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Comprehensive ZenBusiness Review: Is it Legit for LLCs? 

By Joe

ZenBusiness Review

ZenBusiness is a platform that’s starting to gain popularity with business owners launching or scaling their company. They offer basic business registration and other services to establish or expand your company’s presence. 

Starting at 0$ and endorsed by business celebrities, this probably seems like a good deal. But is it? 

Let’s take a deeper look at what ZenBusiness can actually do, and whether or not it’s the best option for you…you’ll even see a side-by-side comparison with one of its top competitors. 

Here’s what’s in store: 

  • What is ZenBusiness?
    • Is ZenBusiness Really Free?
    • ZenBusiness Company Overview
  • What Exactly Does ZenBusiness Do?
    • 1. Formation Services
    • 2. Operating Agreements
    • 3. Branding & Online Presence
    • 4. Business Banking
    • 5. Business Credit Cards
    • 6. Business Planning & Education
    • 7. Tools to Grow Your Business
  • ZenBusiness vs Legal Zoom
  • Frequently Asked Questions
  • Conclusion: Is ZenBusiness Legit?

Now, let’s roll… 

What is ZenBusiness?

ZenBusiness Review Business Credit Workshop

ZenBusiness offers a range of services to simplify the process of starting and growing a business. With a variety of packages catering to different needs, ZenBusiness provides options for entrepreneurs at every stage of their journey.

One of the standout features of ZenBusiness is its LLC-formation service, which helps you limit your liability and protect their personal assets when you register a business. 

Customer reviews on platforms like Trustpilot consistently rate ZenBusiness highly, citing its efficiency, talent, and responsiveness. However, it’s important to note that some endorsements (like those from affiliate partners and spokesperson Mark Cuban) could be influenced by financial compensation.

ZenBusiness Reviews Reddit

ZenBusiness also offers information and guidance on different business entity types, such as LLCs, S-Corps, and C-Corps. The idea is to help you make informed decisions about your business structure(s).

Overall, ZenBusiness presents itself as a reliable and accessible option for new business owners looking to start and grow a company. However, you should carefully consider your specific needs and budget constraints before choosing any business services. 

You might also like: Are All the Positive Swyft Filings Reviews Real? Read This 

Is ZenBusiness Really Free? 

How Much Does ZenBusiness Cost

One of the first offers you’ll notice on the ZenBusiness website is “worry-free support to launch your business starting at $0 plus state fees.” And, yes, the starter package really is 0$. 

State fees for business registration products tend to run from $50 to $150, depending on what you need to file, so it’s not completely free. 

The ZenBusiness platform offers three packages: 

  • Starter – $0
  • Pro – $199 per year
  • Premium – $299 per year 

…each with its own set of features.

The starter plan offers standard LLC filing and an accuracy guarantee. For additional services under this plan (compliance, operating agreements, expedited filing, employer identification (EIN) filing, etc.), you’ll need to pay added fees. 

Note, EIN filing is free through the IRS (a lot of people overlook this fact). 

The Pro and Premium packages include additional features such as 100% accuracy guarantee, operating agreement, and business website builder, catering to those seeking more comprehensive support for their business endeavors.

With the pro plan, you’ll pay out of pocket for business documents and tools to build your web presence, but these are included with the Premium plan. 

Recommended: Here’s How to [Actually] Get Business Credit With Just an EIN +More Options 

ZenBusiness Company Overview

ZenBusiness Inc

When I first landed on the ZenBusiness website – before looking at the fine print – I assumed it was a Mark Cuban project. Come to find out, he’s a spokesperson, but doesn’t own the company. 

Texas-based ZenBusiness Inc. (aka ZenBusiness PBC) was co-founded in 2015 by Art Flores, JC Glancy, Rafael Lopez, Ross Buhrdorf, Ryan Pitylak, Shanaz Hemmati. The company was officially registered with the Secretary of State by 2017. According to the state of Texas, Shabana Parvez is the most recently registered President and Director.

The company’s current CEO, Ross Buhrdorf, is a board member at the American National Bank of Texas and member of the Board of Trustees at Santa Fe Institute. He serves on other highly-recognized boards and invests in several entrepreneurial ventures. 

ZenBusiness CEO

Employees seem to like Buhrdorf. According to Glassdoor, 56% of ZenBusiness staff would recommend the company to a friend and 75% approve of the current leadership. In a perfect world, more people would be jazzed to work here, but the majority appear to be pretty pleased. 

