TIN vs. EIN: What’s the Difference and Why Do You Need Them? 

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TIN vs EIN

Key Takeaways

  • A TIN is any tax ID used for individuals or businesses.
  • An EIN is a type of TIN used to identify businesses.
  • Sole props and single-member LLCs may use an SSN as a TIN.
  • Most LLCs need an EIN to bank, file taxes, or get licenses.
  • The IRS issues EINs, ITINs, ATINs, and PTINs; the SSA issues SSNs.
  • You can apply for an EIN free on the IRS site.
  • TINs appear on tax forms, ID letters, and official records.
  • TINs are private, but some EINs show up in public filings.

In business, we throw a lot of acronyms around: LLC, SIC, KPI… TIN and EIN are two acronyms that look similar and are often confused, but they refer to different things. 

A TIN is a broad term, while an EIN is one specific type of TIN used for business purposes. Here, you’ll learn the key differences between the two as well as when and why you need a TIN vs. EIN.  

This is what’s in store: 

Now, let’s learn! 

What is a TIN vs. EIN? 

In short, a TIN is a “Tax Identification Number,” and an EIN is an “Employer Identification Number.” Both are issued by U.S. federal agencies to individuals or businesses for tax purposes. Let’s take a closer look at each.

Disclaimer: This article is for general information only and isn’t tax advice. For help with your specific situation, talk to a qualified tax professional or accountant.

What is a TIN? 

How to get a Tax ID number

A Tax Identification Number (TIN) is a unique number the Internal Revenue Service (IRS) uses to identify individuals or businesses for tax purposes. It can refer to a Social Security Number (SSN), an Employer Identification Number (EIN), or an Individual Taxpayer Identification Number (ITIN), depending on the situation.

A TIN may be issued by the Social Security Administration (SSA) or the IRS. 

Type of TINIssued ByUsed For
Social Security Number (SSN)SSAIdentifying U.S. citizens and eligible residents for tax and employment.
Employer Identification Number (EIN)IRSIdentifying businesses, estates, and trusts for tax filing and reporting.
Individual Taxpayer Identification Number (ITIN)IRSIdentifying individuals not eligible for an SSN, often nonresident aliens.
Adoption Taxpayer Identification Number (ATIN)IRSTemporary ID for adopted children until an SSN is assigned.
Preparer Tax Identification Number (PTIN)IRSRequired for paid tax return preparers.

You might also like: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

What is an EIN? 

Tax ID number for business

An EIN is a type of TIN that the IRS assigns to businesses. It’s used to identify a business entity. So, an EIN isn’t a separate concept from a TIN. It’s actually one specific type of TIN used for identifying businesses. 

Businesses may use an EIN when they: 

  • File tax returns
  • Open a business bank account
  • Apply for licenses and permits

Many business formation services offer EIN application services. I rarely recommend that you take advantage of this because you can apply for an EIN on the IRS website. It’s free and only takes a few minutes. The only catch is that online EIN applications are only available during IRS business hours, Monday through Friday. 

You might also like: Can (and Should) You Be Your Own Registered Agent? 

Do You Need a TIN for Your LLC? 

If your business will open a bank account or file taxes, yes, you need a TIN. Every LLC needs a TIN for tax and business purposes. In most cases, this means getting an EIN from the IRS—even if your LLC doesn’t have employees. 

If you’re a single-member LLC or sole proprietorship with no employees, the IRS may, in some cases, allow you to use your SSN instead of an EIN. 

Your business might not need an EIN if it meets all of the following conditions:

  • It’s a sole proprietorship or single-member LLC.
  • It has no employees.
  • It does not file any excise taxes (like fuel or alcohol taxes).
  • It does not withhold taxes for non-resident aliens.
  • It does not have a Keogh retirement plan.
  • It does not need to file employment, excise, or alcohol/tobacco/firearms tax returns.

In this case, the owner may be able to use their SSN as the business’s TIN for tax purposes. However, most banks and agencies still ask for an EIN. Some business owners co-mingle their personal and business finances, but this can lead to problems. Plus, when you manage business finances through a personal account, you aren’t generally eligible for business credit.  

You might also like: No-Doc Business Loans with EIN Only: Get Funds Without Proof of Income 

Where to Find Your Tax ID Number

Where you find your Tax ID Number (TIN) depends on the type of TIN you’re looking for.

How do I find my TIN?

The most common places to find your TIN are: 

  1. SSN → On your Social Security card, on tax documents like W-2s or past tax returns, and through the SSA. If you’ve lost it, you can request a replacement Social Security card. 
  2. EIN → On your EIN confirmation letter from the IRS (Form CP 575), on tax forms like your 1120, 1065, or payroll filings, and on business bank account documents or loan applications. If you can’t find it, call the IRS Business & Specialty Tax Line at 1-800-829-4933.
  3. ITIN → On your IRS ITIN assignment letter and on tax returns you’ve filed with the ITIN.

To look up someone else’s EIN (like a nonprofit), it may be listed on public records like Form 990s.

You might also like: InDinero Unveiled: A Detailed Accounting & Tax Platform Review 

Frequently Asked Questions

Can I use my SSN as my TIN?

When filing taxes as an individual, yes. As a business, maybe. If you’re a sole proprietor or single-member LLC with no employees, your SSN can serve as your TIN. But you’ll need an EIN to hire, open a business bank account, or get licenses.

How do I know if I have an EIN or TIN?

If you applied for an EIN from the IRS, you have one. An EIN is a type of TIN. If you use your SSN for taxes, that’s your TIN. Check past tax forms or your EIN confirmation letter to be sure.

How can I get an ITIN? 

To get an ITIN, file Form W-7 with the IRS, along with your federal tax return and proof of identity.

Is there a difference between EIN and ITIN?

Yes, an EIN is for businesses, while an ITIN is for individuals who can’t get an SSN, like some nonresident aliens.

How do I find out who a TIN belongs to?

You usually can’t because TINs are private. But, EINs for nonprofits or public businesses might appear on public tax documents like Form 990.

Final Takeaway

TINs and EINs might look similar, but they serve different roles in the world of taxes and business. A TIN is any tax ID used to track individuals or entities, while an EIN is the go-to ID for businesses. 

Whether you’re just starting out or growing your LLC, knowing which number you need—and how to get it—can help keep your finances legit, organized, and ready for whatever comes next.

Ready to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

Can (and Should) You Be Your Own Registered Agent?

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Key Takeaways

  • You can legally be your own registered agent in any U.S. state.
  • It’s free if you use your own name and address (less the cost of filing fees).
  • You must have a physical address in the state (no P.O. boxes).
  • You must be available during normal business hours.
  • Your address will be public, which can affect your privacy.
  • Missing legal mail could lead to serious problems.
  • It may feel unprofessional to receive court papers at home.
  • A commercial service may offer more privacy and flexibility.

When you start an LLC or any business, one of the first things you’ll need to figure out is who will be your registered agent. Lately, we’ve been reviewing business registration and registered agent services, and noticed something about their messaging.

Across the board, most of the services that offer these services say something along the lines of, “most states require that you have a registered agent,” on their websites. This is pretty misleading and almost insinuates that you have to pay for a service to be compliant. That is not exactly the case, so let’s break it down. 

Here’s what’s in store: 

Now, let’s dive in!

What is a Registered Agent? 

What is a registered agent LLC

A registered agent is a person or company you choose to receive legal and official documents for your business. This includes things like lawsuit notices (also called service of process), tax forms and state correspondence, and annual report reminders or other compliance mail.

Every LLC or corporation must list a registered agent when they form the business. The agent has to be available during normal business hours at a physical street address in the state where your business is registered. You can be your own registered agent, or you can hire a service to do it for you.

Basically, the registered agent is the state’s way of knowing how to reach your business if it ever needs to. And, the registered agent doesn’t have to be the LLC owner. 

You can appoint:

  • Yourself
  • Another member of the LLC
  • Another business or trust
  • A friend or relative
  • A commercial registered agent service

You just need someone who meets your state’s requirements and is reliable.

Recommended: 8 Best Registered Agent Services for LLCs and Other Businesses 

So, Can You Be Your Own Registered Agent?

Yes, you can absolutely be your own registered agent. Every state in the U.S. allows it, as long as you meet the basic requirements. And, you’re not alone; plenty of small business owners choose this route. I do it myself. I register my businesses in my own name, and it works just fine. 

It’s a legit option, especially when you’re just getting started and want to keep things simple (and save a few bucks).

To qualify in the U.S., you typically just need to meet a few basic requirements:

  1. Be at least 18 years old
  2. Have a physical address (not a P.O. box) in the state where your LLC is registered
  3. Be available during normal business hours to receive legal mail and government notices

So, you can assign yourself, your friend, your lawyer, or a registered agent company. If someone checks those boxes, they’re good to go. 

However, just because it’s allowed doesn’t mean it’s always the best option. In some cases, there can be downsides to being your own agent. 

You might also like: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

Is it Hard to Be Your Own Registered Agent?

Being your own registered agent is not really difficult. The hardest part is staying available during regular business hours and keeping up with your mail. 

As your own registered agent, you’ll need to always have someone present at the listed address, make sure legal papers and state notices don’t get missed or lost, and stay up to date with your state’s compliance deadlines.

If you’re organized and work from one spot, it’s manageable. If you travel, move a lot, or work irregular hours, it might be more trouble than it’s worth.

You might also like: Low-Risk NAICS Codes +Best SIC Codes for Business Credit

What to Consider When You Appoint a Registered Agent

How to become a registered agent

Who you appoint should depend on your setup and your comfort level. If you work from a home office and don’t mind listing your address on public records, it can be a good way to save a little cash. But there are trade-offs. Here’s what to consider.

1. Your Privacy

When you serve as your own registered agent, the address you list becomes part of the public record. That means anyone can look it up; this includes marketers, spammers, and anyone else who might want your business or personal info. If you’re working from home, this can feel like an invasion of privacy. 

On the flip side, if you already use a business address or don’t mind being public, this might not bother you at all and it can be less expensive.

You might also like: What is a Virtual Address for Business? (+Do You Need One?) 

2. Your Availability

You’re generally required to be available at the registered address during regular business hours, Monday through Friday. That’s fine if you work in a fixed location and have a predictable schedule. 

But if you travel, work nights, or just don’t want to be tied to one spot all day, it can be a hassle. You risk missing important legal notices or state mail if you step away at the wrong time.

You might also like: Plastiq Review: Can Plastiq Really Simplify Your Finances? 

3. Your Business’ Professionalism

If your business ever faces legal trouble, service of process (meaning legal documents like a lawsuit) gets delivered to your registered agent address. When that address is your home, you could end up receiving court papers in front of family, friends, or clients. That can feel awkward and unprofessional. 

On the other hand, if you’re comfortable handling that responsibility and don’t mind the risk, it might not be a dealbreaker.

You might also like: Amex Business Checking Review: What You Need to Know…Really 

Frequently Asked Questions 

Can my accountant be my registered agent?

Yes, if your accountant agrees to it and has a physical address in your LLC’s state. Just remember, this means their name and address will be on public record, and they’ll need to be available during business hours. Some accountants are okay with that while others might prefer to stay out of it.

Can I be my own registered agent if I don’t have an address?

No. You need a physical street address in the state where your LLC is formed. If you don’t have one, you’ll need to use a registered agent service or to get a physical office or mailbox solution that meets the rules (not a typical UPS store box).

Who can be a registered agent for an LLC?

Anyone who is 18 or older, has a physical address in the state, and is available during business hours can be a registered agent for an LLC or any other business.

Is the registered agent of an LLC the owner?

Not always. In fact, the registered agent and the owner can be totally different people. Many businesses hire third-party services to keep the owner’s name and address private.

What’s Northwest Registered Agent?

Northwest Registered Agent is a popular commercial registered agent service. They’re known for flat-rate pricing (around $125/year), strong privacy protections, and good customer support. They also offer LLC formation services, so you can register your business and set up your agent all in one place.

Conclusion: Should You Be Your Own Registered Agent?

You can absolutely be your own registered agent. It’s legal, free, and pretty simple if you’re organized. But if you value your privacy, travel a lot, or don’t want legal documents showing up at home, hiring a professional might be a better choice.

If you have a stable address, you might be just fine doing it yourself (at least while your business is small). You can always switch to a commercial agent later if your needs change.

Do you want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

8 Best Registered Agent Services for LLCs and Other Businesses

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Best Registered Agent Service

Key Takeaways

  • Every U.S. state requires a registered agent for LLCs, even if you’re the only owner.
  • Being your own registered agent saves money but exposes your address and risks missed notices.
  • Most registered agent services cost $100–$400 per year, depending on features and support.
  • The right service depends on your priorities—cost, privacy, compliance support, or legal tools.

Choosing the right registered agent service is crucial for your business’s compliance and legal standing. A registered agent handles official documents and legal notices on your behalf, ensuring you don’t miss important information. 

Let’s explore some of the best available registered agent services so you can make an informed decision.

Here’s what’s in store: 

Now, let’s get to it! 

