Hey there, truckers! Ready to hit the road and save some serious cash? In the fast-paced world of trucking, managing your finances is key to success.
And guess what?
The secret weapon to cut down expenses, earn rewards, and stay on top of your game is none other than the right credit card! Buckle up, ’cause in this guide, I’ll walk you through the best credit card options for truckers, spilling all the benefits and rewards.
Plus, we’ll answer those burning questions you’ve got about credit cards, making sure you’re all set to make smart choices.
Here’s what’s in store:
- Fuel Cards & Business Credit: Gas Up to Save Big!
- The Benefits of Fuel Cards for Long-Haul Drivers
- The Top Credit Cards for Truckers: Your Highway to Savings!
- Frequently Asked Questions
- Final Thoughts
Now, let’s make tracks!
Fuel Cards & Business Credit: Gas Up to Save Big!
Fuel cards can be like gold for truckers. Not only do they give you discounts on fuel, but they also work wonders in slashing maintenance and truck-related expenses.
But, here’s the thing: not all fuel cards are created equal (some might not even report your credit history). So, to build that strong credit score, you might to consider business credit cards that do report to credit agencies.
Fortunately, there are quite a few fuel cards tailor-made for truckers with no credit checks or options for those with not-so-perfect credit. Score!
Now, let’s talk savings! With fuel cards in hand, you can kiss a lot of sky-high fuel costs goodbye. Get ready to save big on gas and keep those hard-earned dollars where they belong – in your pocket!
Some fuel cards give you massive discounts and rewards, but that’s not all. Combine it with fuel-efficient driving and comparing prices at different fuel stations – boom, more savings!
And, you don’t have to worry if your credit history isn’t spotless. Some fuel cards for truckers are more forgiving, giving you a shot at the good stuff.
The Benefits of Fuel Cards for Long-Haul Drivers
Before we dive into the credit card options, let’s learn why fuel cards are the real deal.
Expense Reduction and Rewards
Picture this: you’re getting cash back and rewards on your fuel, maintenance, and truck-related expenses. Sounds like a dream, right?
Well, dream no more!
Finding the right card is all about getting you those juicy rewards, which means cutting down expenses and boosting your bottom line. Hello, more money in your pocket!
Improved Cash Flow
Life on the road can be unpredictable – I get it. But, worry not! Credit cards can be your financial cushion when payments are delayed or surprise expenses pop up.
With that flexible plastic in your wallet, you can keep on truckin’ without any hiccups.
Expense Tracking and Simplified Bookkeeping
Nobody likes a mountain of receipts and confusing spreadsheets. Real-time spend tracking and analytics to the rescue!
Many cards give you all the nitty-gritty details of your transactions on the same day spending takes place, making bookkeeping a breeze.
You might also like: How to Use Business Gas Cards to Build Your Business Credit
The Top Credit Cards for Truckers: Your Highway to Savings!
Now, let’s hit the gas and check out the best credit cards just for truckers.
The WEX Fleet Card is an ideal choice for growing businesses seeking real savings and efficient fuel expense management. Accepted at 95% of U.S. fuel stations, the card offers automatic fuel expense tracking, employee spending controls, purchase alerts, and exclusive discounts in the WEX EDGE savings network.
The card’s fuel anywhere feature eliminates the need to plan routes around specific fuel stations, making it convenient for truckers. Advanced spending controls allow businesses to customize purchase restrictions, and detailed, custom reports aid in smart decision-making.
This card also offers a mobile app for easy account access and provides excellent customer service.
Best for: Growing businesses with mixed fleets looking for comprehensive fuel expense management, robust controls, and access to exclusive discounts.
The Shell Fleet Navigator Card provides truckers with a wide acceptance at over 13,000 Shell stations and 95% of all U.S. fueling stations. With robust control features, businesses can set limits and track fueling activity easily.
The card offers rebates of up to 5 cents per gallon, helping truckers save on fuel expenses. Plus, the card’s security features – like driver IDs and purchase controls – minimize the risk of fraud and misuse.