ZenBusiness careers

But, if you dig deeper, you’ll find that at least one employee has alleged discrimination against the company. A civil right employment discrimination lawsuit against ZenBusiness was filed in October, 2023…However, the jury is still out.  

Despite 87 complaints closed in the past year, ZenBusiness is accredited with an A+ Better Business Bureau (BBB) Rating. 

ZenBusiness Inc Better Business Bureau

And, according to Trustpilot, ZenBusiness customer service exceeds expectations (they maintain a 4.8-star rating on the platform, which is very high. The few 

ZenBusiness Customer Service

In all, ZenBusiness appears to be a legitimate, active, and compliant company that tends to do what they say they’re going to do. 

You might also like: Gusto Review: Let’s Really Evaluate This Famed Payroll Platform 

What Exactly Does ZenBusiness Do? 

ZenBusiness actually offers a lot – in terms of starting and growing a business, they have various services and resources to help you on your journey. They can help you with filing to get off the ground, and lots of other items you might need along the way. 

Let’s take a peek at the full offer. 

You might also like: This is How to Leverage Business Credit to Transform Your Life 

1. Formation Services

ZenBusiness LLC

Business entity registration typically costs from $50 to $150, depending on your state. Traditionally, applications are filed with the Secretary of State. And, while a lot of people would argue that it’s cheaper to do it yourself, not all states make it easy. 

ZenBusiness can help you file the following at no cost (besides state filing fees) or with a Pro or Premium package with no extra charge: 

  • Doing Business As (DBA)
  • Limited Liability Corporation (LLC) 
  • S Corp
  • C Corporation

What’s nice about this offer is that you’ll have someone to consult with about which type of filing is best for your situation and needs. Keep in mind that the representative that helps you will likely try to upsell you because they could never stay in business if they only offered free services. 

Recommended: Sole Proprietorship VS LLC: How to Choose Your Entity Wisely 

2. Operating Agreements

ZenBusiness Registered Agent

ZenBusiness provides an operating agreement service starting at $125 for free accounts and included with the Pro and Premium packages – This service enables you to draft a personalized operating agreement more easily.

The operating agreement outlines rules and regulations governing your company’s operations, ownership, and succession plans. It helps protect personal assets, clarifies ownership structure, and defines voting rights.

Without an operating agreement, an LLC risks losing its limited liability status, potentially exposing personal assets to business liabilities. Additionally, the absence of clear guidelines can lead to misunderstandings between members.

Overall, ZenBusiness’ operating agreement service offers you a valuable tool to formalize your LLC’s governance structure objectively and safeguard your business interests.

Recommended: Low-Risk NAICS Codes +Best SIC Codes for Business Credit in 2024 

3. Branding & Online Presence

ZenBusiness Logo Kit

Once your business is established with ZenBusiness, you can also get help with vital aspects of building out your brand presence. 

Through your ZenBusiness dashboard, you can get: 

  • Logo design for $60
  • Domain registration for $25 per year 
  • Website building for $129 per year 
  • A business email address for $25 per year

The alternatives would be to use a free online logo designer or hire a designer ($0-$500+), register your own domain through a host of your choice ($12-20 per year), build your own website or hire a web developer (from $3 per month to $10K+), and set up your own business email address through your domain provider ($5-$10 per month per email address). 

I prefer a more customized approach that gives me full control (WordPress, Google Workspace, etc.), but I do see where these resources have huge value for people that don’t want to do the research or don’t know where to start. Plus, it could be extremely helpful to have everything in one dashboard. 

Recommended: What is a Virtual Address for Business? (+Do You Need One?) 

4. Business Banking

ZenBusiness Bank Account

ZenBusiness offers FDIC-insured business banking for $5 per month – but ZenBusiness is NOT a bank. ZenBusiness banking is offered through Thread Bank. 

Thread Bank offers digital-first banking services tailored for small businesses and busy individuals. With a focus on simplicity, speed, and connectivity, you can streamline everyday banking tasks.

Thread Bank’s offerings include:

  • No minimum balance
  • No overdraft fees
  • Easily accessible online account
  • Simple, secure, and paperless savings solutions

While not offered through a ZenBusiness account, Thread Bank also offers personal checking and savings products including Money Market Accounts (MMAs). 