What is a Registered Agent for an LLC?

A registered agent for an LLC or othee business is a person or service responsible for receiving legal and tax documents on behalf of your business. This includes things like service of process (lawsuits), official government mail, and compliance notices. Every state requires you to have a registered agent when you form an LLC, even if you’re a single-member LLC.

The agent must have a physical address in the state where your LLC is registered and be available during regular business hours. You can be your own registered agent, but that comes with some downsides like public exposure of your address and the risk of missing something important when you’re out of the office.

registered agent for LLC responsibilities

The main responsibilities of a registered agent include:

  • Accepting legal documents (like lawsuits)
  • Receiving tax notices and compliance reminders
  • Forwarding important documents to your business
  • Keeping your business in good standing with the state

Most registered agent services cost between $100 and $300 per year, depending on the provider and what’s included.

You might also like: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

Do You Need a Registered Agent for Your LLC? 

If you’re asking, ‘Do I need a registered agent for my LLC?’ — yes, you do. States from Oregon to Missouri, Illinois, and New Jersey require it. In fact, every U.S. state does.

⚠️ However, that does not mean that you need to pay for a registered agent service… 

…If you’re comfortable filing the paperwork to register your business and staying up-to-date with annual reports, you can be your own registered agent. 

You might also like: Low-Risk NAICS Codes +Best SIC Codes for Business Credit in 2025 

What is the Best Registered Agent Service for Your Business? 

If you’re still thinking that you want a registered agent service, for either privacy or convenience, here are the top services I would recommend. Be sure to check with the brand websites for the most up-to-date pricing and possible promotions. 

1. LegalZoom

LegalZoom Registered agent for LLC

I use LegalZoom myself, which is why I put it at the top of the list. LegalZoom charges $299/year for their plan that includes registered agent service, one of the higher-priced options on this list. 

What you get in return is:

  • A trusted name with national brand recognition
  • Alerts for important filing deadlines
  • Compliance tracking so your business stays in good standing
  • Online access to legal documents and secure document storage
  • Access to other legal and business services under one roof

If you’re already using LegalZoom for things like forming your LLC, filing a DBA, trademark registration, or EIN filing, it makes sense to bundle everything with one provider. But the higher price tag may not be ideal if you’re just looking for a standalone registered agent.

However, if you’re on a tight budget or just want basic registered agent services without the extras, this may not be your best fit.

Recommended: LegalZoom Review for Business Owners: A No-Fluff Breakdown

2. Northwest Registered Agent

Northwest Registered Agent Reviews

Northwest Registered Agent is a popular choice, especially for privacy-focused business owners. They charge $125/year for registered agent service—no gimmicks, no upsells.

Best registered agent service reddit

What you get:

  • A flat, transparent pricing structure
  • Free use of their business address to help protect your privacy
  • Personalized customer service (every customer gets a dedicated rep)
  • Same-day scanning and document forwarding
  • Real offices in all 50 states, not just mail drops

They also include registered agent service for free with business formation. This makes them a great fit for anyone setting up a new LLC or changing agents for better support.

But, if you want the lowest possible upfront cost (like a free first year), other providers might offer a better deal short-term.

Recommended: A Complete Northwest Registered Agent Review & Analysis 

3. ZenBusiness

What does a ZenBusiness registered agent do?

ZenBusiness charges $199/year for registered agent service, though they often include the first year free with LLC formation. They focus on small business simplicity and user-friendly design.

What you get:

  • Registered agent service in all 50 states
  • Compliance alerts and filing deadline reminders
  • Secure online document storage
  • Access to business formation and maintenance services

ZenBusiness is also a Public Benefit Corporation, which means they support mission-driven goals alongside their business operations.

Keep in mind, if you’re only looking for a registered agent and don’t need formation help or bundled extras, you may find better pricing elsewhere.

Recommended: Comprehensive ZenBusiness Review: Is it Legit for LLCs? 

4. Bizee (Previously Incfile)

Best registered agent service for small business

Bizee includes one full year of registered agent service for free when you form your LLC with them. After the first year, the cost is $119/year.

What you get:

  • Free first year with LLC formation
  • Automatic alerts for legal documents and deadlines
  • Access to an intuitive online dashboard
  • Support for compliance and business maintenance filings

This is one of the most affordable ways to test out a registered agent service without a big upfront cost.

Now, if you don’t plan to form your LLC through Bizee or you’re already established and just looking to switch agents, others may offer better long-term value.

Recommended: Is Bizee Legit? Agent Services, Entrepreneur Grants & More 

5. Rocket Lawyer

Who do I put as my registered agent?

Rocket Lawyer charges $149.99/year for registered agent service if purchased separately, but you get a discount if you’re a monthly member ($39.99/month).

What you get:

  • Registered agent service in all 50 states
  • Access to legal documents and e-signatures
  • On-call legal advice from licensed attorneys
  • Compliance tracking and notifications

Rocket Lawyer is a strong choice if you expect to need contracts, NDAs, or ongoing legal help alongside your registered agent service.

But…If you’re only looking for a registered agent and not the legal extras, you’ll likely find cheaper alternatives with fewer bundled features.

Recommended: The Complete Rocket Lawyer Review for Business Owners 

6. Swyft Filings

Best Registered Agent service for LLC

Swyft Filings charges $199/year for their registered agent service, and they make the signup process quick and easy. They’re known for fast turnarounds and solid customer support.

What you get:

  • Fast business formation and agent setup
  • Simple dashboard for compliance reminders
  • Real-time alerts and document delivery
  • Access to LLC formation services and upgrades

Swyft Filings is a good fit for new entrepreneurs who want speed and efficiency without giving up support.

If you’re price-sensitive and want long-term savings, other services like Bizee or Northwest may offer better annual value.

Recommended: Are All the Positive Swyft Filings Reviews Real? Read This

7. CT Corporation

How much does CT Corporation charge for registered agent?

CT Corporation is one of the oldest and most established registered agent providers in the U.S. It’s part of Wolters Kluwer, a global compliance and legal services company. 

CT Corporation charges $374/year for standalone registered agent services—This includes:

  • A registered agent address in your state
  • A team to handle legal notifications and service of process
  • Access to a compliance portal with 24/7 document tracking
  • Business name availability check

Other services like incorporation or foreign qualification are available as bundled packages for $884 or more, plus state fees.

CT is trusted by law firms and large enterprises. If your business deals with complex compliance, operates in multiple states, or needs white-glove service, CT is a top-tier option.

Note that small business owners or solopreneurs may find it too expensive or too enterprise-focused for their needs. And, with CT, there’s no free first year or basic-tier pricing.

8. CSC Global (Corporation Service Company)

Who are the largest registered agents?

CSC is another premium registered agent provider that serves large corporations, financial institutions, and law firms. Like CT, they maintain physical offices in all 50 states. 

Their registered agent service typically starts around $381/year, though rates may vary by location and service level.

What you get:

  • High-end service for complex business structures
  • Compliance calendar, automated alerts, and secure document delivery
  • Tools to manage multiple entities, UCC filings, and trademarks
  • Dedicated customer support with a corporate-level feel
  • Integration with internal legal and tax systems for enterprise use

CSC is designed for serious compliance at scale. If you’re running a multi-state business or need in-depth recordkeeping tools, CSC delivers.

Some people think it’s overbuilt (and overpriced) for most small businesses and startups. And, as with CT, there’s no free trial or budget-friendly entry point.

Frequently Asked Questions

Should I be my own registered agent for my LLC?

You can be your own registered agent if you have a physical address in the state, are available during business hours. In this case, your address becomes public. It saves money, but you may risk missing legal documents and losing privacy. 

Do I have to have an EIN for my LLC?

No, an EIN isn’t required for all LLCs, but you’ll need one if you hire employees or want to open a business bank account. Most registered agent services offer EIN filing as an add-on. I usually recommend filing yourself with the IRS, since it takes less than 10 minutes and is free during business hours. 

Can UPS be a registered agent?

No. UPS’s boxes and virtual addresses don’t meet the legal requirement for a physical registered agent address. You need a real street address where someone can receive documents.

How to become a registered agent for LLCs?

To become a registered agent, you must be 18 or older, have a physical address in the state where the business is registered, be available during business hours.

Is a registered agent service worth it?

In many cases, yes. The cost tends to be low compared to the risk of missing legal notices or getting penalties. A registered service can keep your address private and take care of compliance tracking.

Conclusion: Is a Registered Agent Service Worth it? 

For many business owners, a registered agent service is worth the cost. While you can act as your own registered agent, doing so comes with added responsibilities and may have potential drawbacks like lack of privacy and the risk of missing important legal notices.

Professional services can help ensure compliance, provide timely document handling, and keep your personal address off public records. For around $100 to $300 per year, many small businesses see this as a practical investment.

If your goal is to stay organized, avoid penalties, and focus on growing your business, using a registered agent service might make sense. The best choice depends on your budget and how much support you want.

Do you want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

LegalZoom Review for Business Owners: A No-Fluff Breakdown

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LegalZoom Review for Business Owners

Key Takeaways

  • LegalZoom is a trusted platform for business formation and legal services.
  • Their LLC packages range from $0 to $299 plus state fees, with optional add-ons.
  • Services like registered agent and legal document access are subscription-based.
  • You can use LegalZoom for EIN setup, compliance filings, and trademark help.
  • Doc Assist, their AI tool, helps review contracts but doesn’t replace legal advice.
  • Some users report upsells, surprise charges, and trouble canceling services.
  • Redditors and reviewers often suggest DIY filings for simple business setups.
  • Canceling your account doesn’t shut down your business—you must do that separately.

LegalZoom is a popular platform to streamline various legal services, including business formation. Lately, I’ve been reviewing similar services, and realized that I hadn’t yet shared info about the company that I actually use to form my businesses. So, I’ve written a full LegalZoom review for business owners. 

Find out what LegalZoom is and how much it costs, learn about the company, and explore what the service can provide you in terms of business formation and beyond. 

This is what’s in store: 

Now, let’s get to it!

What is LegalZoom? 

LegalZoom reviews

LegalZoom is an online platform that helps business owners and individuals. It’s used for managing legal tasks without hiring a lawyer. 

You can use it to: 

  • Form an LLC or corporation
  • Register a trademark
  • Create legal documents like contracts or wills 

You can also get access to attorney support through prepaid legal plans.

For small business owners, LegalZoom is often a starting point when you want to register a business quickly or make sure your paperwork is legit. It walks you through forms, step by step, and files them with the right state or federal agencies.

While it’s not a law firm, LegalZoom partners with attorneys and offers flat-rate services for certain legal needs. It can be a helpful tool if you’re on a budget or not quite ready to hire a full-time legal team. 

However, it may not cover everything you’d get from personalized legal advice—especially for more complex situations.

Recommended: How to Create a Business Credit “Entity” 

LegalZoom Pricing For Business Startup

LegalZoom Pricing

Here’s a quick, clear breakdown of LegalZoom’s LLC startup pricing:

1. Basic – $0 + state fees

  • Files your LLC paperwork.
  • Includes a business name check.
  • One-time setup, no extras.

2. Pro – $249 + state fees

  • Adds an Operating Agreement and EIN.
  • Includes a $100K filing error guarantee.
  • 3 months of bookkeeping tools, legal forms, and eSignatures.
  • Website builder with Wix.
  • Subscriptions auto-renew after trial periods unless canceled.

3. Premium – $299 + state fees

  • Includes everything in Pro.
  • Adds one-on-one guidance from a business attorney.
  • Attorney support is subscription-based and renews automatically.

Note that state filing fees are extra and vary by location. Some included tools (bookkeeping, legal docs, attorney access) turn into paid subscriptions after a few months if you don’t cancel.

LegalZoom also offers nonprofit formation services, but the pricing is separate from their standard business packages and starts at $99 plus state fees.

LegalZoom Nonprofit Pricing

So, you can take advantage of LegalZoom’s services to form a business or nonprofit, and you could pay anywhere from $0 to $359 per year, plus state filing fees. 

You might also like: The Complete Rocket Lawyer Review for Business Owners 

Company Overview

LegalZoom LLC

LegalZoom.com, Inc. is a California-based, public, for-profit entity that was founded in 1999 by Brian S. Lee, Brian Liu, Edward Hartman, and Robert Shapiro. It’s now led by Jeff Stibel, who previously led and co-founded The Search Agency and served on the boards of The BrainGate Company and Natural History Museum of Los Angeles County. 

LegalZoom CEO

LegalZoom is accredited with the Better Business Bureau (BBB), but has no BBB rating. I rarely come across this scenario, so I initially thought consumer reviews and complaints might be complicated. As it turns out, most BBB complaints about LegalZoom relate to unexpected charges and trouble canceling services—this is typical with subscription-based legal offers. 

LegalZoom reviews BBB

On Trustpilot, LegalZoom maintains a 4.4 out of 5 TrustScore,™ which is really good. In fact, most Trustpilot reviewers leave 5-star reviews. One-star reviewers, while the minority, tend to mention surprise charges, delayed filings, poor communication, and difficulty canceling services.

