card Design

CEO Creative logo design

CEO Creative offers two graphic design services:

  1. Professional Logo Design is priced at $199, down from $299. This fee covers a modern, high-quality logo, with the design process starting within 48 hours and usually completed in a week. The price seems reasonable compared to the average market rate for professional logo design, which often ranges from $200 to $500.
  2. Business Card Design costs $159. This includes a PNG file and an editable PDF of your business card. Note that printing is not included and is offered separately. This price is on par with industry standards, though it does not cover printing, which is an additional expense.

Overall, the prices are competitive, but be aware that printing services are not included and must be arranged separately.

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3. Business Design Templates

CEO Creative business templates

CEO Creative offers a range of downloadable business design templates that can be useful for various business needs:

  • Business Plans: Templates for business plans include a 5-year plan at $7.99 for 30 pages, a more detailed 48-page version at $9.99, and specialized plans for industries like Airbnb, beauty, and cleaning, generally priced between $6.99 and $12.99. These prices are reasonable compared to similar templates available in the market, which often range from $10 to $20.
  • Email Newsletters: Templates for email newsletters come in bundles of 30, 50, and 100 pages, with prices ranging from $7.99 to $12.99. These costs are in line with industry standards for professional email templates, which typically range from $10 to $20.
  • Social Media Templates: For Instagram, options include templates for posts, stories, highlights, and more. Prices range from $9.99 to $12.99, which is reasonable for social media design resources. Similar bundles from other providers are usually priced between $10 and $20.
  • Miscellaneous Templates: Other offerings include various business templates like mini bundles at $4.99 and niche bundles for real estate or small businesses, priced around $6.99 to $7.99. These prices are competitive and fall within the typical range for business template bundles.

Overall, the prices for these templates are competitive and reasonable, offering good value for digital design resources. Note that printing is not included and must be arranged separately.

Note that a Canva Pro account starts at $12 per month and you can access premium designs if you want to take a stab at your own designs on the platform. 

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4. Printing Services 

CEO Creative printing products

CEO Creative’s printing services include a variety of products suited for business needs:

  • Bumper Stickers: Priced at $85.00 for a set of 50, these are made from glossy, premium outdoor vinyl with a 3-year durability. This price is reasonable for high-quality, long-lasting bumper stickers.
  • Car Door Magnets: Available in sets of two, with prices ranging from $50.00 to $125.00 depending on size and customization. This is a competitive rate for mobile advertising.
  • Business Cards: Matte business cards are $124.95 for 1K cards. These prices reflect the high quality and variety of finishes available, fitting industry standards for premium business card printing.
  • Brochures: Short-run brochures start at $202 for 50, which is typical for smaller print quantities.

Note that CEO Creative offers several types of business cards, including matte, uncoated, and soft-feel options, to suit different needs and preferences.

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5. Web Packages