Personally, I prefer credit unions (for many reasons), but I don’t see any glaring red flags with this digital banking offer. 

Recommended: 3 Best Credit Unions for Small Business Banking in 2024 

5. Business Credit Cards

What Does ZenBusiness Do?

Through ZenBusiness, you can apply for a Chase Business Ink card – either Business Unlimited®  or Business Cash®. 

Judging by the way this landing page is set up, I assume ZenBusiness has some sort of affiliate partnership through Chase. If I’m right, this means that ZenBusiness gets a commission every time someone signs up through their website and is approved for the card. 

I’m not aware of any type of relationship ZenBusiness could have with the card issuer that would make their members more likely to be approved – business credit is pretty cut and dry as far as underwriting is concerned. 

You don’t need any type of affiliation to apply for a Chase credit card – so, you don’t really need ZenBusiness for this. 

Recommended: 3 Best Business Credit Cards for a New LLC +More Resources 

6. Business Planning & Education

ZenBusiness login

At no cost, ZenBusiness also offers educational resources for planning on topics like: 

  • Business startup costs
  • Market research
  • Business plans
  • Licenses and permits
  • Government grants
  • Expanding to new locations

These resources are set up in a way that makes it appear that these offers may be individual services. Essentially, they’re relevant micro-learning modules. 

Some of their more robust modules are 30-minute videos to teach you about 

In all, these resources are very well organized and provide a lot of value. If you don’t want to use the offer, at least check out the resources because you’re sure to learn something. 

You might also like: Y Combinator: Fast Track to Success or Waste of Time? 

7. Tools to Grow Your Business 

ZenBusiness Money Pro

After you choose to establish your LLC with ZenBusiness, you can take advantage of quite a few offers designed to help you expand operations. 

ZenBusiness’ growth tools include: 

  • Compliance services starting at $199 per year
  • Registered agent starting at $199 per year
  • Annual report filing for $100
  • Business license and permit report for $99
  • Beneficial ownership filing services
  • Tax services for $49 per month
  • ZenBusiness Money Pro® bookkeeping and invoicing

While these offers are simple, the package you get with ZenBusiness is pretty comprehensive. It’s much more than a business registration service. 

The fact that you can do all of this in one dashboard is pretty cool – the cost for some of it seems a little steep to me – but we all have our areas where we’re willing to pay more for the convenient option. What do you think?  

Recommended: Business Credit Workshop’s Official Business Credit Building Checklist 

ZenBusiness vs Legal Zoom 

LegalZoom vs ZenBusiness

LegalZoom provides comprehensive business formation and compliance services with features like accuracy guarantees and access to legal professionals.

ZenBusiness offers affordable LLC formation packages and personalized support, making it ideal for entrepreneurs seeking simplicity and affordability.

LegalZoomZenBusiness
PricingOffers various packages starting at $0 plus state feesProvides LLC formation starting at $0 plus state fees, with additional services available for purchase
Services OfferedComprehensive range including legal assistance, tax services, & estate planningFocuses on simple and affordable business-related services & resources
Top Features100% accuracy guarantee Worry-free complianceAccess to legal professionalsPersonalized supportFast filing speedsRange of add-on services

Both LegalZoom and ZenBusiness offer valuable services for business owners who want to establish and manage their businesses. LegalZoom stands out for its comprehensive range of services, including legal assistance and tax planning, while ZenBusiness excels in simplicity and affordability, with personalized support and fast filing speeds. 

Ultimately, the choice between the two platforms depends on factors such as the specific needs of your business, budget considerations, and preference for additional services.

Recommended: 8 Best Registered Agent Services for LLCs and Other Businesses

Frequently Asked Questions

How much is ZenBusiness a year? 

ZenBusiness offers yearly pricing plans starting at $0 plus state fees for the Starter package and going up to $349 per year plus state fees for the Premium package.

Do I have to pay ZenBusiness every year? 

Yes, you’ll need to pay ZenBusiness annually if you choose ongoing service packages like Pro or Premium.

Is ZenBusiness better than LegalZoom? 

It depends on your needs. ZenBusiness is often praised for affordability and service, but LegalZoom may have features better suited for certain businesses.

Can I cancel my LLC with ZenBusiness? 

Yes, you can cancel your LLC with ZenBusiness. Contact their customer support for guidance – you may need to change the registered agent on your business filing with your Secretary of State to complete account cancellation. 