LegalZoom reviews complaints

Redditors (typically, our most critical resource) say LegalZoom is convenient for business filings, especially if you need help to navigate forms. But ,many warn about upsells, surprise charges, and subscription billing issues. Some also mention poor customer support. Others suggest filing directly with the state is cheaper and just as easy (if you’re comfortable doing it yourself, of course).

LegalZoom reviews reddit

In sum, LegalZoom is a well-known legal service platform with mostly positive reviews for convenience, especially in business filings. However, some users mention surprise charges, upsells, and difficulty canceling subscription services. So, be sure you understand what you’re paying for before you sign up. 

You might also like: Comprehensive ZenBusiness Review: Is it Legit for LLCs? 

How Can LegalZoom Help You Launch & Run Your Business? 

LegalZoom offers a wide range of business services—from formation to compliance to brand protection. These services can save you time, help you avoid mistakes, and take care of tasks you might not feel comfortable handling on your own. 

But not every business will need every service. 

Here’s a breakdown of how LegalZoom can support your business, plus some notes on when their help makes sense—and when you might be better off doing it yourself.

You might also like: Are All the Positive Swyft Filings Reviews Real? Read This 

1. File Your Registration Paperwork

LegalZoom LLC review

LegalZoom walks you through the process to form a: 

  • Limited Liability Corporation (LLC)
  • Corporation (S-Corp or C-Corp)
  • Nonprofit
  • Doing Business As (DBA) or Assumed Business Name (ABN)
  • Sole Proprietorship

They then file with the state on your behalf. 

This is great if you’re unsure which entity type to choose or if state forms feel overwhelming. If you already know what structure you need and feel confident using your state’s website, you can often file for less on your own.

You might also like: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

2. Help You Get an Employer Identification Number

LegalZoom DBA review

LegalZoom can also help you get an Employer Identification Number (EIN) from the IRS. You need an EIN to open a business bank account, file taxes, and hire employees. LegalZoom includes this service in their Pro and Premium LLC formation packages—but it’s not part of the free Basic plan.

That said, you don’t have to pay for EIN help. Most business owners can apply for one directly through the IRS website for free. It only takes a few minutes, but the site is only available during regular business hours, Monday through Friday.

Still, LegalZoom’s EIN service might make sense if:

  • You’re not familiar with IRS forms.
  • You want help to avoid mistakes.
  • You’re a non-U.S. resident and don’t have a Social Security Number or ITIN (in which case, the online form won’t work).

Using LegalZoom can simplify the process, especially if you’re already paying for a formation package.

You might also like: Here’s How to [Actually] Get Business Credit With Just an EIN +More Options 

3. Act as Your Registered Agent

LegalZoom google reviews

Most states require you to name a registered agent—someone who can accept legal or government documents during business hours. LegalZoom offers this as a paid annual service. 

It makes sense if you: 

  1. Want privacy (so your home address doesn’t go on public records)
  2. Travel often
  3. Your business doesn’t have a physical location

If you’re always available at a set address, you can be your own agent and skip the extra fee.

Recommended: 8 Best Registered Agent Services for LLCs and Other Businesses

4. Keep You Compliant With State Requirements

legalzoom full service compliance package review

LegalZoom can help you stay in good standing by filing annual reports, sending deadline reminders, and helping with your Beneficial Ownership Information (BOI) report. 

This can be helpful if you’re juggling a lot and don’t want to miss deadlines that could lead to penalties. Still, some business owners prefer to track due dates themselves and file directly with the state to save on costs.

5. Provide Custom Legal Documents

What is LegalZoom used for?

Operating agreements, bylaws, and meeting minutes are key for certain business types, especially if you have partners or plan to raise money. LegalZoom gives you access to a large library of legal templates with a subscription, plus unlimited e-signatures. 

This works well if you want structured documents without hiring a lawyer. But if you only need one or two documents, free or low-cost templates online might be enough.

LegalZoom also offers an AI tool called Doc Assist that helps you:

  • Summarize key terms and clauses.
  • Highlight important sections like obligations, dates, and fees.
  • Suggest questions to help you understand the document.
what specific ai features does legalzoom offer for contract review

It’s useful for quick insights but doesn’t replace a full legal review. For more complex contracts, LegalZoom also offers attorney-assisted services.

6. Help You Protect Your Brand

LegalZoom reviews consumer reports

You can search trademarks, file applications, and monitor your brand with LegalZoom’s intellectual property (IP) tools. They also offer help with copyrights and provisional patents. 

These services are useful if you’ve already built a brand and want to protect your name, logo, or product. If you’re still testing ideas or running a small side hustle, you may want to wait before investing in IP protection.

7. Set Up Virtual Mail

Why not use LegalZoom?

With LegalZoom’s virtual mail service, you get a professional mailing address that keeps your personal address private. It can be a good option if you work from home, travel often, or don’t want your home address listed publicly. If you already lease a workspace or use a PO box, you may not need this.

Note that a virtual address is not ideal for building business credit—You’ll want a physical address if you’re on that path. 

You might also like: This is How to Leverage Business Credit to Transform Your Life 

8. Get Business Licenses

LegalZoom power of attorney

Some industries require federal, state, or local licenses. LegalZoom helps identify which ones you need and guides you through the application process. 

This is helpful if you’re not sure where to start or if you operate in a heavily regulated industry. If your business has very simple or well-known licensing requirements (like a basic online store), you might not need help.

9. Dissolve Your Business If Needed

Can LegalZoom dissolve your business?

If you decide to close your business, LegalZoom can help you officially dissolve it with your state. 

This step matters because businesses that aren’t properly dissolved may keep racking up fees or compliance notices. If you’re confident in your ability to navigate your state’s process and don’t mind filling out final paperwork, this can also be done on your own.

How to Cancel Your LegalZoom Account

Cancel LegalZoom Account

Since most of the complaints from LegalZoom users seem to happen because they forget to cancel or see unexpected charges on their bank accounts, it’s important to know how to cancel before you take advantage of their services. 

To cancel your LegalZoom account or subscription, you’ll need to call LegalZoom customer service at (888) 379-0854.

If you cancel a subscription, like registered agent service or legal advice plans, LegalZoom stops billing you and you lose access to those services after the current billing period.

If you cancel your account, your LLC or corporation still exists—it just means LegalZoom no longer handles filings, reminders, or documents for you. 

In this case, you remain responsible for things like: 

  • Annual reports
  • Compliance filings
  • Registered agent duties (if you don’t assign a new one)

Canceling with LegalZoom doesn’t dissolve your business—you’ll need to do that separately through your state if you choose to shut it down completely.

Frequently Asked Questions 

What is the best online legal service?

The best online legal service depends on your needs. LegalZoom is well-known and offers a wide range of services. Rocket Lawyer might be better for ongoing legal advice, while Bizee and ZenBusiness are more affordable for business formation with free first-year registered agent services.

What’s better than LegalZoom?

For basic business formation, Bizee or ZenBusiness may be cheaper and faster. For legal advice, Rocket Lawyer’s subscription model could be a better fit. LegalZoom is solid for all-in-one convenience, but it’s not always the most cost-effective.

What happens if I don’t pay LegalZoom?

Your service may stop, and you could be sent to collections. If you don’t pay for things like registered agent service, you’ll need to replace it to stay compliant. Nonpayment won’t cancel your business, but it can cause issues if ignored.

Conclusion

LegalZoom can be a solid option if you want a one-stop shop to launch and manage a business, especially if you’re not familiar with legal paperwork. That said, it’s not the cheapest route, and some of its services turn into ongoing subscriptions—so you’ll want to read the fine print. 

If you’re confident filing on your own or looking to save money, direct state filings might be a better fit. With that said, I personally use LegalZoom for my business filing because it’s convenient, saves time, and works well for what I need. 

Want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

The Complete Rocket Lawyer Review for Business Owners

By

Rocket Lawyer Review

Key Takeaways

  • Rocket Lawyer is a popular online legal service for business and personal legal needs.
  • The subscription model includes unlimited legal documents and attorney advice.
  • Business formation isn’t completely free, as state fees and some service costs apply.
  • Registered agent services cost $249.99 per year or $124.99 with a membership.
  • EIN applications may be included with a membership, but some users report a $59.99 fee.
  • Trademark registration costs $699.99, with a 50% discount for Rocket Legal+ members.
  • Reviews are mostly positive, but some customers report billing and cancellation issues.
  • It’s a good option for ongoing legal support, but one-time users may find better deals.

Rocket Lawyer is one of the most popular tools for convenient, online legal needs. From private contracts to marriage prenups, they offer a quick way to generate a ton of legal documents. But, sometimes they’re outshined by competitors in the business formation and management department. 

If you’re considering Rocket Lawyer services to form a new business or manage your existing one, you need to know exactly how they can help (and how theirs compares to similar offers). Here, I’ll break down everything a business owner needs to know about the platform. 

This is what’s in store: 

Now, get ready for launch! 

What is Rocket Lawyer?

Rocket Lawyer is an online legal services provider that offers affordable access to: 

  • Legal documents
  • Attorney advice
  • Business formation services

They provide a range of tools for individuals and businesses, including customizable legal templates, attorney consultations, and help with forming LLCs, corporations, and nonprofits. 

Rocket Lawyer’s subscription model offers unlimited document creation and legal support, which might make it a practical option if you need ongoing legal assistance without high hourly fees.

You might also like: Is Bizee Legit? Agent Services, Entrepreneur Grants & More 

Rocket Lawyer Pricing 

Rocket Lawyer free trial

Rocket Lawyer offers two primary membership options:​

  • Rocket Legal+ Membership: $19.99 per month, billed annually at $239.88, this membership includes unlimited access to legal documents, e-signatures, 50% off a ton of products, and the ability to ask legal questions.
  • Monthly Membership: $39.99 per month, this option provides the same benefits as the annual plan but with the flexibility of month-to-month billing.

Both plans start with a 7-day free trial, so you can explore the services before you commit.

Company Overview

Rocket Lawyer San Fransisco California

Rocket Lawyer Inc. is a San Francisco-based, for-profit corporation that was founded in 2008 by Charley Moore and Mohd Fairuz Razi bin Sharuddin. The company is actively registered and in good standing in the state of California. 

Prior to starting Rocket Lawyer, Moore, the current CEO, was an attorney at Venture Law Group for a few years before he led a company called OnStation Corporation (which seems to have been a digital stationing platform for the highway industry). He then served om EdFund’s Board of Directors and later on the Finance Committee of the Obama for America presidential campaign. Since founding Rocket Lawyer, he’s served on boards for various charities. 

Rocket Lawyer reviews

Rocket Lawyer has an A+ rating with the Better Business Bureau (BBB) and is BBB-accredited. 175 complaints have been filed on the consumer protection platform in the past three years, and all of them have been addressed within a reasonable timeframe. Most of these complaints stem from billing issues and difficulties canceling subscriptions.Rocket lawyer reviews bbb

The company’s TrustScore on TrustPilot is just as encouraging with 4.6 out of 5 stars. ​ More than 82% of reviewers praise Rocket Lawyer for its user-friendly platform, comprehensive legal resources, and efficient customer support. The minority of complaints focus on (again) billing issues like unexpected charges and trouble with canceling subscriptions.

Rocket Lawyer reviews

Redditors have mixed opinions about Rocket Lawyer. Some like the easy-to-use platform and find the subscription helpful for ongoing legal needs. Others feel the recurring fees add up quickly, especially if you only need a one-time LLC filing. A few suggest looking into alternatives with flat fees, depending on how often you’ll need legal services.

Rocket Lawyer Reddit

Rocket Lawyer has built a solid reputation over the years, making legal help more accessible for businesses and individuals. Strong leadership and a well-established presence suggest it’s a reliable option, though its subscription model won’t work for everyone. Based on user reviews, if you need ongoing legal support, it could be a good fit. But, if you’re just looking for a one-time service, you might find better value elsewhere.

You might also like: Comprehensive ZenBusiness Review: Is it Legit for LLCs? 

How Can Rocket Lawyer Help Businesses? 

Rocket Lawyer provides a variety of legal services to help businesses stay compliant, protect their assets, and streamline legal processes. 

From formation to contract creation, they offer some tools that can save you time and effort while you make sure you meet state and federal requirements. Here’s a summary of how they might be able to help you with your business. 

1. “Free” Business Formation Services 

Reviews rocket lawyer

Rocket Lawyer offers business formation services, including: 

  • DBAs and ABNs 
  • LLCs
  • Corporations
  • Nonprofits

Pricing is not entirely free, though, and varies based on membership status. 

For Rocket Legal+ members, the first business registration is free, excluding state fees. Then, subsequent registrations are half off the standard $99.99 service fee. 

Non-members pay the full service fee of $99.99 plus state fees for each business formation. 

This pricing structure applies to LLCs, C-Corps, and Nonprofits. However, filing an S-Corp election incurs an additional fee, starting at $49.99 with a Rocket Legal+ membership. 

