When you’re building business credit, you should be on the lookout for vendors that can report on-time payments to business credit bureaus—This can help you establish your company as a responsible entity that can later obtain larger lines of business credit. The CEO Creative is one such vendor that has a particularly interesting offer.
Here, we’ll look at the offer in full. Then, you can decide if you want to
This is what’s in store:
- What is the CEO Creative?
- What Does the CEO Creative Do?
- Alternatives to CEO Creative
- How Do You Cancel CEO Creative?
- Conclusion: Is The CEO Creative Legit?
Now, let’s get to it!
What is the CEO Creative?
The CEO Creative offers a Net 30 account specifically designed for US-based businesses. They have a minimum requirement of being operational for at least 30 days and maintaining a clean payment history.
The CEO Creative net 30 program provides access to a diverse range of products and services including:
- Branded apparel
- Office supplies
- Electronics
- Logo & web design
- More
By opting for their net 30 account, you can enjoy benefits such as interest-free purchases, automated accounting reports, and online support—This setup is meant to help you manage cash flow effectively by allowing up to 30 days to settle payments after purchase, streamlining your accounting processes, and aiding in inventory and profit forecasting.
Once you sign up, you may be able to access a CEO Creative coupon code on their Special Offer page.
The best part? CEO Creative is designed to help you build credit by reporting on-time payments to business credit bureaus.
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The CEO Creative Requirements
To qualify for The CEO Creative Net 30 account, your business must meet several key criteria:
- It should be located in the United States
- It must have been operational for at least 90 days.
- It needs a clean payment history with no late payments.
Additionally, there’s an annual fee of $49 upon approval, and a minimum order of $40 is required when shopping via Net 30.
Now, there are some considerations. If payments are not made on time, it could negatively impact your business credit when reported. And, CEO Creative does not report to Dun & Bradstreet (D&B), which could be a drawback since D&B is often used by lenders to evaluate business credit.
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Who Does CEO Creative Report to?
CEO Creative reports to Equifax Business—Again, they do not report to D&B. Information reported to Equifax Business does not automatically transfer to Dun & Bradstreet, and vice versa.
Equifax Business and D&B are two separate entities that collect and analyze business credit information independently. While they both gather data from various sources like trade credit, public records, and financial institutions.
So, if you leverage this service, it will help you build your Equifax Business credit profile, but not your D&B business credit score.
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Company Overview
The CEO Creative, or CEO Creative Inc., is a Florida-based business that officially filed articles of incorporation in 2020. So, they’re only a few years old. It was founded by Plato, LLC, an entity registered at the same address (on West Dixie Highway in Aventura, Florida).
Plato LLC is registered to one Nir Appleton. The only person I found with this name in the area is also the CEO of Simplio Web Studio, and previously worked as:
- The Advertising Director at Pita Plus
- The President of Hot Buckles, Inc.
- The Office and Online Marketing Manager at AAB Style, Inc.
Simplio Labs Inc. is also registered with Florida Sunbiz under Plato, LLC, so I think it’s safe to assume this Nir Appleton is the one behind CEO Creative’s offer—I can’t speak to his business credit authority, but he seems to have diverse entrepreneurship experience.
I wasn’t able to scrape up anonymous reviews from CEO Creative staff on Glassdoor or any other sites, which tells me the company is small. And, they don’t have a Trustpilot platform or any reviews on Reddit. However, they do have a Better Business Bureau profile, where they maintain an A- rating, despite not being BBB accredited.
The CEO Creative has a handful of BBB complaints. Customers accuse them of refusing to close accounts and issue refunds, shipping products despite cancellation requests, and reporting them to credit bureaus without proper notification.
These Complaints also mention:
- Defective products
- Poor customer service
- Unprofessional behavior
- Failure to report on-time payments to credit agencies as promised
The company’s responses have all been satisfactory to the BBB, and all complaints have been closed.