Best for: Trucking businesses seeking a fuel card with a strong network, significant rebates, and efficient control options.
The ExxonMobil Fleet Pro Card is a single-card solution for mixed fleets and heavy-duty fleets. It offers universal card acceptance and competitive pricing on fuel within the Exxon and Mobil unified commercial and retail network.
The card comes with the option for Exxon Mobil Rewards+ program, allowing drivers to earn points for discounts on fuel and other purchases. Synergy Diesel Efficient™ fuel is designed to offer cleaner engines and better fuel efficiency for fleets.
Best for: Mixed fleets and heavy-duty fleets looking for a single-card solution with fuel savings and additional rewards.
Fuelman offers a range of fuel cards with flexible controls, tracking options, and rebates on gas purchases. The card allows businesses to set custom fuel controls, monitor spending, and track fuel expenses, which helps prevent fraud and misuse.
It also provides additional benefits like the Maintenance Manager feature and various offers tailored for different fleet types.
Best for: Businesses seeking a fuel card with customizable controls and tracking options to effectively manage fuel expenses.
The Shell Small Business Card offers similar benefits as the Shell Fleet Navigator Card, making it suitable for businesses with smaller fleets. It provides fuel rebates, control features, and an extensive acceptance network.
Businesses can easily track expenses and control fuel usage, making it an efficient option for small fleet operators.
Best for: Small businesses with fleets looking for fuel rebates and control features.
While not specifically designed for truckers, the Discover It Secured Card can be beneficial for those looking to build or rebuild their credit history. The card requires a refundable security deposit, and responsible use can help improve credit scores.
With cashback rewards on various categories, it can provide some value to truckers, especially if they use the card for everyday purchases.
Best for: Truckers looking to build or rebuild credit while earning cashback rewards.
The Hilton Amex Surpass Card is a travel rewards credit card with excellent benefits for those frequently staying at Hilton hotels and resorts. The card offers generous points on hotel stays, dining, groceries, and gas purchases.
Cardholders enjoy Hilton Honors Gold Status, a Free Night Reward, and Priority Pass™ Select membership for airport lounges.
Best for: Truckers who often stay at Hilton hotels and resorts and want to earn travel rewards and enjoy travel-related perks.
You might also want to check out → AtoB Business Gas Card Review: Is it Really a Superior Fleet Card?
Frequently Asked Questions
Do truckers get fuel discounts?
Yes, truckers usually get fuel discounts. These discounts are either offered through company agreements and partnerships, specialized fuel card programs, or business credit cards with discounts and rewards on fuel spending. These discounts help drivers and business owners save on operating costs.
What is the best credit card for truckers?
Everyone is as different as the available credit cards! The best credit card for truckers depends on what you need and what you want to achieve. Cards like the WEX FlexCard Fleet Card Rewards and the RTS Fuel Card are trucker faves for their awesome fuel discounts and savings, but they both need to be paid in full each month.
What is a truck fuel card?
It’s your secret weapon to save money on fuel! A truck fuel card is like a supercharged credit card, specially made for truckers and fleet owners. You get discounts, rewards, and simplified expense tracking – it’s fueling made easy!
Which gas card saves you the most?
Ready to fill up your savings tank? Gas cards like the WEX FlexCard Fleet Card Rewards and the Fuelman Deep Saver Fleet Card dish out the best rebates and rewards, making sure you keep more green in your wallet. But, there are some business credit cards thar offer even more rewards and savings on fuel – the best offer depends greatly on your situation.
Do fuel cards build credit?
Fuel cards that report on-time payments to credit bureaus help build business credit, yes. But, not all gas card companies report on-time payments, which means these offers will have no impact on your personal or business credit.
So there you have it! With this ultimate guide, you’re all set to make those smart financial moves. Armed with the right card, you can slash expenses, earn rewards, and conquer the road like never before.
Time to hit the highways and steer your way to success in the competitive world of trucking! Keep those wheels rollin.’ Saving big could be just one application away…
Are you interested in learning how to obtain up to $100K in business credit in as few as 30 days? Join Business Credit Workshop today!