Conclusion: Is ZenBusiness Legit? 

ZenBusiness is a legit service to help you register your new company as a legal entity. If you want help with this, then I say they’re definitely worth considering. However, keep in mind there are tons of competitors out there and always do your research. 

If you opt for do-it-yourself business registration, at least check out ZenBusiness’ educational resources – they have a pretty robust knowledge base for people who are new to business. 

In all, this is a pretty cool offer, and I don’t see any major red flags that would make me want to tell you to steer clear. 

Want to Learn How to Obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop now.

Sole Proprietorship VS LLC: How to Choose Your Entity Wisely

By Joe

Sole proprietorship vs LLC

Here, we teach people how to build business credit. And, establishing your entity is a super important step in the process — early on, the two most common choices are sole proprietor or LLC. 

If you’re running a business as a sole proprietor, and considering an upgrade to LLC,  you might already know that you can get some business credit even without registering as an LLC or corporation…But if you’re looking to take your business to the next level and secure larger no-doc business lines of credit (think 25k, 50k, 100k), you might find it challenging without a registered corporate entity.

Banks and lenders tend to prefer working with LLCs or corporations because they offer more protection and credibility. So, I highly recommend considering forming an LLC over a sole proprietorship if you’re serious about obtaining substantial business credit.

Don’t get me wrong — you can still apply for business credit cards as a sole proprietor. But, a registered LLC or corporation can make it easier to secure other types of financing and help you build a stronger credit profile for your business. 

In this article, we’ll dive deeper into the differences between sole proprietorship and LLC, and explore their pros and cons, especially when it comes to business credit and financing options.

Here’s what we’ll cover: 

  • Are You Sure You Only Want to Look at Two Options?
    • Sole Proprietorship
    • Limited Liability Company (LLC)
    • S Corporation
    • C Corporation
    • Partnership Options
  • Sole Proprietorship vs Single-Member LLC
  • Here’s How Sole Proprietorships & LLCs Pay Taxes
    • Comparison of Tax Rates & Deductions
    • Can an LLC Be Used to Reduce Taxes?
  • How to Choose Between a Sole Proprietorship and an LLC
  • How to Register Your Business
  • Frequently Asked Questions
  • Conclusion: Which Structure is Best for You?

Now, let’s get going! 

Are You Sure You Only Want to Look at Two Options? 

Before we get too deep into the pros and cons of LLCs vs sole proprietorships, let’s take a quick look at some more entity types — I want to cover it all and give you everything you need to know. After all, it’s crucial to choose the right structure for your needs. 

You might also like: What’s the Best Payment Processor for a Small Business? Really

Sole Proprietorship

A sole proprietorship is the simplest type of business structure and is owned by one person. The owner has complete control over the business and is personally liable for its debts and legal issues. Sole proprietorships are not taxed as separate entities from the owner, meaning that the owner reports the business income on their individual tax returns.

Limited Liability Company (LLC)

A limited liability company (LLC) is a type of business entity that gives the owners (“members”) “limited liability protection.” This is a swanky way to say that the member’s personal assets are separate from the company’s assets, and their personal liability is limited to the amount of money they’ve invested in the company. 

LLCs can have one (“single-member”) or more (“multi-member”) members, and they can be taxed as either a sole proprietorship, partnership, S corporation, or C corporation, depending on how the members choose to be taxed.

S Corporation

An S corporation is another type of entity that you may want to consider — it’s a type of corporation that is taxed differently than a traditional corporation (C corporation). An S corporation’s profits and losses are “passed through” to its shareholders, who report the income on their individual tax returns. 

This means that S corporations avoid double taxation. To qualify as an S corporation, a business must meet certain requirements set by the IRS.

C Corporation

Next, you have a C corporation — a traditional corporation that is taxed as a separate entity from its owners (“shareholders”); this means that the corporation pays taxes on its profits, and the shareholders pay taxes on the dividends they receive from the corporation. 

C corporations offer limited liability protection for their shareholders, but they are subject to double taxation.

Partnership Options

At this stage, it’s also important to look at the two types of partnerships: 

General partnerships are a type of business entity where two or more people share the management and ownership and management of the company. The partners share the profits and losses of the business and are personally liable for any debts or legal issues that the business incurs.

A general partnership is typically not taxed as a separate entity from the partners, meaning that the partners report the business income on their individual tax returns.