I would like to see a bit more transparency into the company leadership and will watch to see where they stand in a couple of years, when the business is more established. But, in all, this is a legit company, actively registered and in good standing in the state of Florida.
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What Does the CEO Creative Do?
In sum, The CEO Creative sells product on a net 30 terms offer, and promises to report on-time payments to Equifax Business. Here are the offers that you can take advantage of to build your business credit with this company.
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1. Physical Products
As a business owner, you can find a wide variety of physical products from CEO Creative to support your needs. Their offerings include apparel, electronics, and phone accessories, which can be essential for your daily operations. For your office, they provide supplies and customizable products to help you stay organized and professional.
If you want to promote a healthy workplace, you can also explore their gym equipment and health and wellness items. And, they have a range of items like gift baskets, coffee, diffusers, beanies, tape, tumblers, toys, and water bottles, which can be useful for employee gifts or office use.
Let’s compare CEO Creative’s prices to major retailers like Amazon and Walmart:
- Envelopes: CEO Creative (40/pack) $3.79 vs. Walmart (45/pack) $5.00
- Pencils: CEO Creative (12 ct) $2.50 vs. Amazon (12 ct) $6.00
- Sticky Notes: CEO Creative (100 ct, 4/pack) $3.99-$5.99 vs. Amazon (4/pack) $8.00
- Correction Fluid: CEO Creative (2/pack) $3.49 vs. Walmart (2/pack) $4.50
- Coffee Tumbler: CEO Creative (14oz) $19.99 vs. Amazon (16oz) $17.00
- Wireless Camera: CEO Creative $57.99 vs. Amazon $35.00
CEO Creative’s prices are often competitive and sometimes significantly lower, though some items are more expensive. When you’re building business credit, you don’t necessarily need to bargain shop since most of what you purchase for your business you can write off on your taxes. Always speak to an accountant for personal tax advice.
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2. Logo & Business Card Design
CEO Creative offers two graphic design services:
- Professional Logo Design is priced at $199, down from $299. This fee covers a modern, high-quality logo, with the design process starting within 48 hours and usually completed in a week. The price seems reasonable compared to the average market rate for professional logo design, which often ranges from $200 to $500.
- Business Card Design costs $159. This includes a PNG file and an editable PDF of your business card. Note that printing is not included and is offered separately. This price is on par with industry standards, though it does not cover printing, which is an additional expense.
Overall, the prices are competitive, but be aware that printing services are not included and must be arranged separately.
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3. Business Design Templates
CEO Creative offers a range of downloadable business design templates that can be useful for various business needs:
- Business Plans: Templates for business plans include a 5-year plan at $7.99 for 30 pages, a more detailed 48-page version at $9.99, and specialized plans for industries like Airbnb, beauty, and cleaning, generally priced between $6.99 and $12.99. These prices are reasonable compared to similar templates available in the market, which often range from $10 to $20.
- Email Newsletters: Templates for email newsletters come in bundles of 30, 50, and 100 pages, with prices ranging from $7.99 to $12.99. These costs are in line with industry standards for professional email templates, which typically range from $10 to $20.
- Social Media Templates: For Instagram, options include templates for posts, stories, highlights, and more. Prices range from $9.99 to $12.99, which is reasonable for social media design resources. Similar bundles from other providers are usually priced between $10 and $20.
- Miscellaneous Templates: Other offerings include various business templates like mini bundles at $4.99 and niche bundles for real estate or small businesses, priced around $6.99 to $7.99. These prices are competitive and fall within the typical range for business template bundles.
Overall, the prices for these templates are competitive and reasonable, offering good value for digital design resources. Note that printing is not included and must be arranged separately.
Note that a Canva Pro account starts at $12 per month and you can access premium designs if you want to take a stab at your own designs on the platform.