If you don’t use a service like Rocket Lawyer, you’ll need to file directly through the appropriate state agency (or agencies) or hire a traditional law firm. 

You might also like: Sole proprietorship vs LLC 

2. Registered Agent Services

Rocket Lawyer Registered Agent

Most states require businesses to have a registered agent to receive official government documents, legal notices, and compliance reminders. Rocket Lawyer provides this service to help business owners avoid missing critical filings that could lead to penalties or legal issues. 

Rocket Lawyer’s registered agent service costs $249.99 per year for non-members. However, if you subscribe to their Rocket Legal+ membership at $19.99 per month (billed annually at $239.88), you get a 50% discount. 

Their registered agent service can help make sure your business stays in good standing and keep your personal address off public records. 

However, you don’t have to hire a service—you can act as your own registered agent as long as you’re available during business hours at a physical address in the state where your business is registered.

You might also like: A Complete Northwest Registered Agent Review & Analysis 

3. EIN Application Help

Rocket Lawyer EIN Application Rocket Lawyer can also help you apply for an Employer Identification Number (EIN) from the Internal Revenue Service (IRS). You’ll need this for a business bank account, tax filing, and to hire employees. This service is seemingly only available with a Rocket Legal+ membership, and may be included at no cost. But, some reviewers have reported that Rocket Lawyer charges $59.99 if you need an EIN application as a standalone service.

I don’t usually recommend that you use a service to apply for your EIN because most business owners have the option to apply for an EIN directly through the IRS for free. The application only takes a few minutes, but you will need to access the site during business hours on a weekday.  

You might want to take advantage of Rocket Lawyer’s offer if: 

  • You’re unfamiliar with the IRS process.
  • You’re worried about mistakes.
  • You are a foreign entrepreneur without a U.S. SSN or ITIN, as the online application isn’t available to you. 

Using a service like Rocket Lawyer may also help avoid delays and assure accuracy.

You might also like: No-Doc Business Loans with EIN Only: Get Funds Without Proof of Income 

4. Annual Report Filing

Rocket Lawyer Annual Report LLC

An annual report is a mandatory filing that updates the state on your business’s info, like: 

  • Your company’s legal name
  • Principal office address
  • Registered agent details
  • Names and addresses of managers or members

Filing helps make sure your business remains compliant and in good standing with state regulations. ​

Rocket Lawyer offers an annual report filing service to help businesses maintain compliance with state requirements. This service is available for $99.99 per filing, with a 50% discount for Rocket Legal+ members. 

Alternatively, you can file annual reports yourself by following your state’s specific guidelines. The process may involve completing forms and paying state-mandated fees. For example, in New Jersey, the annual report filing fee for most business entities, including LLCs and corporations, is $75. This is higher than California’s $20 annual report fee.

Filing independently can save you money, but you’ll need to stay aware of your state’s specific requirements and deadlines to avoid penalties.

You might also like: Low-Risk NAICS Codes +Best SIC Codes for Business Credit

5. Trademark & Copyright Protection

Rocket Lawyer Trademark Registration

Securing intellectual property is essential for businesses that need to protect their brand identity. 

Rocket Lawyer helps with trademark registration, which potentially helps you safeguard your names, logos, and slogans from competitors. The flat fee for trademark filing is $699.99 or half off with Rocket Legal+.

They also provide copyright documents including cease and desist notices and licensing agreements, which can help make sure that creative works like written content, music, and digital assets are legally protected from unauthorized use. 

Rocket Lawyer $39.99 charge

These offers can be especially valuable for startups and e-commerce brands that rely on branding and original content for growth, and creative businesses that need to make sure their work isn’t duplicated.

You might also like: This is How to Leverage Business Credit to Transform Your Life 

6. Contracts & Non-Disclosure Agreements

Rocket Lawyer Sign in

Solid contracts are a must-have for any business, whether you’re hiring employees, signing agreements with vendors, or working with independent contractors. Rocket Lawyer offers customizable contract templates that business owners can easily modify to fit their specific needs. 

They also provide non-disclosure agreements (NDAs) to protect sensitive business information when dealing with employees, freelancers, or potential business partners. This can be particularly useful for startups and small businesses looking to secure their intellectual property while negotiating deals.

You might also like: BILL Spend & Expense Card Review (Formerly Divvy Credit Card) 

7. The Rocket Lawyer App

Rocket Lawyer app

​Rocket Lawyer’s mobile app offers users access to: 

  • Legal documents
  • Attorney consultations
  • Business formation services

On the Apple App Store, it holds a 4.9 out of 5 rating based on over 12,000 reviews, with users praising its ease of use and comprehensive legal resources. It’s also available on the Google Play Store (4.8 stars), available for Android users, and provides similar functionalities to help with various legal needs.

You might also like: 41 Companies That Help Build Business Credit [Beyond Net 30 Vendors] 

Frequently Asked Questions 

Which is better, LegalZoom or Rocket Lawyer?

It depends on what you need. Rocket Lawyer is great for ongoing legal support with its subscription model, while LegalZoom is better for one-time legal services with flat fees. If you need frequent legal documents or attorney consultations, Rocket Lawyer might be the better deal.

How much does it cost to make a will on Rocket Lawyer?

You can create a will for free with a 7-day trial, but after that, you’ll need a Rocket Legal+ membership ($19.99/month) or pay $39.99 per document if you don’t subscribe.

Is Rocket Lawyer hard to cancel?

Some users report difficulty canceling, but Rocket Lawyer lets you cancel your subscription online or by calling customer support. Just make sure to do it before your trial or billing period ends to avoid charges.

What is the best online legal service?

It depends on your needs. Rocket Lawyer is great for ongoing access to legal documents and attorney advice, while some competitors offer more pay-as-you-go options. If you only need a one-time legal service, a non-subscription provider might be a better fit.

Conclusion: Is Rocket Lawyer Legit? 

Rocket Lawyer is a legitimate legal service that helps businesses and individuals access legal documents, attorney advice, and business formation tools. It has strong reviews, an A+ BBB rating, and a user-friendly platform. However, some customers have complained about billing issues and canceling subscriptions. 

If you need ongoing legal support, the membership can be a good value, but if you only need a one-time service, you might find a better deal elsewhere. Whether it’s the right choice for you depends on how often you need legal help and what type of help you need.

Do you want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

Is Bizee Legit? Agent Services, Entrepreneur Grants & More

By

Bizee Review Incfile

Key Takeaways

  • Bizee is a rebrand of IncFile, expanding its services beyond business formation.
  • The Silver Package offers free business filing, with only state fees required.
  • Bizee offers a business grant, offering $2.5K and free services to new entrepreneurs.
  • They offer registered agent services, but you can also serve as your own agent to save money.
  • Bizee’s compliance services include annual reports, amendments, and reinstatements.
  • Customer reviews on Trustpilot are positive, with an overall score of 4.7 out of 5.
  • Bizee has an F rating with BBB, which raises complaint response concerns.
  • Bizee could be a solid option for business formation, but watch for upsells.

When building business credit, one of the foundational steps is to set your business up so that it’s lawful and “business credit-ready.” Historically, IncFile has been a popular registered agent to help facilitate this process a bit more easily. A couple of years ago, IncFile re-branded to become Bizee. 

Now, Bizee offers a way for you to presumably start a business in minutes and establish essentials like a virtual address, Employer Identification Number (EIN), business licensure, and more. They’re also known for their entrepreneur grant. Here, learn exactly what Bizee might be able to help you with and whether or not it’s right for you. 

This is what’s in store: 

Now, let’s dive in!   

What is Bizee? 

Bizee com

Bizee, formerly known as Incfile, is a company that helps entrepreneurs start and manage their businesses. They offer services like forming LLCs, corporations, and nonprofits. They also provide registered agent services, which means they handle official documents for your business. 

Their goal seems to be to make starting a business easy and affordable. They even offer a basic package that only requires you to pay the state’s filing fee.

Since starting in 2004, the company has reportedly assisted over a million entrepreneurs. In December 2023, they changed their name from Incfile to Bizee to better reflect a wider range of services including grants to start a business. ​

You might also like: Comprehensive ZenBusiness Review: Is it Legit for LLCs? 

Company Overview

incfile Ilc

Maybe because it’s a newer name in the registered agent world, a lot of people ask if Bizzy is a legitimate company. And, the answer is yes. IncFile.com LLC is a Texas-based company that has been registered with the state of Delaware (they have the most corporate-friendly laws) since 2006. 

Curiously, Bizee.com LLC has been registered in Delaware since 1999, but in a separate county.

Bizee LLC

The current co-CEO at Bizee, Dustin, is the former Monster Energy Music Deal Maker and has held this position with IncFile and Bizee since 2014, when the company launched. If nothing else, Ray’s leadership is consistent. 

Who is the CEO of Bizee?

Customers tend to love Bizee, evident by the fact that 86% of them give them a 5-star rating on Trustpilot. Their overall Trustscore on the platform is 4.7 out of 5. Customers generally praise Bizee for its efficient and user-friendly business formation services.

Incfile Bizee on Trustpilot

With the Better Business Bureau (BBB), their track record isn’t nearly as positive. IncFile.com LLC, despite maintaining 4.86 stars out of 5, has an F BBB rating (this is the worst possible rating a company can have. In the past three years, they’ve received 95 platform complaints and only closed out 25 of them. 

Bizee Incfile BBB-rating

An F-rating and 4.86 stars don’t line up very well, so I decided to explore what the Reddit community thinks about Bizee. 

In general, Redditors say Bizee is a decent option for LLC formation, with quick turnaround times and a user-friendly process, but they caution against purchasing unnecessary upsell services like obtaining an EIN through Bizee, as this can be done faster and more cheaply on your own (if you can navigate your state’s system). And, one commenter did warn of potential issues with compliance and service quality.

Bizee Reddit

Overall, Bizee has a mixed reputation, but it’s a viable option for more than just business registration. Beyond LLC formation, Bizee offers a range of services. While the upsells might not always be necessary, many customers appreciate the convenience and efficiency Bizee provides—just make sure to weigh the pros and cons before diving in head first.

You might also like: A Complete Northwest Registered Agent Review & Analysis 

How Does Bizzy Work? 

Bizee has a comprehensive suite of services to help entrepreneurs start, manage, and grow their businesses. From free LLC filing to ongoing support and compliance management, Bizee may be able to simplify starting and running your business. 

Here’s a breakdown of their offer.

1. Free LLC, S-Corp, C-Corp, and Nonprofit Filing

What are the main differences between ZenBusiness and Bizee?

Bizee provides “free” business formation filing, which can enable you to establish your business with minimal costs. It’s not actually free because you need to pay your state’s filing fee. The cost tends to range from $50-250 nationwide. And, some states’ Secretary of State websites are complicated to maneuver, while Bizee’s questionnaire is straightforward.   

So, this could be an attractive option if you want to save time and avoid hiring a legal representative to help you file.  

Bizee supports the formation of different business structures, including:

  • LLC
  • S-Corporation
  • C-Corporation
  • Nonprofit
  • Doing Business As (DBA)

Business formation alone is free. Note that competitors like Zen Business also offer free LLC filing services, but don’t historically offer free S-Corp or C-Corp filing. Most of these companies make their money on upselling.

You might also like: Secretary of State Offices Directory | Where to File a Business License 

2. EIN Application  

incfile reviews

Bizee offers to help you apply for an EIN, which you will need to open a business bank account and use for tax purposes in the United States. And, in their case, this is one of the most commonly-complained about services. Particularly, foreign business owners were disappointed that Bizee’s EIN applications weren’t as seamless as they expected. 

So, in the brand’s defense, EIN filing is managed through the Internal Revenue Service (IRS), which is not traditionally known for their speed and communication. 

With that said, applying for an EIN is actually super simple, so I don’t usually recommend business owners pay for this service. Instead, if you’re sure you can correctly enter your business information during U.S. business hours, on a Monday through Friday, do it yourself. 

To apply, go to the IRS website’s Get an employer identification number page and click “Apply Now,” enter your information, submit your application, and wait for the IRS to contact you. If you get an error page when you get to the application page, come back during normal business hours.   

Recommended: Best Business Bank Accounts: 5 Top Picks for Small Businesses 

3. Registered Agent Services

Bizee reviews

Bizee offers registered agent services to manage important legal documents and compliance notices. This service helps make sure your business remains in good standing with the state and helps you avoid missing critical filings.

Bizee’s advertising claims that “a registered agent is required by law,” which is somewhat misleading. While most states require an agent to be registered on business formation documents, you do not have to hire a registered agent to own a business. You may list yourself or another owner of your company on business documents.  

In short, you don’t have to hire a registered agent to own a business—you can list yourself or another owner. However, using a service like Bizee can make managing legal documents and compliance easier, especially if you want to avoid the hassle.