Limited partnerships are similar to general partnerships but with two types of partners: general and limited partners. General partners have control over the day-to-day business operations and are personally liable for any business debts and legal issues. Limited partners, on the other hand, have limited liability and are not involved in the management of the business.

Limited partnerships are typically taxed as pass-through entities.

Sole Proprietorship vs Single-Member LLC

A single-member LLC is not the same as a sole proprietorship. In terms of liability protection, taxation, ease of formation and maintenance, and flexibility in management, there are considerable differences between sole proprietorships and limited liability companies (LLCs):

First of all, sole proprietorships provide no liability protection for their owners — basically, he owner’s personal assets are at risk if the business is sued or incurs debt. In contrast, LLCs offer “limited liability protection” to their owners (their personal assets are generally protected from the company’s debts and legal judgments).

Next, sole proprietorships are typically taxed as pass-through entities, which means that the business’s profits and losses are reported on the owner’s personal tax return. LLCs can also be taxed as pass-through entities, but they provide the option to be taxed as a corporation (this can be advantageous for LLCs that want to cash in on lower corporate tax rates or retain earnings in the business without paying personal income taxes on them).

And, sole proprietorships are the easiest and cheapest business entities to set up…in most states, they require no formal paperwork or registration. Now, while LLCs require more paperwork and filing fees to establish, they offer formal structure and protection. Both types of businesses require ongoing maintenance, such as keeping accurate financial records and filing tax returns, but LLCs typically have more stringent compliance requirements.

Finally, sole proprietors have complete control over the management of their businesses…but (big but), this also means that they have full responsibility for all aspects of the business. LLCs are more flexible in terms of management structure — they can be managed either by the members or by outside “managers.” LLCs can also have varying degrees of ownership and voting rights among members, which allows for more customized ownership structures.

While both sole proprietorships and LLCs offer benefits and drawbacks, LLCs typically offer more liability protection, tax flexibility, and management structure options, but require more paperwork and ongoing maintenance. 

Here’s How Sole Proprietorships & LLCs Pay Taxes

Sole proprietors report their business income and expenses on their personal tax returns using Schedule C (Form 1040). The net income from the business is then subject to self-employment taxes, which include Social Security and Medicare taxes. Self-employment taxes are calculated on Schedule SE (Form 1040) and are owed in addition to income tax. 

→ Sole proprietors are also responsible for paying estimated taxes quarterly throughout the year.

LLCs have more flexibility in how they pay taxes — by default, single-member LLCs are taxed as sole proprietorships and report their business income and expenses on the same Schedule C as a sole proprietor (Form 1040). 

Multi-member LLCs are taxed as partnerships and file Form 1065 to report their business income and expenses annually. But, LLCs can also choose to be taxed as S corporations or C corporations by filing Form 8832 or Form 2553, respectively.

Comparison of Tax Rates & Deductions

Sole proprietors and LLCs taxed as sole proprietorships pay income tax at their individual tax rates, which range from 10% to 37% depending on their taxable income. They are also subject to self-employment tax, which is currently 15.3%.

LLCs taxed as partnerships, S corporations, or C corporations are not subject to self-employment tax — Instead, the owners or shareholders pay income tax only on their share of the profits. 

Both LLCs and sole proprietors can deduct typical business expenses, such as rent, supplies, and equipment, to reduce their taxable income. 

Can an LLC Be Used to Reduce Taxes?

You can use an LLC to reduce taxes in a couple of ways: 

  1. Elect to be taxed as an S corporation — this allows the owners to pay themselves a reasonable salary and take the remaining profits as distributions. This can reduce self-employment tax, as only the salary is subject to Social Security and Medicare taxes.
  2. Take advantage of deductions and credits — LLCs can deduct business expenses, such as rent, supplies, and equipment, as well as contributions to retirement plans and health insurance premiums. They may also be eligible for tax credits, such as the Research Tax Credit or the Small Business Health Care Tax Credit.

Note that sole proprietorships are eligible for many of the same write-offs and credits as LLCs. So, how can you choose between them? 

How to Choose Between a Sole Proprietorship and an LLC

Here are some factors to consider when deciding whether to choose a sole proprietorship or an LLC:

Sole Proprietorship:

  • Simple to set up and maintain — A sole proprietorship requires minimal paperwork and legal formalities, making it easy and affordable to start and operate. 
  • Complete control — As a sole proprietor, you have complete control over your business decisions and operations.
  • Tax benefits — As a sole proprietor, you report your business income and expenses on your personal tax return, which can simplify tax preparation and potentially lower your tax burden.