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4. Printing Services
CEO Creative’s printing services include a variety of products suited for business needs:
- Bumper Stickers: Priced at $85.00 for a set of 50, these are made from glossy, premium outdoor vinyl with a 3-year durability. This price is reasonable for high-quality, long-lasting bumper stickers.
- Car Door Magnets: Available in sets of two, with prices ranging from $50.00 to $125.00 depending on size and customization. This is a competitive rate for mobile advertising.
- Business Cards: Matte business cards are $124.95 for 1K cards. These prices reflect the high quality and variety of finishes available, fitting industry standards for premium business card printing.
- Brochures: Short-run brochures start at $202 for 50, which is typical for smaller print quantities.
Note that CEO Creative offers several types of business cards, including matte, uncoated, and soft-feel options, to suit different needs and preferences.
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5. Web Packages
CEO Creative offers a few web packages designed to meet various business needs:
- Standard 1 Page Website: At $49 per month for 12 months, this basic package includes a personalized design, secure hosting, regular maintenance, and text content write-up. There’s a $100 setup fee—This option is suitable for simple needs but may not be ideal if your business requires more extensive features or additional pages.
- Business Website: For $95 per month for 12 months, you get all the features of the Standard plan plus up to 5 pages, website analytics setup, and monthly scans and updates. The setup fee is $179—This plan is a good middle ground for small to medium-sized businesses that need a bit more depth and functionality.
- Sell Online E-Commerce Website: Priced at $195 per month for 12 months, this plan includes everything in the Business Website package plus up to 10 static pages, unlimited product pages, a free domain name, and 3 hours of remote training. There’s a $299 setup fee—This package is suited for businesses looking to sell products online and need a more robust e-commerce platform.
If you need a more complex website, including features like a blog, you can request a quote. Custom projects involve revolving monthly payments and vary in cost based on the project’s scope—This option allows for more tailored functionality but requires direct discussion with the service provider.
The prices for these packages are competitive and reflect the inclusion of design, development, hosting, and maintenance.
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Alternatives to CEO Creative
The CEO Creative is not your only option for net 30 spending that reports your on-time payments to business credit bureaus. In fact, there are tons of companies that do just this.
On our blog, we have a list of net 30 vendors, and give access to our full list to Business Credit Workshop members. However, there aren’t a ton of graphic and web design services that report on-time payments to business credit bureaus—this is where The CEO Creative stands out. But, they’re not your only option.
There are alternatives to CEO Creative that offer graphic design and/or web packages. For example, Fidextech specializes in web design and digital marketing services such as PPC ads, SEO, and logo design.
Growegy provides marketing tools and services, including marketing AI software, a project management calendar, and marketing agency services—they also offer annual and monthly payment plans.
NAMYNOT offers a range of digital marketing services, including SEO, content writing, social media management, PPC, and web design and development.
Meanwhile, Office Garner includes website design services as part of their offerings.
All of these vendors can help with graphic design and web-related needs while offering net-30 terms to build business credit. I always recommend you shop around and find the right offers for you.
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How Do You Cancel CEO Creative?
To cancel your account or services with CEO Creative:
- Call The CEO Creative customer service number at (754) 755-0445.
- Have your account information ready to help expedite the cancellation process.
- Request confirmation of your cancellation to ensure that all services have been terminated and that you won’t incur further charges.
And, it’s always a good idea to ask for email verification when you cancel a service.
Conclusion: Is The CEO Creative Legit?
CEO Creative is a legitimate company with a unique offer that allows you to build your business credit while accessing a range of useful products and services. They provide net 30 terms and report to Equifax Business, which can help strengthen your credit profile.
Though they’ve faced some customer complaints, their BBB rating and active registration in Florida add to their credibility. And while they don’t report to Dun & Bradstreet, you can still benefit from building out your Equifax business profile.
If their offer aligns with your needs (and you’re comfortable with their terms), CEO Creative could be a valuable tool in your business credit-building strategy. Always do your research and consider all your options before making a decision.
Ready to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!