Recommended: 8 Best Registered Agent Services for LLCs and Other Businesses

4. Business Compliance Services

Bizee login

Bizee can help keep your business compliant with state requirements through:

  • Annual report filing 
  • Amendments and change of registered agent
  • Foreign qualification 
  • Form 2553 (S-Corp tax) 
  • Dissolution and reinstatement services

You may be able to leverage these services to maintain good standing with the state and make updates to your business documents when needed. They can also help you register to do business in another state or simplify the process of updating your business’s registered agent. 

They can assist with tax elections and help revive your business if it has been dissolved or properly close your business when needed.

5. Business Tools and Services

Bizee virtual address

Bizee offers a variety of tools and services to support business operations, like:

  • Virtual address
  • Business license/permit help
  • Trademark registration 
  • Beneficial ownership information (BOI) report services 
  • Certificate of good standing 
  • Corporate LLC kit

Maintain a professional image with a business address. Ensure compliance with local and state requirements. Protect your brand and intellectual property. Maintain compliance with ownership reporting regulations. Organize important business documents. Get a certificate of good standing when you need it for a loan or contract. 

These tools and services can be helpful, and, in some cases, they’re necessary to do business. 

6. Fresh Start Business Grant

Bizee fresh start business grant

Bizee grants aim to support aspiring entrepreneurs by offering $2.5K toward startup costs and complimentary business formation services. Recipients can receive Bizee’s Standard plan for free, which includes incorporation services in their state, one year of registered agent services, and a tax consultation. 

Their advertising claims this is a $385 value, but current pricing is $199 (their pricing is covered in full in the next section). 

Applicants must be U.S. residents aged 21 or older who plan to start a new business or significantly grow an existing one. 

To apply, you’ll need to: 

  1. Complete an online form
  2. Submit a two-minute video detailing how entrepreneurship will impact your life
  3. Provide a sample business plan

This grant offer indicates that Bizee is committed to empowering people to achieve entrepreneurial dreams. However, future dates are still in the works, so we have yet to see if they continue this tradition.

You might also like: A Full Skip Review: Business Grants, Funding, and More 

7. Bizee Pricing 

Bizee pricing

Bizee’s pricing does stand out from some of their competitors (who tend to charge for each added service beyond LLC formation).

Bizee offers a transparent pricing structure with three main packages:​

  • Silver Package: Free formation service; you only pay the state’s filing fee. 
  • Gold Package: Priced at $199 plus state fees, it includes additional services like an EIN and operating agreement.
  • Platinum Package: Ar $299 plus state fees, this package offers all Gold features plus expedited filing and domain name services. 

Notably, Bizee provides a free first year of registered agent service, with an ongoing annual fee of $119 thereafter. This straightforward approach contrasts with competitors that may have hidden fees or subscription-based models.

*Check Bizee.com for up-to-date pricing information. 

Frequently Asked Questions 

Why is IncFile now Bizee?

IncFile rebranded to Bizee to better reflect their expanded range of services beyond just business formation. The new name aligns with their goal of offering more comprehensive support to entrepreneurs, including grants, registered agent services, and business management tools.

What is Bizee used for?

Bizee helps entrepreneurs start, manage, and grow their businesses. Their services include business entity registration (LLC, S-Corp, C-Corp, Nonprofit), registered agent services, compliance tools, and even a “Fresh Start Business Grant” for new businesses.

Is Bizee really free?

Bizee offers free business formation services with its Silver Package. You only need to pay the state’s filing fee, making it a budget-friendly option for starting a business. However, additional services and packages do come with fees.

How do I cancel my Bizee subscription?

To cancel your Bizee subscription, you need to contact their customer support directly. It’s recommended to review your service agreement to understand any cancellation terms or fees that might apply.

Is Bizee or LegalZoom better?

Bizee and LegalZoom both offer business formation services, but Bizee stands out with its free LLC filing and lower-priced registered agent services. LegalZoom, however, offers a broader range of legal services. The better choice depends on your specific business needs and budget.

Conclusion: Is Bizee Legit? 

Bizee is a legitimate company with a solid track record in helping entrepreneurs start and manage their businesses. The company offers a range of services beyond business formation, including registered agent services, compliance tools, business grants, and more. Customer reviews on platforms like Trustpilot are generally positive, but the company has a mixed reputation with the BBB.

If you’re looking for a budget-friendly way to form a business and want the convenience of additional business management tools, Bizee could be a good option. Just be mindful of potential upsells and evaluate whether their extra services are worth the cost based on your specific business needs.

Are you ready to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

How Much Does it Cost to Start an LLC (Beyond Licensing)?

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LLC Cost

Starting an LLC involves more than just paying state filing fees. You need to understand the full spectrum of costs. Currently, LLC filing fees alone range from as low as $35 in Montana to as high as $500 in Massachusetts. However, this initial expense is just the beginning. 

Here, we’ll dive into the comprehensive costs of forming and maintaining an LLC, compare this with other business structures, and highlight strategic considerations that you need to make. 

This is what’s in store:

LLC Cost by State: Initial Formation and Annual Fees

Explore the initial LLC formation costs and annual expenses across all 50 states and outlying territories. From the affordable options in states like Montana and Kentucky to the higher fees in Massachusetts and California, each state varies in its initial filing fees and ongoing compliance costs.

Llc cost reddit

So, how much does an LLC cost? 

LLC CostAnnual/Biennial Fee
Alabama$200$50 minimum (every year)
Alaska$250$100 (every 2 years)
American SamoaFees varyContact local authorities
Arizona$50$0 (no annual fee)
Arkansas$45$150 (every year)
California$70$800 (every year) + $20 (every 2 years)
Colorado$50$10 (every year)
Connecticut$120$80 (every year)
Delaware$90$300 (every year)
Florida$125$138.75 (every year)
Georgia$100$50 (every year)
Guam$100$100
Hawaii$50$15 (every year)
Idaho$100$0 (information report annually)
Illinois$150$75 (every year)
Indiana$95$31 (every 2 years)
Iowa$50$30 (every 2 years)
Kansas$160$50 (every year)
Kentucky$40$15 (every year)
Louisiana$100$35 (every year)
Maine$175$85 (every year)
Maryland$100$300 (every year)
Massachusetts$500$500 (every year)
Michigan$50$25 (every year)
Minnesota$155$0 (information report annually)
Mississippi$50$0 (information report annually)
Missouri$50$0 (no annual fee)
Montana$35$20 (every year)
Nebraska$100$13 (every 2 years)
Nevada$425$350 (every year)
New Hampshire$100$100 (every year)
New Jersey$125$75 (every year)
New Mexico$50$0 (no annual fee)
New York$200$9 (every 2 years)
North Carolina$125$200 (every year)
North Dakota$135$50 (every year)
Mariana Islands$350$150 (every year)
Ohio$99$0 (no annual fee)
Oklahoma$100$25 (every year)
Oregon$100$100 (every year)
Pennsylvania$125$7 (every year)
Puerto Rico$250$150 (every year)
Rhode Island$150$50 (every year)
South Carolina$110$0 (no annual fee, unless taxed as S-Corp)
South Dakota$150$50 (every year)
Tennessee$300$300 (every year)
Texas$300$0 (No annual fee or reports)
Virgin Islands$350$150 (every year)
Utah$54$18 (every year)
Vermont$125$35 (every year)
Virginia$100$50 (every year)
Washington$200$60 (every year)
Washington DC$99$300 (every 2 years)
West Virginia$100$25 (every year)
Wisconsin$130$25 (every year)
Wyoming$100$60 minimum (every year)

This table’s a solid start, but always do your own homework before diving into setting up your LLC. State rules can change, which affects how much you’ll pay for filing and annual/biennial fees over time. 

Note that this table gives you the initial and yearly costs, but it doesn’t cover other expenses like licenses, agent fees, or taxes. 

For the latest details, head to your state’s Secretary of State (SOS) website, check out the SBA for general info, or talk to a legal or financial expert. 

Recommended: Secretary of State Offices Directory | Where to File a Business License 

Don’t Forget Business Licensing and Insurance

Setting up your LLC with the Secretary of State is just the beginning. In many states and cities, you might need additional business licenses or permits to operate legally. And, small business insurance is crucial to safeguard against unexpected liabilities.

For instance, in New York City, certain industries like auto sales or construction may require specific licenses beyond your LLC registration. So, you’ll need to account for these as well—they could cost anywhere from $5 to $50, depending on the type and duration

How much to start an LLC in NY?

Moreover, certain fields require licensure beyond a license to practice. For example, a salon owner in California needs what’s called an “Establishment License” (in addition to their board certificates) before they can legally serve clients. It costs $50 to apply for one of these.

LLC cost California

Annual LLC insurance costs can vary widely, typically ranging from $500 to $2K depending on your required coverage.

LLC insurance cost

Remember, every state and municipality has its own regulations. So, research and comply with local laws to make sure your business legally operates and is adequately protected.

You might also like: Complete Guide to Small Business Insurance in New Jersey 

Why File an LLC Over Other Business Structures?

The right business structure is crucial. Here’s a quick overview of sole proprietorships, partnerships, corporations, and LLCs to help you decide.

  • Sole Proprietorships are the easiest to set up with minimal costs, typically just the price of licenses or permits ($50-$300). You have complete control, but you’re personally liable for all business debts.
  • Partnerships share financial commitment and expertise among partners. Startup costs range from $500 to $2,000 for agreements and licenses. Partners share liability, which can be a downside.
  • Corporations offer strong liability protection and can raise capital through stock. However, they are expensive to set up ($1,000-$5,000) and maintain, with double taxation and extensive paperwork.
  • LLCs provide personal asset protection and flexible tax options, combining the benefits of partnerships and corporations. Costs vary by state ($40-$500 for initial filing, $100-$800 annually). LLCs protect your personal assets from business debts and offer flexible tax treatment, avoiding double taxation.

LLCs often hit the sweet spot with liability protection, tax flexibility, and fewer formalities, making them a popular choice for a majority of small business owners—Plus, it’s a good structure to use when building business credit. 

Recommended: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

What Can Happen When You Choose the Wrong Structure? 

It’s crucial to consider all factors, not just initial fees, to find the best fit for your business needs. Choosing the wrong business structure can also have serious financial and legal repercussions. 

How much does an LLC cost per year

Suppose you start a tech company as a sole proprietorship to save on startup costs. If your business faces a lawsuit, your personal assets are at risk because sole proprietorships don’t offer personal liability protection. An LLC, however, would have protected your personal assets from business liabilities.

Several things can go wrong when you choose the wrong structure:

  • Higher compliance costs
  • Legal complexities
  • Tax implications
  • Limited liability risks
  • Operational inconvenience

Each structure has different management and operational requirements. Corporations require extensive record-keeping, regular board meetings, and formalities that might be overkill for a small business, while an LLC offers more operational flexibility.

Recommended: Low-Risk NAICS Codes +Best SIC Codes for Business Credit in 2024 

The Pros and Cons of Out-of-State Business Formation

How much does it cost to start a business?

Many entrepreneurs choose to file their LLCs in states like Delaware due to its business-friendly laws:

  1. The state’s Court of Chancery handles business disputes without juries and gives you a more predictable legal environment. 
  2. Delaware’s General Corporation Law offers flexibility in corporate structures and operations (which is particularly beneficial for corporations seeking venture capital or planning to go public).

Choosing states like Wyoming (for low costs) or Delaware (for added protection) can save money with lower initial filing fees and ongoing costs. Some states offer tax benefits, reducing overall tax burdens. States such as Nevada and Wyoming prioritize business owner privacy, providing strong protections. 

However, operating out-of-state means extra registration costs and compliance obligations as a foreign entity. Managing compliance across states is complex and can lead to legal issues. Tax complications may arise with potential obligations in both home and formation states.

Consider LLC Formation Services 

How much does it cost to get an LLC?

When it comes to forming your LLC, deciding whether to enlist a service or go the DIY route depends largely on your comfort level with legal processes and your budget. Opting for a professional service can be advantageous if you prefer expert guidance and want to make sure you comply with state regulations without the hassle of paperwork.

 Services like ZenBusiness, Northwest Registered Agent, and Swyft Filings offer tailored packages that can simplify the process for you, starting at competitive prices. For instance, ZenBusiness provides LLC formation for free with a tone of paid compliance upgrades. Meanwhile, Northwest Registered Agent offers comprehensive solutions including registered agent services that start at $125 per year. 

On the other hand, if you’re familiar with the requirements and keen on minimizing costs, handling the LLC formation yourself might be a viable option. Your own needs and preferences will help you make the best decision for launching your business efficiently…and legally.

Recommended: How to Create a Business Credit “Entity” 

Frequently Asked Questions

How much does it cost to open an LLC in the US?

Initial filing fees vary by state, ranging from $35 to $500. Annual fees and other compliance-related costs may also apply.

How much does an LLC cost per year?

Annual costs include state filing fees, registered agent fees, and potential business license renewals, varying by state.

Can I deduct LLC startup costs on my taxes?

Yes, you may be able to deduct up to $5,000 in startup expenses in your first year of business, with the remainder amortized over 15 years. Speak with a tax professional for advice about your specific circumstances. 

What is the difference between an LLC and an S Corp?