Limited Liability Company (LLC):

  • Limited liability protection — An LLC provides limited liability protection to its owners, meaning that the owners are not personally responsible for the company’s debts and liabilities. 
  • Credibility and professionalism — An LLC is often seen as a more credible and professional business entity than a sole proprietorship, which can be an advantage when dealing with customers, vendors, and investors. 
  • Flexibility in taxation — LLCs have the option to be taxed as a partnership, an S corporation, or a C corporation, providing flexibility in tax planning and potentially reducing overall tax liability. 

In general, if you’re a small business owner with low risk and relatively simple operations, a sole proprietorship can be a decent choice. However, if you are concerned about personal liability or are looking to grow your business and establish credibility, an LLC may be a better option. It’s always a good idea to consult with a lawyer or accountant to determine the best business structure for your specific needs and circumstances.

With that said, I know that you can get business credit with a sole prop but you can get serious no-doc business lines of credit (25k, 50k, 100k) without a real entity. so I recommend getting an LLC. You can get business credit cards but banks want to see an LLC or corporation to extend business lines of credit.

How to Register Your Business 

How to Register as a Sole Proprietor

Here are the basic steps to file the necessary paperwork for forming an LLC and registering as a sole proprietor.

Of course! Here are some more conversational explanations of the steps to form an LLC and register as a sole proprietor:

How to form an LLC:

  1. Pick a name for your LLC that’s not already taken in your state and meets your state’s requirements.
  2. File an Articles of Organization form with your state’s Secretary of State office. This form typically asks for basic information about your LLC, like its name, address, and the name and address of your registered agent.
  3. Draft an operating agreement for your LLC. This outlines how your LLC is run and who owns it. Some states don’t require an operating agreement, but it’s still a good idea to have one.
  4. Get any necessary licenses and permits for your business. Depending on where you live and what you do, you might need specific licenses or permits to operate your LLC.
  5. Apply for an EIN from the IRS if you plan on hiring employees or opening a bank account for your LLC.

How to register as a sole proprietor:

  1. Decide on a name for your business, whether it’s your own name or something else.
  2. Get any licenses or permits you need to legally run your business in your area.
  3. File a “Doing Business As” (DBA) form with your state’s business registration office to register your business name.
  4. Apply for an EIN from the IRS if you plan on hiring employees or opening a business bank account.

Remember, the specific rules and requirements for forming an LLC or registering as a sole proprietor vary by state and local municipality, so be sure to do your research and follow the guidelines for your location. For example, in Oregon, you can legally run a business after filing an “Assumed Business Name” alone, but may still need local business licenses. 

Recommended: Secretary of State Offices Directory | Where to File a Business License

Frequently Asked Questions

What are the disadvantages of an LLC vs a sole proprietorship?

LLCs can be more costly and require more paperwork than sole proprietorships, but they offer greater personal liability protection. Sole proprietorships are generally easier and cheaper to set up, but leave you personally responsible for any business debts or legal issues.

What is more risky, a sole proprietorship or an LLC? Why?

A sole proprietorship is generally riskier than an LLC, as sole proprietors are personally liable for any business debts or legal issues. Forming an LLC can offer greater personal liability protection, which can help shield the owner’s personal assets from business-related risks.

How do business owners pay themselves?

Business owners can pay themselves in different ways, including salary, dividends, or draws/distributions from business profits, depending on the business structure and personal financial needs. And, some companies pay the owner’s salary with a business credit card. It’s important to consult with a financial advisor or accountant to ensure compliance with legal and tax requirements.

Conclusion: Which Structure is Best for You?

Whether you should choose a sole proprietorship or an LLC is based on a number of factors. Do you want more ease or more protection? Do you have specific tax needs? By now, you should have an idea which is best for your operations. 

However, if you want substantial lines of business credit, there is a clear choice: form an LLC…You can certainly obtain business credit cards as a sole proprietor, but to get those larger lines of credit in the tens and hundreds of thousands range, most banks will want to see a more formal business entity like an LLC or corporation.

To learn how to obtain up to $100K in business credit in as little as 30 days, join Business Credit Workshop today.

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