LLCs offer flexibility in taxation and management structure, whereas S corporations have stricter ownership requirements and pass-through taxation.

Final Takeaway

Beyond initial filing fees, annual expenses and compliance costs vary widely by state. Choosing an LLC over other structures like sole proprietorships or corporations offers benefits like asset protection, tax flexibility, and is a good structure for business credit. But, the wrong choice can mean higher expenses and legal issues.

Deciding whether to handle LLC formation yourself or use services like ZenBusiness or Northwest Registered Agent depends on your comfort with legal processes and budget.

Always check state resources or consult with experts to stay informed and make the best decisions for your LLC’s success.

Do you want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

1-800Accountant Reviews: Expectations vs Reality

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1800accountant reviews

1-800Accountant is one of several online accounting platforms designed to make life easier for small business owners. But, their reviews are so mixed. Here, we’ll delve into what you can expect versus the reality of their services. 

Explore everything from their offerings to customer feedback, helping you make an informed decision about whether 1-800Accountant is the right fit for your business needs.

Here’s what’s in store

Now, let’s dive in! 

What is 1-800Accountant? 

1800 accountant

1-800Accountant is an online accounting service powered by real Certified Public Accountants (CPAs) – They offer a range of services aimed at helping small businesses with various accounting needs. 

Their services include assistance with: 

  • Starting a business
  • Selecting the right entity for tax savings
  • Handling business taxes to maximize refunds
  • Simplifying payroll processes
  • Managing day-to-day bookkeeping tasks

Their team of CPAs is knowledgeable about different industries and state regulations, so they provide tailored advice and solutions for businesses. 

And, they offer a satisfaction guarantee. They allow you to request a refund within the first 30 days if they are not satisfied with the service provided.

You might also like: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

How Much Does 1-800Accountant Cost? 

1800accountant pricing

1-800Accountant operates on a flat-rate pricing model, which ensures transparent and predictable costs without hourly fees. 

Prices range from $179-399 per month and up. Costs are billed annually, so you can expect to pay between $2,148 and $4,788 to sign up. 

Here’s a breakdown of what you get for each price point:

  1. Business plan ($179/mo):
    • Access to the online portal
    • Dedicated accountant
    • Year-round tax advice
    • Proactive tax planning
    • Quarterly reviews
    • Financial planning
  2. Corporation plan ($239/mo):
    • Everything in the Business plan, plus:
    • Bookkeeping software
    • Business tax preparation
    • Personal tax preparation
  3. Enterprise plan ($399/mo):
    • Everything in the Corporation plan, plus:
    • Dedicated bookkeeper
    • Priority support
    • Financial reports

There’s also a Custom Package option available if you don’t find exactly what you need in the standard plans. And, prices can fluctuate based on your state.

While there is’t a free trial, you have 30 days to request a refund. 

Comparatively, according to SmartAsset, you can expect to pay a CPA between $1K and $1.5K just to do your business and personal taxes in the U.S.. And, Forbes Advisor says you can expect to pay between $150 and $250 per hour to hire a CPA, depending on your location. Personally, I’ve seen rates as low as $37 and as high as $500 per hour being charged. 

Hiring a CPA is one of those gray areas in business where you can’t really predict expected costs until you get into it (which makes the flat-rate pricing model pretty appealing). 

You might also like: Is it Illegal to Use a Business Credit Card for Personal Use? +More Answers 

Company Overview

1-800 accountant reviews

It’s particularly important to know about the company behind the brands you work with when your business finances are at play. 

1-800Accountant, aka 1-800-Accountant.com Corp, is a New York-based business that was founded in 1999 by Mike Savage. Savage is currently the Chairman of the Executive Board. The same year 1-800Accountant was launched, Savage became a CPA. And, he apparently graduated from Brigham Young University with a Bachelor’s degree in Accounting.  

1800accountant customer service

Currently, the Key Principal of the company is Michael Rosedale. Like Savage, Rosedale is also listed as the Chairman on the company’s Dun & Bradstreet profile. But, Rosedale doesn’t list his affiliation with the company on LinkedIn. 

However, Rosedale does show-off some pretty impressive accounting credentials. He’s the current Chairman & Co-Founder of NARSSA, President & Founder of CPAdirectory, and previous President of the National Directory of Registered Tax Return Preparers and Professionals. 

Who owns 1-800Accountant?

1-800Accountant’s address is listed as a Regus office in Manhattan at 260 Madison Avenue, Suite 1001. Regus is a coworking space, which tells me the team is either particularly small or primarily remote – 404 Glassdoor votes signal that it’s the latter.

In fact, 75% of employees would recommend a job with the company to a friend, and it has an overall 4-star internal rating. 

1800accountant employee reviews

Despite their 3.75-star rating and 130 complaints closed in the last year, they maintain an A- rating with the Better Business Bureau (BBB). 

1800accountant reviews bbb

Of course, when it comes to finances, people are more likely to speak out about a poor experience than they are a positive one. 

Overall, Trustpilot reviewers are nicer, giving the platform an overall rating of 4.6 stars. But, not all of the feedback is great. Some customers claim rights violations, and others say they were stood up for meetings. 

1800accountant reviews complaints

Normally, with this much info, I would try to wrap up the company section, but there’s more to say. Redditors have shared their complaints from mishandled taxes to poor quality advice and more – customer service tends to be a common topic of grievance. 

1800accountant reviews reddit

However, keep in mind, they’ve had positive feedback as well (head over to Trustpilot to see the full array). I don’t know if there was a period where positive reviews were incentivised, or if it presents a better unbiased sample of experiences.  

What I do know is that in 2013 – which was over a decade ago – the FTC filed a complaint for permanent injunction in Florida and New York. This complaint alleged that 1-800Accountant and other remote tax services were in violation of several federal regulations. 

1800accountant lawsuit

Ideally, the wrongs would have been remedied by now, which I assume is the case since several of the companies are still in business. 

So, on the bright side, the company is still in business, registered, and active in the state of New York. There are no open legal grievances currently. And, the original founder is still with the company. 

On the other hand, I came across a lot of complaints. 

But, let’s find out what exactly 1-800Accountant offers so that you know for sure whether you want to give them a shot!

What Does 1-800Accountant Do? 

Now, let’s explore the full offer from 1-800 Accountant so you can see if you can make it worth your while to sign up. If you don’t need all of the services, it’s feasible that you could save money by going a different route. But, if you’re likely to utilize all or most of the services, the platform could provide major cost and time savings.

1. Start Your Business 

1800accountant google reviews

1-800Accountant assists in setting up your business as either an LLC or Corporation – They offer a straightforward and efficient process for entity formation, to guide you through the necessary steps with expertise. 

They say that this can potentially result in significant cost savings over time. The reason this is true is because if you file appropriately, you can maximize your tax savings at the end of the year. 

They often have special offers available for starting at a low cost or $0 plus state fees. Additionally, they handle the filing of your business license directly with the Secretary of State, ensuring compliance with state regulations. 

Overall, 1-800Accountant simplifies the process of filing your business and offers assistance to navigate the complexities of entity formation.

Recommended: Low-Risk NAICS Codes +Best SIC Codes for Business Credit 

2. File Your EIN

1800accountant reviews yelp

For $99, 1-800Accountant will file for your employer identification number (EIN) through the Internal Revenue Service (IRS). You need this to get a business bank account, file business taxes, and get business financing. 

Many companies charge a hefty fee for this service, but it’s super easy to do yourself. Instead of paying a fee, you can just visit the IRS website and apply with your business info. An EIN is free. 

→ Here’s where to apply. 

If you need them, you can find EIN filing instructions here. 

The only common hurdle that I know of is that you need to file during weekday business hours. So, just check in on Monday through Friday between 9:00 to 5:00, and you should be able to get this situated quickly. Otherwise, the application may be offline. 

If you want the EIN filing service and you’re willing to pay almost $100 (which actually seems to be the going rate), then cool. But, I don’t see why you would need to. 

Recommended: Here’s How to [Actually] Get Business Credit With Just an EIN +More Options 

3. Year-Round Tax Advisory 

1800 accountant refund tax advisory

1-800Accountant provides affordable and comprehensive tax advisory services for small businesses. Their expert CPAs offer year-round support to maximize tax refunds and minimize liabilities. 

The process includes year-round: 

  • Tax preparation
  • Organization
  • Submission
  • Iterative review
  • Approval
  • Secure storage of completed returns

You’ll get matched with a dedicated tax planner who will provide strategic advice tailored to your business needs. And, they’re supposed to be there for this anytime you need it. 

You might also like: Everything You Need to Know About a DUNS Number – and Why You Should Care 

4. Tax Audit Defense

Is tax accountant stressful?

On top of everything else, 1-800Accountant provides tax audit defense services for small businesses; this can ensure peace of mind and protection during IRS audits. 

If you’re an active member, their certified Enrolled Agents (EAs) and CPAs handle all aspects of the audit process, from preparation to representation. 

They can protect your rights and offer state-level expertise. With their support, you can navigate audits more confidently, knowing your interests are safeguarded and your tax matters are in capable hands (without any hourly fees).

You might also like: Corporate vs Business Credit Card: What’s the Difference? 

5. Quarterly Small Business Taxes

1-800Accountant Quarterly Taxes

1-800Accountant offers a Quarterly Estimated Tax Service to help you navigate federal estimated tax payments. They provide year-round tax advisory support, calculating IRS quarterly payments to avoid underpayment penalties and interest. 

Additionally, they try to identify opportunities for tax deductions often overlooked by “generic firms.” They offer clear payment deadlines and try to create a stress-free process. This can make quarterly taxes easier and allow you to focus on growing your business. 

Their small business experts specialize in various industries across all 50 states. If you’re unsure about quarterly tax requirements or calculations, their professionals can guide you through the process.

You might also like: ​​How to Find Aged Shelf Companies for Sale +Why Buy Them? 

6. Personal Income Tax Preparation 

1-800Accountant Personal Income Taxes

You can also leverage 1-800Accountant for personal income tax preparation. With a membership, they can ensure that you maximize your tax returns with “guaranteed accuracy.” Their expert tax accountants handle even complex situations. And, they promise to file returns promptly and transparently with no hidden charges. 

With convenient document upload via their app or portal and bank-level security, it could be a super convenient way to file. Certified income tax experts are available in every state for quick assistance, and year-round support is offered for personal or business tax needs. 

You might also like: Comprehensive ZenBusiness Review: Is it Legit for LLCs? 

7. Payroll & Bookkeeping

1800Accountant Payroll & Bookkeeping

Finally, 1-800Accountant offers comprehensive bookkeeping and payroll Services tailored to small businesses.

For bookkeeping, their certified US-based accountants handle the tedious back-office work, accurately categorizing transactions and reconciling accounts. This could give you the freedom to focus on your business while receiving accurate, detailed reports and enjoying game-changing features like automation. Transparent pricing, dedicated bookkeepers, and secure online portals ensure efficiency and peace of mind.

Their payroll services are quick, easy, and affordable, powered by experts. With just a few clicks, you can pay your employees and ensure accuracy and compliance. Automatic payroll tax filings, state ID registration, and transparent pricing further streamline the process. Experienced professionals provide support and guidance, allowing you to spend less time on payroll and more on your business.

You might also like: Gusto Review: Let’s Really Evaluate This Famed Payroll Platform  

Frequently Asked Questions

Can you get a refund from 1-800Accountant? 

1-800Accountant offers a satisfaction guarantee for their services. If you’re not satisfied within 30 days of using their services, you can request a refund of the remaining balance of your purchase.

How do I cancel my 1-800Accountant subscription? 

To cancel your 1-800Accountant subscription, you’ll need to reach out to their customer support team. They can assist you with the cancellation process and any related questions you may have.

Does 1-800Accountant have an app? 

Yes, 1-800Accountant offers an app for convenient access to their services. You can download the app to upload documents, monitor progress, and communicate with their team. But, the mobile app isn’t very well rated. 

What software does 1-800Accountant use? 

1-800Accountant claims to be accustomed to working with any existing bookkeeping system you may be using. They also offer their own bookkeeping software for online bookkeeping services for small businesses.

Conclusion: Is 1800Accountant Legit? 

1800Accountant is a legitimate, registered business in good standing with the state of New York. They operate across the U.S. and provide a robust offer for small businesses. While they don’t have 100% raving customer reviews, they could be a good solution. 

Look at your budget, your needs, and explore all of your options before you commit to any CPA or business financial service. Ask around to see who your colleagues use, and check out online forums to find out what offer might be best for you.

Don’t rule out local CPAs, especially if you’d prefer in-person meetings – you won’t get any in-person meetings with a remote service, and this is important for some business owners. 

Do you want to learn how to obtain up to $100K in business credit in as few as 30 days? If so, join Business Credit Workshop today!

Complete Guide to Small Business Insurance in New Jersey

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small business insurance new jersey

When you start any business in New Jersey, it’s crucial to make sure you’re fully insured. Some types of coverage are required for businesses in our state and others are elective but beneficial. Meanwhile, depending on your scope of products and services, some insurances might be completely useless. 

Find out which coverages are necessary, which ones are generally helpful, and some that could be a wasted expenditure for certain businesses. Then, get answers to some of the most common questions small business owners in New Jersey have about insurance. 

Here’s what’s in store:

Now, let’s get moving! 

What is Small Business Insurance? 

Small business insurance is like a safety net for your business—you know, just in case things don’t go as planned. It’s there to help cover your back when unexpected events come knocking. Basically, it’s a bundle of different insurance policies tailored to fit the needs of small businesses like yours.

With small business insurance, you’re not just protecting your business’s physical assets; you’re also safeguarding yourself from: 

  • Liability claims
  • Employee injuries
  • Legal hassles

Think of it as a shield against the unknown, to give you peace of mind knowing that you’re covered no matter what life throws your way. Whether it’s property damage, a slip-and-fall accident, or a lawsuit from a disgruntled customer, having the right insurance can make all the difference. 

So, while it might seem like any other expense, small business insurance is typically a smart move to protect what you’ve worked so hard to build…But, that depends on whether you need the specific coverage. 

You might also like: Low-Risk NAICS Codes +Best SIC Codes for Business Credit in 2024 

What are the Requirements for Business Insurance in New Jersey?

New Jersey small business insurance

So, when it comes to running your business in New Jersey, there are a handful of insurance requirements you need to keep in mind to cover both you and your employees.

 Let’s break it down:

  • Most businesses, except for sole proprietors with no employees, need Workers Comp. Check with your insurance provider or the Compensation Rating and Inspection Bureau for details.
  • If you’ve got employees, you need to follow the New Jersey Family Leave Act. This means they can take leave for things like caring for a new child or a family member with a serious health issue. You will need coverage to fund this. 
  • You’ve also gotta pay disability insurance taxes and provide info when employees need to file for disability benefits. You can choose coverage through the state plan or a private one.
  • And, you need to have unemployment insurance – It helps workers who lose their jobs or work less than full-time due to lack of work.
  • While it’s not a must by state law, offering health or life insurance to your employees is typically a good move. You can find resources through the Department of Banking & Insurance or the state’s health insurance marketplace.
  • If you’ve got 20 or more employees with health benefits, you also need to offer continuation of coverage under federal law (COBRA) – Smaller businesses have state continuation options.

Additional types of coverage may be needed based on industry requirements and business needs. Review New Jersey’s employer requirements to understand what the state expects from you.    

Note: Effective January 8, 2024, businesses with outstanding liabilities for wage, benefit (including insurance infractions), or tax law violations risk being placed on the Workplace Accountability and Labor List, “The WALL.” If your company is listed on the wall, you’ll be ineligible for public contracting opportunities with State, county, or local governments until all liabilities are settled.

For help making sure you’re in compliance with workplace laws, you can reach out to the New Jersey Department of Labor at wagehour@dol.nj.gov.

You might also like: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

Do small businesses in NJ have to offer health insurance?

Small business health insurance new jersey

Small businesses in New Jersey are not legally required to offer health insurance to their employees. Unlike some states that have specific mandates for employer-sponsored health insurance, New Jersey does not have such requirements for small businesses. 

So, the decision for a small business (with fewer than 50 employees) to offer health insurance is typically voluntary and depends on factors like your budget and desire to attract and retain talent. 

In New Jersey, the Small Business Health Options Program (SHOP) is a handy tool for small businesses with 1–50 employees. SHOP helps you offer private insurance to your team. And, you can usually enroll any time of year. 

You may want to offer health insurance as part of your employee benefits package because:

  1. Health insurance can make your company more competitive in the job market and help attract and retain qualified employees.
  2. Providing health insurance demonstrates your commitment to employee well-being and can lead to higher job satisfaction and staff morale.
  3. You may qualify for tax incentives, such as the Small Business Health Care Tax Credit, if you offer health insurance to employees – this might save you up to 50% of what you contribute as an employer. 
  4. Access to health insurance can help your employees stay healthy and address medical issues promptly, which could lead to fewer missed days and increased productivity.

If you choose to offer health insurance, work with insurance brokers or agents to explore available options and find coverage that meets your needs and budget.

What is the Minimum Liability Insurance in New Jersey? 

If you’re cruising around the Garden State, you gotta have liability insurance with minimum coverage limits of 15/30/5. That means $15,000 for each person injured in an accident, up to $30,000 per accident for bodily injury, and $5,000 for property damage.

If you’re running a business, you’ll need workers’ comp insurance to take care of your employees if they get injured on the job – this includes behind the wheel. The coverage amounts depend on things like your payroll and what your business is all about.

While it’s not a must-do by law, having general liability insurance is a smart move for businesses. It helps cover you if there are claims of injury, property damage, or other mishaps.

Remember, the exact coverage you need can vary, so it’s best to chat with an insurance expert to make sure you’ve got the right protection for your situation.

You might also like: How to Use Business Gas Cards to Build Your Business Credit 

Small Business Coverage Types You Need to Understand 

Do I need business insurance in NJ?

There are many types of small business insurance coverage that you should be familiar with, whether you currently need it or not. If you employ others to work for you in New Jersey, you undoubtedly need at least a handful of these coverage types. 

And, depending on your operations, you could need any of these policies (now or in the future) to protect certain aspects of your company. 

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1. Worker’s Compensation Insurance

Worker’s Compensation Insurance is a must if you have employees. It kicks in to cover medical expenses and lost wages if an employee gets injured or sick on the job. It’s there to protect both you and your workers, ensuring they get the care they need while shielding you from potential lawsuits.

  • You need it if: You hire employees in the state of New Jersey. 
  • You don’t need it if: You run a sole proprietorship or single-member LLC with no employees.

2. Family Leave Insurance

Family Leave Insurance is crucial for offering your employees the support they need during significant life events. It allows them to take time off for the care of a new child or a family member with a serious health condition, without worrying about job security.

  • You need it if: You hire employees in the state of New Jersey. 
  • You don’t need it if: You run a sole proprietorship or single-member LLCs with no employees.

3. Temporary Disability Insurance

Temporary Disability Insurance ensures that if one of your employees falls ill or gets injured and can’t work, they’re still covered financially. It helps them with wage replacement during their recovery period, easing their financial burden.

  • You need it if: You hire employees in the state of New Jersey. 
  • You don’t need it if: You run a sole proprietorship or single-member LLCs with no employees.

4. Unemployment Insurance

Unemployment Insurance provides a safety net for your employees if they lose their jobs through no fault of their own. It’s a legal requirement to have this coverage, helping your former employees bridge the gap until they find a new job.

  • You need it if: You hire employees in the state of New Jersey. 
  • You don’t need it if: You run a sole proprietorship or single-member LLCs with no employees.

5. General Liability Insurance

General Liability Insurance is like a safety net for your business. It covers legal costs and damages if someone is injured on your property or if you or your employees cause damage or injury to someone else.

  • You need it if: You run a business, regardless of size or industry. 
  • You don’t need it if: You don’t run a business.

6. Professional Liability Insurance

Professional Liability Insurance, also known as Errors & Omissions Insurance, is essential for professionals who provide services or advice. It protects you from claims of negligence or mistakes in your work that result in financial loss for your clients.

  • You need it if: You are a professional who offers services such as consultant, accountant, lawyer, or healthcare provider. 
  • You don’t need it if: You do not provide professional services.

7. Commercial Umbrella Insurance

Commercial Umbrella Insurance provides an extra layer of liability coverage beyond the limits of your other insurance policies. It’s like a safety net for your safety net, offering additional protection when your other coverage maxes out.

  • You need it if: You might benefit from extra liability coverage, especially if your business operates in high-risk industries. 
  • You don’t need it if: Your general liability and/or professional liability coverage is adequate.

8. Commercial Auto Insurance

Commercial Auto Insurance is a must-have if your business owns vehicles used for business purposes. It covers damages or injuries resulting from accidents involving your company vehicles.

  • You need it if: You own or lease vehicles that are used for business purposes. 
  • You don’t need it if: You don’t own or use vehicles for work.

9. Business Owner’s Policy (BOP)

A Business Owner’s Policy (BOP) bundles several types of insurance, including property, liability, and business interruption insurance, into one convenient package. It’s a cost-effective way for small businesses to get essential coverage.

  • You need it if: You’re looking for comprehensive coverage at an affordable price and can qualify.
  • You don’t need it if: You run a larger business with more complex insurance needs.

10. Employee Health Insurance Coverage

Employee Health Insurance Coverage is crucial for attracting and retaining top talent. It provides medical coverage for your employees and their dependents, ensuring they stay healthy and productive.

  • You need it if: You want to offer competitive benefits to employees or you employ more than 50 full-time equivalent employees. 
  • You don’t need it if: You have no employees – Companies with fewer than 50 full-time equivalent employees aren’t required by law to offer health insurance, but it’s still a valuable perk.

11. Errors & Omissions Insurance

Errors & Omissions Insurance, also known as Professional Liability Insurance, is essential for professionals who provide services or advice. It protects you from claims of negligence or mistakes in your work that result in financial loss for your clients.

  • You need it if: Professionals such as consultants, accountants, lawyers, and healthcare providers. 
  • You don’t need it if: Businesses that don’t provide professional services may not need this insurance.

12. Cyber Insurance

Cyber Insurance is becoming increasingly important in our digital world. It protects your business from financial losses and liabilities resulting from cyberattacks, data breaches, and other cyber incidents.

  • You need it if: You store sensitive data or rely on digital systems to conduct business. 
  • You don’t need it if: You do not store sensitive data or digital systems in your operations.

13. Data Breach Insurance

Data Breach Insurance is a specialized form of insurance that covers the costs associated with data breaches, including notification expenses, credit monitoring services, and legal fees – it is related to cyber insurance, but doesn’t provide the same coverage. 

  • You need it if: You store any sensitive customer or employee data online.
  • You don’t need it if: You have no customer or employee data stored online.

14. Commercial Property Insurance

Commercial Property Insurance protects your business property, including buildings, equipment, and inventory, from damages or losses due to covered perils such as fire, theft, or vandalism.

  • You need it if: You own or lease property for business purposes. 
  • You don’t need it if: Your business has no valuable, insurable real estate or assets.

15. Key Person Insurance or Corporate-Owned Life Insurance (COLI)

Key Person Insurance, also known as Corporate-Owned Life Insurance (COLI), provides financial protection to your business in the event of the death of a key employee. People used to sometimes call this type of coverage, “dead peasant life insurance” 🤮– But, in practical use, It helps cover the financial losses and expenses associated with losing a key member of your team.

  • You need it if: You rely heavily on key employees or individuals whose loss would have a significant financial impact on your business. 
  • You don’t need it if: You have no employees or “key persons” within your operations.

Business Insurance Providers in New Jersey 

Small business insurance new jersey providers

When you’re looking for small business insurance in New Jersey, you have a few options. Some types of insurance can be found through official state programs, while others are available from insurance providers or brokers. Let’s break it down for you:

  • State insurance programs – These are programs set up by the state of New Jersey to offer specific types of insurance for businesses. They’re meant to be easy to access and affordable, giving you insurance that fits your needs.
  • Private insurance providers – These companies (think Insureon, Progressive, or The Hartford) sell insurance directly to businesses. They offer different types of coverage like liability or workers’ compensation insurance. They handle everything from creating policies to dealing with claims.
  • Insurance brokers – Brokers are like middlemen between you and insurance providers. They help you figure out what kind of insurance you need and then find the best policies for you. They’re experts at navigating the insurance world and can help you find the right coverage.

When you’re deciding between state programs, private insurance providers, and brokers, think about how much help you want. 

If you’re comfortable doing things on your own, you might go straight to an insurance provider. But if you want someone to guide you through the process, a broker could be really helpful – Either way, the goal is to get the insurance that keeps your business safe.

Frequently Asked Questions

How much does business insurance cost in NJ?

The cost of business insurance in New Jersey varies based on the size of your business, the type of coverage you need, and your industry. Generally, small businesses might pay anywhere from a few hundred to several thousand dollars per year.

Why is business insurance so expensive? 

Business insurance costs can seem high because it’s designed to protect your business from a wide range of risks, including property damage, liability claims, and employee injuries. Factors like the size of your business, the industry you’re in, and your claims history can also impact the cost.

Do I need insurance for my LLC in NJ? 

While New Jersey doesn’t require all LLCs to have all types of insurance, you likely need to get certain types of insurance. For example, if you have employees, you need to provide workers comp, family leave, disability, and unemployment coverage. 

Which insurance company is best for small business? 

The best insurance company for your small business depends on factors like the type of coverage you need, your budget, and your preferences. It’s a good idea to compare quotes from multiple insurers to find the right fit. You may want to use a combination of state programs and private insurance providers.

Is business insurance a startup cost? 

Yes, business insurance can be considered a startup cost because it’s necessary for protecting your business from risks right from the beginning. It’s an investment in your business’s security and can provide peace of mind as you grow.

Final Takeaway

Starting and running a business in New Jersey comes with its fair share of risks, but having the right insurance can help mitigate those risks and protect what you’ve worked so hard to build. 

From workers’ comp to cyber Insurance, understanding the different types of coverage available and which ones are essential for your business is key to safeguarding your assets and ensuring your peace of mind.

Remember, while some insurance types are required by law, others are optional but highly recommended – Know what you need and what you don’t to save you time and money and protect your assets. 

Take the time to assess your needs, explore your options, and invest in the protection your business deserves. With the right insurance in place, you can focus on growing your business with confidence, knowing that you’re prepared for whatever challenges may come your way.

Want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

A Complete Northwest Registered Agent Review & Analysis

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Northwest Registered Agent

Northwest Registered Agent is a well-known, national registered agent service that many entrepreneurs leverage to get their businesses off the ground. And, for the most part, their customer reviews are pretty positive. 

But, you can’t always believe what you read. And, you should know exactly what you’ll get before you sign up for any paid offer.

I’ve been reviewing competitors’ registered agent services lately –  and it can only benefit you to learn as much as you can about all of your options before you decide which one to sign up for (if any). So, I wanted to review Northwest Registered Agent in-depth, and give you my take. 

Here’s what’s in store: 

Now, let’s get the show on the road. 

What is Northwest Registered Agent? 

Northwest registered agent reviews

Northwest Registered Agent is a company that helps businesses with important paperwork. They have lots of employees and help millions of businesses all over the country. 

A registered agent is someone who receives legal papers for a business. Northwest Registered Agent does more than just get papers—they also offer a bunch of helpful tools and services like a free business dashboard, business email, and expert advice from their team of Corporate Guides.

First, they assign a special helper called a “Corporate Guide” to each business owner to provide you with personalized support.

Northwest Registered Agent reviews reddit

Northwest Registered Agent started out helping businesses with paperwork. Now, they also assist with starting businesses as well as following rules and regulations. They even offer extra services like mail forwarding and virtual offices to keep your privacy safe (They give you a business address and forward your mail for free).

The company aims to make it easier to follow business filing rules in every state – including D.C. and Puerto Rico. Plus, they provide many resources needed to keep a business running smoothly. Whether you’re just starting out or already running an established business, Northwest Registered Agent might be able to help.

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How Much Does Northwest Registered Agent Cost? 

Northwest Registered Agent login

Pricing for Northwest Registered Agent varies based on what you need. 

You can create an account for free, which gives you access to an ‘Entity Management System’ where you can populate forms at no cost. And, you won’t be signed up for drip marketing campaigns or newsletters to use the tools. 

Now, when you get into your account, you will enter information about your prospective or existing business, and the system will recommend registration or compliance next steps. 

This is when you will be offered paid services. 

But, you don’t have to take advantage of these services. In fact, the system will offer details and instructions for how or where to file certain forms on your own or take advantage of their agency services – it’s pretty cool. 

Northwest Registered Agent LLC review

And, pricing varies from service to service, for example: 

  • Registered Agent Services cost $125 per year plus filing fees
  • Beneficial Ownership Information Reports (BOIs) cost $9
  • Employer Identification Numbers (EINs) cost $50 
  • Operating Agreements can be generated for free or cost up to $49
  • Trademark assistance costs $249 plus USPTO filing fees ($250)
  • Corporate books & seals have varied costs starting at $10 per item
  • The Business Identity Bundle (business address, WordPress website, email address, etc.) is $9 plus up to $9 per month per service after free trial expiration

The costs can vary tremendously, depending on which services you leverage.  

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Northwest Registered Agent Company Overview

Who owns Northwest Registered Agent?

Spokane, Washington-based Northwest Registered Agent – also known as Bonanzitizing LLC — is a for-profit, privately-held company that was founded in 1998. In 2022, the company acquired AAEusocial Interweb Technologies. 

Beyond that, it’s not super easy to find out solid information about company ownership or management. However, I found that Dan Keen was previously the President of the company. And, Dan VanGouden (if this is, in fact, a real person) is the “Chief Incompetence Officer.” 🤔

With this type of business, I can understand how it could be helpful to stay anonymous in-part…You don’t want your clients’ complaints to fall back on you. Plus, the staff directory is hilarious. 

Northwest Registered Agent Spokane reviews

I haven’t found any major red flags from online reviews, but Trustpilot reviews are mostly indicative of a mid-range experience. Keep in mind, people are way more likely to complain than report satisfactory service. So, take this how you will. 

Northwest Registered Agent reviews BBB

While they’re not accredited with the Better Business Bureau (BBB), Northwest Registered Agent maintains an A rating and 4.55 out of 5 stars on the platform – This is despite 35 complaints closed in the past 3 years and 15 in the past 12 months (which are actually low numbers). 

Northwest Registered Agent BBB

In all, the company appears to be legit – they’re actively registered in good standing in Washington state. I see no open class actions against them. But, since I haven’t used them myself, I can’t expressly recommend or vouch for them. 

With that said, their offer is interesting and I like what I see. 

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What Does Northwest Registered Agent Do? 

At Northwest Registered Agent, you’ll find a range of helpful services to support your business journey. The offer is pretty robust. And, it might be helpful before you’ve ever registered and if you’ve already been in business for some time. 

Let’s break down everything they might be able to help you with. 

1. Business Formation & Maintenance

Northwest Registered Agent LLC

When you’re ready to kickstart your business, Northwest Registered Agent can assist you with setting up your LLC or corporation. They’ll guide you through the process and help you stay on top of annual filings and other maintenance tasks to keep your business running smoothly.

While the company doesn’t advertise Sole Proprietorship registration, they do mention DBAs. If you need help filing, there’s only one risk in using these services – if you never actively participate in a business that is filed with a business service, you may be charged annually until you close the business yourself. 

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2. Registered Agent Services

northwest registered agent customer service

With Northwest Registered Agent as your registered agent, you can rest easy with the idea that your legal correspondence will be handled promptly and confidentially. They’ll accept important documents on behalf of your business, to ideally make sure that you don’t miss critical communications.

You can be your own registered agent, certainly. But there are some instances where you may not want to be or it may be better for someone else to handle important filing deadlines. 

A registered agent also enables you to keep your name private from business filings (which can be good or bad). Some consumers will do their due diligence before choosing to purchase from a business, and they may want to know that you’re transparent about your operations – for some businesses, this isn’t a concern. 

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3. Federal Filings Assistance

Northwest Registered Agent LLC reviews

Navigating federal filings can be tricky, but Northwest Registered Agent is here to help. Whether you need to obtain an EIN, elect S Corporation tax status, or file Beneficial Ownership Reports, they can help ensure that you’re on track.

However, many federal filings are free to file. So, you should be sure you actually need help before you pay for someone else to file for you. 

For example, Northwest Registered Agent offers BOI filing through the Financial Crimes Enforcement Network for $9 and EIN filing through the Internal Revenue Service for $50. Both of these forms are free to file through their respective agencies. 

If you want to file yourself: 

If you want help, a registered agent service can make the process faster and maybe more convenient. 

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4. Online Presence & eCommerce Solutions

Why choose Northwest Registered Agent?

In today’s digital world, having a strong online presence is crucial. Northwest Registered Agent offers a range of solutions to help you establish and grow your online presence, including domain registration, website hosting, email services, and SSL certificates for secure transactions.

Northwest Registered Agent doesn’t advertise which tools they use to help companies establish their online presence. But, I did find out that their “open-source websites” are built in WordPress. 

Now, I love WordPress, but I never recommend it for business owners without any tech savvy – it is strictly free, but it’s not the easiest platform to navigate…at all. Even if you are proficient in digital technology, WordPress almost undoubtedly comes with the need to hire help to fix and maintain the website. 

And, many of the tools needed for a fully-functional WordPress website come with an added monthly cost. Not to mention, WordPress usually isn’t the best platform for eCommerce (online product sales). 

Do your research and explore multiple website building solutions before you choose your website platform. 

Note: An online presence is also crucial to establish business credit… 

Recommended: This is How to Build Business Credit Fast [Step-by-Step Guide] 

5. Expansion & Trademark Services

Northwest Registered Agent Trademark services

When you’re ready to expand your business or protect your brand with trademarks, Northwest Registered Agent can assist you every step of the way. From adding DBA names to securing federal trademark filings, they’ll help you navigate the process with ease.

Trademarks are an especially complex route to navigate, especially if you’ve never been on it before. 

In my experience patent & trademark attorneys tend to charge from $500 to $1K for a single filing, not including U.S. Patent & Trademark Office (USPTO) fees. These fees typically run from $250-350 per filing. The costs – both fiscal and mental – can add up pretty quickly. 

Through Northwest Registered Agent, you can get trademark filing assistance for $249. This service is definitely worth looking into if you need a trademark, but don’t know where to start. 

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6. Legal Support & Compliance

Northwest Registered Agent Legal Services

Staying compliant with state and federal regulations is crucial for business success. Northwest Registered Agent’s dedicated legal team can provide expert guidance and support to ensure you’re meeting all your legal obligations.

Moreover, when you first sign up, the platform can help you do a quick compliance check to see what you may need to stay above water. It’s super easy to get lost in the sea of business regulations, and smart to have a service that helps keep your business in line. 

If nothing else, I see no harm in creating a free account with Northwest Registered Agent, just to see if you’ve filed everything you need to meet federal business regulations. 

“Law On-Call” is an added service for active Registered Agent users that costs $9 per month and puts you in touch with a legal expert that can answer your personalized business questions.

Topics might include:

  • Business employment 
  • Contracts
  • Entity formation
  • Nonprofit corporate bylaws

On this matter, I’d say the price is right.  

You might also like: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

7. Payment Processing Solutions

Northwest Registered Agent Payment Processing

Accepting credit cards is super important for businesses looking to increase revenue and reach more customers. Northwest Registered Agent offers a free consultation, which can make it easier for you to accept credit card payments and grow your bottom line.

I didn’t see which card processor(s) Northwest Registered Agent might work with, if any. So, this consultation may be a complimentary service. 

The website also has a lot of information that explains how to accept credit cards, including how to sign up with a merchant account. 

You might also like: Is it Illegal to Use a Business Credit Card for Personal Use? +More Answers 

8. Phone & Mail Services

northwest registered agent virtual office

Maintaining a professional image and ensuring privacy are important for businesses of all sizes. Northwest Registered Agent offers dedicated business phone numbers and addresses, as well as mail forwarding services, to help you stay organized and project a professional image to your customers.

Northwest Registered Agents’ business addresses are advertised as “free,” though you will pay a fee for added services like: 

  • Mail forwarding (not available in all states)
  • Opening & scanning

Phone service costs an added $9 per month, and is hosted through an app called Corporate Phone® – Its a voice over internet protocol (VOIP) service. The price is competitive as Google Voice charges $10 for a comparable service. 

Recommended: What is a Virtual Address for Business? (+Do You Need One?) 

9. Corporate Supplies

Northwest registered agent spokane supplies

Keeping your business documents organized and professional is key. 

Northwest Registered Agent offers a variety of corporate supplies, including: 

  • Premium operating agreements
  • Customized certificates
  • Embossing seals
  • Notary stamps 
  • GoBooks (zip-binders)

These products might help you maintain accurate records (and present a polished image to stakeholders). While you can get them anywhere, their prices may be a little high. 

For example, Northwest Registered Agent charges $100 for a corporate kit, while you can get them for between $50-70 from various suppliers. 

Northwest Registered Agent Google reviews

The trade-off is that getting supplies through a platform that already has all the required information about your business is much simpler and requires fewer steps. 

Recommended: 8 Best Registered Agent Services for LLCs and Other Businesses

Frequently Asked Questions

Who owns Northwest Registered Agent?

Northwest Registered Agent is privately owned and operated. They are not publicly traded and do not have shareholders. The company’s ownership structure is not publicly disclosed.

Where is Northwest Registered Agent located?

Northwest Registered Agent has its headquarters in Spokane, Washington. Additionally, they have offices and registered agent service locations in all 50 states, allowing them to serve businesses nationwide.

How to cancel Northwest Registered Agent?

To cancel your services with Northwest Registered Agent, you typically need to follow the cancellation process outlined in your service agreement or contract. This may involve submitting a formal request to cancel your registered agent services through your online dashboard or your Secretary of State, depending on the services you’re subscribed to  – Review the terms of your agreement carefully and follow any specific cancellation instructions to ensure a smooth process.

Conclusion: Is Northwest Registered Agent Legit? 

Overall, Northwest Registered Agent is legitimate, yes. Their services are pretty straightforward, comprehensive, and impressively non-gimmicky. I like this offer…a lot. 

The main downside that I found is that the site and platform aren’t super easy to navigate, if you want to bounce around. However, you can still have a comprehensive experience if you move through the online onboarding process the way it’s initially laid out. 

Now, you can also file all of your forms yourself, which is easier for some people than others. A registered agent and business services can save you a lot of time (and time is money). 

Do you want to learn how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!

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